Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
87.69
+2.84 (3.35%)
At close: May 20, 2026, 4:00 PM EDT
87.69
0.00 (0.00%)
After-hours: May 20, 2026, 4:00 PM EDT
Market Cap3.53B +55.2%
Revenue (ttm)2.64B +8.1%
Net Income559.00M +99.6%
EPS12.18 +118.8%
Shares Out 40.41M
PE Ratio6.98
Forward PE7.90
Dividend$0.92 (1.06%)
Ex-Dividend DateMay 29, 2026
Volume402,222
Open85.32
Previous Close84.85
Day's Range83.24 - 87.86
52-Week Range49.17 - 99.13
Beta1.15
AnalystsBuy
Price Target95.67 (+9.44%)
Earnings DateApr 23, 2026

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]

Sector Financials
Founded 1996
Employees 6,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.

Financial Statements

Analyst Summary

According to 17 analysts, the average rating for BFH stock is "Buy." The 12-month stock price target is $95.67, which is an increase of 9.44% from the latest price.

Price Target
$95.67
(9.44% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Bread Financial launches 2025 Sustainability Report

Annual report highlights key achievements across sustainability priorities Annual report highlights key achievements across sustainability priorities

8 hours ago - GlobeNewsWire

NYSE Content Update: Armada Raises $230 Million, Boosts Valuation to $2 Billion

NYSE issues a pre-market daily advisory direct from the trading floor. NEW YORK, May 19, 2026 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NY...

Other symbols: CAVA
1 day ago - PRNewsWire

Bread Financial Provides Performance Update for April 2026

COLUMBUS, Ohio, May 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving s...

5 days ago - GlobeNewsWire

A 10.6% Contrarian Play On Gunlach's Private Credit Hysteria

Jeffrey Gundlach just made a scene at a very public investing conference. He blasted semi-liquid private credit funds, the $1.5 trillion corner of Wall Street that financial advisors have been quietly...

Other symbols: ARCCMAIN
6 days ago - Forbes

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series B Preferred Stock

COLUMBUS, Ohio, May 05, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten pu...

14 days ago - GlobeNewsWire

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series B Preferred Stock

COLUMBUS, Ohio, May 05, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of deposi...

15 days ago - GlobeNewsWire

Bread Financial price target raised to $99 from $87 at Evercore ISI

Evercore ISI raised the firm’s price target on Bread Financial (BFH) to $99 from $87 and keeps an Outperform rating on the shares.

21 days ago - TheFly

Yimutian Inc. Announces Plan to Implement Change in American Depositary Shares (ADS) to Ordinary Share Ratio

Yimutian plans to adjust its ADS conversion ratio from 1 ADS representing 25 Class A ordinary shares to 375, effective around May 18, US. Eastern time.

Other symbols: YMT
21 days ago - GlobeNewsWire

Bread Financial price target raised to $105 from $90 at RBC Capital

RBC Capital raised the firm’s price target on Bread Financial (BFH) to $105 from $90 and keeps a Sector Perform rating on the shares after its Q1 earnings. Results were…

26 days ago - TheFly

Bread Financial price target raised to $98 from $91 at Morgan Stanley

Morgan Stanley raised the firm’s price target on Bread Financial (BFH) to $98 from $91 and keeps an Equal Weight rating on the shares. Post Q1 results, the firm is…

26 days ago - TheFly

Bread Financial price target raised to $95 from $80 at TD Cowen

TD Cowen raised the firm’s price target on Bread Financial (BFH) to $95 from $80 and keeps a Hold rating on the shares. The firm updated its model following better…

26 days ago - TheFly

Bread Financial price target raised to $115 from $100 at Keefe Bruyette

Keefe Bruyette analyst Sanjay Sakhrani raised the firm’s price target on Bread Financial (BFH) to $115 from $100 and keeps an Outperform rating on the shares.

26 days ago - TheFly

Bread Financial price target raised to $70 from $67 at Barclays

Barclays raised the firm’s price target on Bread Financial (BFH) to $70 from $67 and keeps an Underweight rating on the shares. The company reported strong Q1 results with better…

26 days ago - TheFly

Bread Financial price target raised to $105 from $92 at BofA

BofA raised the firm’s price target on Bread Financial (BFH) to $105 from $92 and keeps a Buy rating on the shares. The company is off to a good start…

27 days ago - TheFly

Bread Financial Holdings Earnings Call Transcript: Q1 2026

First-quarter 2026 saw 7% credit sales growth, 5% revenue growth, and improved credit metrics, with new partnerships and strong capital generation. Guidance for 2026 is reaffirmed, expecting low single-digit loan and revenue growth, higher NIM, and continued credit improvement.

27 days ago - Transcripts

Bread Financial Holdings Earnings release: Q1 2026

Bread Financial Holdings released its Q1 2026 earnings on April 23, 2026, summarizing the period's financial results.

27 days ago - Filings

Bread Financial Holdings Slides: Q1 2026

Bread Financial Holdings has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 23, 2026.

27 days ago - Filings

Bread Financial Holdings Quarterly report: Q1 2026

Bread Financial Holdings has published its Q1 2026 quarterly earnings report on April 23, 2026.

27 days ago - Filings

Bread Financial reports Q1 EPS $4.15 vs. $2.78 last year

07:08 EDT Bread Financial (BFH) reports Q1 EPS $4.15 vs. $2.78 last year

27 days ago - TheFly

Bread Financial Provides Performance Update for March 2026

COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

27 days ago - GlobeNewsWire

Bread Financial Reports First Quarter 2026 Results

COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...

27 days ago - GlobeNewsWire

Bread Financial Declares Dividends on Preferred and Common Stock

COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and savin...

27 days ago - GlobeNewsWire

Bread Financial upgraded to Equal Weight from Underweight at Morgan Stanley

Morgan Stanley upgraded Bread Financial (BFH) to Equal Weight from Underweight with a $91 price target The company’s credit has positively surprised for several quarters, with stronger late-stage roll...

4 weeks ago - TheFly

Bread Financial price target raised to $90 from $83 at RBC Capital

RBC Capital raised the firm’s price target on Bread Financial (BFH) to $90 from $83 and keeps a Sector Perform rating on the shares as part of a broader research…

5 weeks ago - TheFly

Bread Financial Holdings Proxy statement: Proxy filing

Bread Financial Holdings filed a proxy statement on April 7, 2026, providing details for shareholder voting and corporate governance matters.

6 weeks ago - Filings