First Bancorp (FBNC)
Stock Price Chart
Key Info
| Market Cap | 639.81M |
| Revenue (ttm) | 259.24M |
| Net Income (ttm) | 80.43M |
| Shares Out | 28.98M |
| EPS (ttm) | 2.74 |
| PE Ratio | 8.06 |
| Forward PE | 11.22 |
| Dividend | $0.72 |
| Dividend Yield | 3.26% |
Stock Quote
| Trading Day | Aug 14, 2020 |
| Last Price | $22.08 |
| Previous Close | $21.95 |
| Change ($) | 0.13 |
| Change (%) | 0.59% |
| Day's Open | 21.87 |
| Day's Range | 21.72 - 22.27 |
| Day's Volume | 68,959 |
| 52-Week Range | 17.32 - 41.34 |
More Stats
| Market Cap | 639.81M |
| Enterprise Value | 91.60M |
| Earnings Date (est) | Oct 27, 2020 |
| Ex-Dividend Date | Jun 29, 2020 |
| Shares Outstanding | 28.98M |
| Float | 28.31M |
| EPS (basic) | 2.73 |
| EPS (diluted) | 2.74 |
| FCF / Share | 2.32 |
| Dividend | $0.72 |
| Dividend Yield | 3.26% |
| Earnings Yield | 12.41% |
| FCF Yield | 10.45% |
| Payout Ratio | n/a |
| Shares Short | 558,756 |
| Short Ratio | 3.06 |
| Short % of Float | 1.84% |
| Beta | 1.19 |
| PE Ratio | 8.06 |
| Forward PE | 11.22 |
| P/FCF Ratio | 9.57 |
| PS Ratio | 2.47 |
| PB Ratio | 0.73 |
| Revenue | 259.24M |
| Operating Income | 102.39M |
| Net Income | 80.43M |
| Free Cash Flow | 66.84M |
| Net Cash | 548.21M |
| Net Cash / Share | 18.92 |
| Gross Margin | 105.55% |
| Operating Margin | 39.50% |
| Profit Margin | 31.20% |
| FCF Margin | 25.78% |
| ROA | 1.25% |
| ROE | 9.56% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 273 | 270 | 213 | 149 | 139 | 136 | 129 | 56.92 | 117 | 102 |
| Revenue Growth | 1.3% | 26.61% | 43.14% | 6.94% | 2.58% | 4.93% | 127.35% | -51.4% | 14.94% | - |
| Gross Profit | 273 | 270 | 213 | 149 | 139 | 136 | 129 | 56.92 | 117 | 102 |
| Operating Income | 117 | 114 | 68.27 | 42.13 | 41.16 | 38.53 | 32.78 | -40.36 | 21.01 | 14.94 |
| Net Income | 92.05 | 89.29 | 45.97 | 27.51 | 27.03 | 25.00 | 20.70 | -23.41 | 13.64 | 9.98 |
| Shares Outstanding | 29.55 | 29.57 | 25.21 | 19.96 | 19.77 | 19.70 | 19.68 | 17.05 | 16.86 | 16.76 |
| Earnings Per Share | 3.10 | 3.01 | 1.82 | 1.33 | 1.30 | 1.19 | 0.98 | -1.54 | 0.44 | 0.35 |
| EPS Growth | 2.99% | 65.38% | 36.84% | 2.31% | 9.24% | 21.43% | - | - | 25.71% | - |
| Dividend Per Share | 0.54 | 0.40 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 |
| Dividend Growth | 35% | 25% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | - |
| Operating Cash Flow | 51.24 | 46.41 | 26.84 | 41.27 | 37.35 | 47.82 | 71.88 | 41.68 | 37.05 | 64.11 |
| Capital Expenditures | -1.74 | -7.97 | -4.51 | -6.66 | -3.86 | -3.44 | -6.29 | -8.95 | -6.61 | -17.54 |
| Free Cash Flow | 49.50 | 38.44 | 22.33 | 34.61 | 33.49 | 44.38 | 65.59 | 32.73 | 30.44 | 46.57 |
| Cash & Equivalents | 231 | 463 | 489 | 306 | 267 | 253 | 223 | 242 | 216 | 212 |
| Total Debt | 321 | 407 | 408 | 271 | 186 | 116 | 46.39 | 46.39 | 151 | 251 |
| Net Cash / Debt | -89.22 | 56.29 | 81.95 | 34.60 | 80.87 | 137 | 177 | 195 | 65.14 | -39.33 |
| Assets | 6,144 | 5,864 | 5,547 | 3,615 | 3,362 | 3,218 | 3,185 | 3,245 | 3,290 | 3,279 |
| Liabilities | 5,291 | 5,100 | 4,854 | 3,247 | 3,020 | 2,831 | 2,813 | 2,889 | 2,945 | 2,934 |
| Book Value | 852 | 764 | 693 | 368 | 342 | 388 | 372 | 356 | 345 | 345 |
Company Profile
Company Details
| Full Name | First Bancorp |
| Country | United States |
| Employees | 1,065 |
| CEO | Richard Hancock Moore |
Stock Information
| Ticker Symbol | FBNC |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: FBNC |
Description
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. It accepts deposit products, such as checking, savings, and money market accounts, as well as time deposits, including certificates of deposit and individual retirement accounts. The company also offers loans for a range of consumer and commercial purposes comprising loans for business, real estate, personal, home improvement, and automobiles, as well as residential mortgages and small business administration loans. In addition, it provides credit and debit cards, letters of credit, and safe deposit box rental services, as well as electronic funds transfer services consisting of wire transfers; and Internet and mobile banking, cash management, bank-by-phone services, and remote deposit capture services. Further, the company offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans, as well as property and casualty insurance products; and financial planning services. As of December 31, 2019, it operated 101 branches, including 95 branches in North Carolina and 6 branches in South Carolina. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.