Zavarovalnica Triglav, d.d. (LJSE:ZVTG)
Slovenia · Delayed Price · Currency is EUR 67.60
-0.20 (-0.29%)
At close: Sep 1, 2026
LJSE:ZVTG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,038 | 1,609 | 1,298 | 1,158 | 1,207 | 1,120 |
Total Interest & Dividend Income | -109.72 | 14.39 | -66.29 | -31.83 | 113.58 | 114.36 |
Gain (Loss) on Sale of Investments | 28.48 | 28.48 | 106.79 | 51.6 | -120.42 | 9.14 |
Other Revenue | 189.64 | 53.62 | 49.36 | 39.69 | 37.9 | 93.98 |
| 2,147 | 1,705 | 1,388 | 1,217 | 1,238 | 1,337 | |
Revenue Growth | 44.44% | 22.88% | 14.00% | -1.64% | -7.45% | 9.35% |
Policy Benefits | 1,720 | 1,336 | 997.3 | 1,107 | 1,032 | 836.98 |
Policy Acquisition & Underwriting Costs | - | - | - | - | - | 183.39 |
Selling, General & Administrative | 109.95 | 107.12 | 100.95 | 91.12 | 89.64 | 14.33 |
Other Operating Expenses | 10.06 | 11.32 | 8.14 | -1.05 | 14.56 | 167.31 |
Reinsurance Income or Expense | -124.13 | -64.75 | -140.93 | 31.61 | -104.45 | - |
Total Operating Expenses | 1,964 | 1,519 | 1,247 | 1,166 | 1,241 | 1,202 |
Operating Income | 182.51 | 186.1 | 140.44 | 51.6 | -3.27 | 135.32 |
Interest Expense | -8.88 | -8.88 | -5.26 | -2.19 | -2.05 | -2.68 |
Earnings From Equity Investments | 3.01 | 4.73 | 6.94 | 2.24 | 1.84 | -0.15 |
Currency Exchange Gain (Loss) | 0.28 | -2.86 | 0.82 | -2.81 | - | - |
Other Non Operating Income (Expenses) | -7.24 | -5.03 | 0.02 | 2.51 | -6.55 | -0.05 |
EBT Excluding Unusual Items | 169.68 | 174.05 | 142.96 | 51.35 | -10.03 | 132.45 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.2 |
Asset Writedown | - | - | -0.07 | -2.52 | -0 | -0 |
Pretax Income | 169.68 | 174.05 | 142.89 | 48.84 | -10.03 | 132.64 |
Income Tax Expense | 38.75 | 37.34 | 27.62 | 10.3 | -3.05 | 19.68 |
Earnings From Continuing Ops. | 130.92 | 136.71 | 115.27 | 38.54 | -6.97 | 112.97 |
Earnings From Discontinued Ops. | - | - | 16.15 | -22.27 | - | - |
Net Income to Company | 130.92 | 136.71 | 131.42 | 16.27 | -6.97 | 112.97 |
Minority Interest in Earnings | -0.77 | -0.46 | -0.52 | -0.19 | 0.13 | -0.2 |
Net Income | 130.15 | 136.25 | 130.89 | 16.08 | -6.84 | 112.76 |
Net Income to Common | 130.15 | 136.25 | 130.89 | 16.08 | -6.84 | 112.76 |
Net Income Growth | -11.43% | 4.09% | 714.19% | - | - | 53.41% |
Shares Outstanding (Basic) | 23 | 23 | 23 | 23 | 23 | 23 |
Shares Outstanding (Diluted) | 23 | 23 | 23 | 23 | 23 | 23 |
Shares Change | -0.28% | -0.07% | 0.36% | -0.65% | 0.46% | -0.21% |
EPS (Basic) | 5.74 | 6.00 | 5.76 | 0.71 | -0.30 | 4.97 |
EPS (Diluted) | 5.74 | 6.00 | 5.76 | 0.71 | -0.30 | 4.97 |
EPS Growth | -11.19% | 4.17% | 711.27% | - | - | 53.72% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 210.59 | 289.44 | 133.26 | 6.2 | 62.42 | 127.85 |
Free Cash Flow Per Share | 9.28 | 12.75 | 5.86 | 0.27 | 2.74 | 5.63 |
Dividend Per Share | 3.000 | 3.000 | 2.800 | 1.750 | 2.500 | 3.700 |
Dividend Growth | 7.14% | 7.14% | 60.00% | -30.00% | -32.43% | 117.65% |
Operating Margin | 8.50% | 10.91% | 10.12% | 4.24% | -0.26% | 10.12% |
Profit Margin | 6.06% | 7.99% | 9.43% | 1.32% | -0.55% | 8.43% |
Free Cash Flow Margin | 9.81% | 16.97% | 9.60% | 0.51% | 5.04% | 9.56% |
EBITDA | 207.99 | 209.83 | 163.05 | 71.84 | 19.8 | 155.29 |
EBITDA Margin | 9.69% | 12.31% | 11.75% | 5.90% | 1.60% | 11.61% |
D&A For EBITDA | 25.48 | 23.73 | 22.61 | 20.24 | 23.06 | 19.97 |
EBIT | 182.51 | 186.1 | 140.44 | 51.6 | -3.27 | 135.32 |
EBIT Margin | 8.50% | 10.91% | 10.12% | 4.24% | -0.26% | 10.12% |
Effective Tax Rate | 22.84% | 21.45% | 19.33% | 21.09% | - | 14.84% |