Bread Financial Holdings, Inc. (BFH)
| Market Cap | 4.06B +33.3% |
| Revenue (ttm) | 2.67B +8.8% |
| Net Income | 566.00M +100.0% |
| EPS | 12.76 +121.5% |
| Shares Out | 38.42M |
| PE Ratio | 8.30 |
| Forward PE | 8.47 |
| Dividend | $0.92 (0.87%) |
| Ex-Dividend Date | Aug 31, 2026 |
| Volume | 476,691 |
| Open | 108.67 |
| Previous Close | 108.03 |
| Day's Range | 105.65 - 109.13 |
| 52-Week Range | 53.83 - 114.53 |
| Beta | 1.14 |
| Analysts | Buy |
| Price Target | 115.44 (+9.17%) |
| Earnings Date | Jul 23, 2026 |
About BFH
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]
Financial Performance
In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.
Financial StatementsAnalyst Summary
According to 17 analysts, the average rating for BFH stock is "Buy." The 12-month stock price target is $115.44, which is an increase of 9.17% from the latest price.
News
Fans Score More: NFL Extra Points American Express® Credit Card Now Available
Bread Financial® to continue as issuer for the NFL Extra Points Credit Card program, with majority of clubs transitioning to the American Express Network
Bread Financial upgraded to Outperform from Peer Perform at Wolfe Research
Wolfe Research upgraded Bread Financial (BFH) to Outperform from Peer Perform with a $130 price target The firm sees continued upside to near-term estimates as Bread’s growth accelerates, its expense…
Bread Financial Provides Performance Update for July 2026
COLUMBUS, Ohio, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...
Bread Financial price target raised to $127 from $120 at UBS
UBS analyst Nicholas Holowko raised the firm’s price target on Bread Financial (BFH) to $127 from $120 and keeps a Buy rating on the shares.
Cox Capital Expands Recurring Liquidity Program to Five Non-Traded BDCs Despite Universal NAV Decreases
PHILADELPHIA--(BUSINESS WIRE)---- $ADS #Intervalfunds--Cox Capital Partners ("Cox Capital") announced today that Cox Capital Retail Secondaries Fund I, LP (the "Purchaser") has added Blue Owl Credit I...
Bread Financial price target raised to $119 from $113 at Seaport Research
Seaport Research analyst Bill Ryan raised the firm’s price target on Bread Financial (BFH) to $119 from $113 and keeps a Buy rating on the shares. While the valuation gap…
Bread Financial price target raised to $107 from $102 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Bread Financial (BFH) to $107 from $102 and keeps an Equal Weight rating on the shares. A “strong” Q2 beat, with loan…
Bread Financial price target raised to $114 from $103 at TD Cowen
TD Cowen analyst Moshe Orenbuch raised the firm’s price target on Bread Financial (BFH) to $114 from $103 and keeps a Hold rating on the shares. The company reported better…
Bread Financial price target raised to $109 from $104 at Barclays
Barclays raised the firm’s price target on Bread Financial (BFH) to $109 from $104 and keeps an Equal Weight rating on the shares. The company’s Q2 report is “solid all…
Bread Financial price target raised to $115 from $106 at BofA
BofA analyst Mihir Bhatia raised the firm’s price target on Bread Financial (BFH) to $115 from $106 and keeps a Buy rating on the shares. The company reported strong Q2…
Bread Financial Holdings Earnings Call Transcript: Q2 2026
Q2 saw robust loan and deposit growth, 7% revenue increase, and improved credit metrics, with net income of $146M and EPS of $3.55. Guidance for 2026 was raised for loan and revenue growth, and net loss rate guidance improved. Capital optimization and AI investments continue to support long-term targets.
Bread Financial Holdings Slides: Q2 2026
Bread Financial Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 23, 2026.
Bread Financial Holdings Earnings release: Q2 2026
Bread Financial Holdings released its Q2 2026 earnings on July 23, 2026, summarizing the period's financial results.
Bread Financial Holdings Quarterly report: Q2 2026
Bread Financial Holdings has published its Q2 2026 quarterly earnings report on July 23, 2026.
Bread Financial Provides Performance Update for June 2026
COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...
Bread Financial Reports Second Quarter 2026 Results
COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...
Bread Financial Declares Dividends on Preferred and Common Stock
COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving s...
Bread Financial price target raised to $102 from $98 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Bread Financial (BFH) to $102 from $98 and keeps an Equal Weight rating on the shares. The firm adjusted targets in the…
Bread chief commercial officer Valerie Greer to retire
Bread Financial (BFH) announced executive leadership changes in its commercial organization. Chief commercial officer Valerie Greer has decided to retire from the company. She will remain with Bread F...
Bread Financial Announces Executive Leadership Changes
COLUMBUS, Ohio, July 14, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today a...
Bread Financial price target lowered to $106 from $108 at BofA
BofA lowered the firm’s price target on Bread Financial (BFH) to $106 from $108 and keeps a Buy rating on the shares. The firm expects an improvement to the credit…
Bread Financial price target raised to $120 from $94 at UBS
UBS raised the firm’s price target on Bread Financial (BFH) to $120 from $94 and keeps a Buy rating on the shares.
Bread Financial Schedules Second Quarter 2026 Earnings Conference Call for Jul. 23
COLUMBUS, Ohio, July 07, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial price target raised to $108 from $94 at Goldman Sachs
Goldman Sachs raised the firm’s price target on Bread Financial (BFH) to $108 from $94 and keeps a Neutral rating on the shares.
Bread Financial upgraded to Equal Weight from Underweight at Barclays
Barclays analyst Terry Ma upgraded Bread Financial (BFH) to Equal Weight from Underweight with a price target of $104, up from $70, citing better credit performance and loan growth heading…