Bread Financial Holdings, Inc. (LON:0HCR)

London flag London · Delayed Price · Currency is GBP · Price in USD
75.02
-0.23 (-0.31%)
Feb 12, 2026, 4:56 PM GMT
Market Cap2.46B -2.5%
Revenue (ttm)1.93B +6.6%
Net Income384.87M +87.0%
EPS8.10 +98.1%
Shares Outn/a
PE Ratio6.39
Forward PE7.65
Dividend0.66 (0.87%)
Ex-Dividend DateNov 7, 2025
Volume19
Average Volume176
Open77.50
Previous Close75.25
Day's Range73.44 - 78.83
52-Week Range38.27 - 80.87
Beta1.24
RSI54.01
Earnings DateJan 29, 2026

About Bread Financial Holdings

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card... [Read more]

Industry Software - Services
Sector Technology
Founded 1995
Employees 6,000
Stock Exchange London Stock Exchange
Ticker Symbol 0HCR
Full Company Profile

Financial Performance

In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.

Financial numbers in USD Financial Statements

News

Bread Financial (BFH) Reports Decline in Credit Card Delinquencies

Bread Financial (BFH) Reports Decline in Credit Card Delinquencies

13 days ago - GuruFocus

Bread Financial Analysts Increase Their Forecasts Following Q4 Results

Bread Financial Holdings, Inc . (NYSE: BFH) posted better-than-expected earnings for the fourth quarter on Thursday . The company posted adjusted earnings of $2.07 per share, beating market estimates...

13 days ago - Benzinga

Bread Financial Analysts Increase Their Forecasts Following Q4 Results

Bread Financial Holdings, Inc. (NYSE: BFH) posted better-than-expected earnings for the fourth quarter on Thursday.

13 days ago - Benzinga

Bread Financial Holdings Inc (BFH) Q4 2025 Earnings Call Highlights: Strong Financial ...

Bread Financial Holdings Inc (BFH) Q4 2025 Earnings Call Highlights: Strong Financial Performance and Strategic Growth Initiatives

14 days ago - GuruFocus

Bread Financial Holdings, Inc. (BFH) Q4 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (BFH) Q4 2025 Earnings Call January 29, 2026 8:30 AM ESTCompany ParticipantsBrian Vereb - Head of Investor RelationsRalph...

14 days ago - Seeking Alpha

Q4 2025 Bread Financial Holdings Inc Earnings Call Transcript

Q4 2025 Bread Financial Holdings Inc Earnings Call Transcript

14 days ago - GuruFocus

Bread Financial (BFH) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for Bread Financial (BFH) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wa...

14 days ago - Nasdaq

Bread Financial (BFH) Q4 2025 Earnings Transcript

Bread Financial (BFH) Q4 2025 Earnings Transcript

14 days ago - The Motley Fool

Bread Financial Provides Performance Update for December 2025

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

14 days ago - GlobeNewsWire

Bread Financial Reports Fourth Quarter and Full Year 2025 Results

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

14 days ago - GlobeNewsWire

Bread Financial Declares Dividends on Preferred and Common Stock

Bread Financial today announced that its Board of Directors declared quarterly dividends on its preferred and common stock for the first quarter of 2026.

14 days ago - GlobeNewsWire

HARBOR CAPITAL ADVISORS, INC. Buys 848 Shares of Bread Financial Holdings Inc (BFH)

HARBOR CAPITAL ADVISORS, INC. Buys 848 Shares of Bread Financial Holdings Inc (BFH)

23 days ago - GuruFocus

Bread Financial (BFH) Sees Modest Gain Amid Credit Card Interest Rate Debate

Bread Financial (BFH) Sees Modest Gain Amid Credit Card Interest Rate Debate

4 weeks ago - GuruFocus

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29

COLUMBUS, Ohio, Jan. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

5 weeks ago - GlobeNewsWire

BFH Outperforms Industry, Trades Near 52-Week High: Time to Hold?

Bread Financial is poised to gain from solid credit sales, proactive risk management, financial flexibility, prudent capital deployment and higher return on capital.

5 weeks ago - Nasdaq

BFH.PR.A: An 8.625% Preferred Stock IPO From Bread Financial Holdings

Bread Financial issued 8.625% non-cumulative preferred stock, BFH.PR.A, currently yielding 8.75% and callable after December 15, 2030. Read more about BFH.PR.A here.

7 weeks ago - Seeking Alpha

Bread Financial (BFH) Leads Rise in Credit Card Charge-Offs

Bread Financial (BFH) Leads Rise in Credit Card Charge-Offs

2 months ago - GuruFocus

Bread Financial Holdings, Inc. (BFH) Hits Fresh High: Is There Still Room to Run?

Bread Financial (BFH) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

2 months ago - Nasdaq

Ditch the Cash, Grab the Gains: Top Mobile Payment Stocks to Buy

Mobile payments are booming, and Nu, ACI Worldwide and Bread Financial are leading the charge in fast, digital-first transactions.

2 months ago - Nasdaq

Despite Fast-paced Momentum, Bread Financial (BFH) Is Still a Bargain Stock

Bread Financial (BFH) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still...

2 months ago - Nasdaq

Bread Financial Holdings Inc at Goldman Sachs U.S. Financial Services Conference Transcript

Bread Financial Holdings Inc at Goldman Sachs U.S. Financial Services Conference Transcript

2 months ago - GuruFocus

Bread Financial Provides Performance Update for November 2025

COLUMBUS, Ohio, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

2 months ago - GlobeNewsWire