Bread Financial Holdings, Inc. (BFH)
| Market Cap | 3.76B +44.6% |
| Revenue (ttm) | 2.67B +8.8% |
| Net Income | 566.00M +100.0% |
| EPS | 12.76 +121.5% |
| Shares Out | 38.42M |
| PE Ratio | 7.68 |
| Forward PE | 7.82 |
| Dividend | $0.92 (0.94%) |
| Ex-Dividend Date | Aug 31, 2026 |
| Volume | 706,784 |
| Open | 99.73 |
| Previous Close | 98.90 |
| Day's Range | 97.37 - 99.73 |
| 52-Week Range | 53.83 - 114.53 |
| Beta | 1.18 |
| Analysts | Buy |
| Price Target | 114.81 (+17.39%) |
| Earnings Date | Oct 22, 2026 |
About BFH
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]
Financial Performance
In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.
Financial StatementsAnalyst Summary
According to 17 analysts, the average rating for BFH stock is "Buy." The 12-month stock price target is $114.81, which is an increase of 17.39% from the latest price.
News
Bread Financial price target lowered to $111 from $114 at TD Cowen
TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Bread Financial (BFH) to $111 from $114 and keeps a Hold rating on the shares. The firm adjusted targets…
Bread Financial Schedules Third Quarter 2026 Earnings Conference Call for Oct. 22
COLUMBUS, Ohio, Oct. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving...
Bread Financial price target raised to $110 from $109 at Barclays
Barclays analyst Terry Ma raised the firm’s price target on Bread Financial (BFH) to $110 from $109 and keeps an Equal Weight rating on the shares. The firm adjusted targets…
Bread Financial price target lowered to $118 from $120 at Evercore ISI
Evercore ISI lowered the firm’s price target on Bread Financial (BFH) to $118 from $120 and keeps an Outperform rating on the shares. The firm expects “relatively solid” Q3 results…
Bread Financial Holdings Transcript: Barclays 24th Annual Global Financial Services Conference
Quarterly results showed strong loan growth, resilient consumer spend, and improving credit metrics. Strategic moves, including a bank charter merger and capital optimization, enhance funding flexibility and efficiency. Technology investments, especially in AI, are driving productivity and innovation.
Bread Financial renews relationship with Signet Jewelers
Bread Financial (BFH) announced a long-term renewal of its relationship with Signet Jewelers (SIG). The renewed agreement builds on the longstanding relationship between the two companies and supports...
Bread Financial and Signet Jewelers Renew Longstanding Credit Card Program Agreement
COLUMBUS, Ohio, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial® (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, tod...
Bread Financial Provides Performance Update for August 2026
COLUMBUS, Ohio, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...
Bread Financial initiated with an Equal Weight at Wells Fargo
Wells Fargo initiated coverage of Bread Financial (BFH) with an Equal Weight rating and $115 price target The firm wants to be “opportunistic” in buying Bread with the stock is…
Bread Financial to Participate in the Barclays 24th Annual Global Financial Services Conference
COLUMBUS, Ohio, Sept. 08, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...
Fans Score More: NFL Extra Points American Express® Credit Card Now Available
Bread Financial® to continue as issuer for the NFL Extra Points Credit Card program, with majority of clubs transitioning to the American Express Network
Bread Financial upgraded to Outperform from Peer Perform at Wolfe Research
Wolfe Research upgraded Bread Financial (BFH) to Outperform from Peer Perform with a $130 price target The firm sees continued upside to near-term estimates as Bread’s growth accelerates, its expense…
Bread Financial Provides Performance Update for July 2026
COLUMBUS, Ohio, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...
Bread Financial price target raised to $127 from $120 at UBS
UBS analyst Nicholas Holowko raised the firm’s price target on Bread Financial (BFH) to $127 from $120 and keeps a Buy rating on the shares.
Cox Capital Expands Recurring Liquidity Program to Five Non-Traded BDCs Despite Universal NAV Decreases
PHILADELPHIA--(BUSINESS WIRE)---- $ADS #Intervalfunds--Cox Capital Partners ("Cox Capital") announced today that Cox Capital Retail Secondaries Fund I, LP (the "Purchaser") has added Blue Owl Credit I...
Bread Financial price target raised to $119 from $113 at Seaport Research
Seaport Research analyst Bill Ryan raised the firm’s price target on Bread Financial (BFH) to $119 from $113 and keeps a Buy rating on the shares. While the valuation gap…
Bread Financial price target raised to $107 from $102 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Bread Financial (BFH) to $107 from $102 and keeps an Equal Weight rating on the shares. A “strong” Q2 beat, with loan…
Bread Financial price target raised to $114 from $103 at TD Cowen
TD Cowen analyst Moshe Orenbuch raised the firm’s price target on Bread Financial (BFH) to $114 from $103 and keeps a Hold rating on the shares. The company reported better…
Bread Financial price target raised to $109 from $104 at Barclays
Barclays raised the firm’s price target on Bread Financial (BFH) to $109 from $104 and keeps an Equal Weight rating on the shares. The company’s Q2 report is “solid all…
Bread Financial price target raised to $115 from $106 at BofA
BofA analyst Mihir Bhatia raised the firm’s price target on Bread Financial (BFH) to $115 from $106 and keeps a Buy rating on the shares. The company reported strong Q2…
Bread Financial Holdings Earnings Call Transcript: Q2 2026
Q2 saw robust loan and deposit growth, 7% revenue increase, and improved credit metrics, with net income of $146M and EPS of $3.55. Guidance for 2026 was raised for loan and revenue growth, and net loss rate guidance improved. Capital optimization and AI investments continue to support long-term targets.
Bread Financial Holdings Slides: Q2 2026
Bread Financial Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 23, 2026.
Bread Financial Holdings Earnings release: Q2 2026
Bread Financial Holdings released its Q2 2026 earnings on July 23, 2026, summarizing the period's financial results.
Bread Financial Holdings Quarterly report: Q2 2026
Bread Financial Holdings has published its Q2 2026 quarterly earnings report on July 23, 2026.
Bread Financial Provides Performance Update for June 2026
COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...