Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Real-Time Price · USD
84.90
-0.52 (-0.61%)
Apr 30, 2026, 9:55 AM EDT - Market open
Market Cap3.43B +55.4%
Revenue (ttm)2.64B +8.1%
Net Income559.00M +99.6%
EPS12.18 +118.8%
Shares Out 40.41M
PE Ratio7.03
Forward PE7.89
Dividend$0.92 (1.08%)
Ex-Dividend DateMay 29, 2026
Volume14,302
Open84.51
Previous Close85.42
Day's Range84.51 - 85.03
52-Week Range46.05 - 99.13
Beta1.14
AnalystsHold
Price Target80.64 (-5.02%)
Earnings DateApr 23, 2026

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]

Sector Financials
Founded 1996
Employees 6,000
Stock Exchange NYSE
Ticker Symbol BFH
Full Company Profile

Financial Performance

In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.

Financial Statements

Analyst Summary

According to 15 analysts, the average rating for BFH stock is "Hold." The 12-month stock price target is $80.64, which is a decrease of -5.02% from the latest price.

Price Target
$80.64
(-5.02% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Yimutian Inc. Announces Plan to Implement Change in American Depositary Shares (ADS) to Ordinary Share Ratio

Yimutian plans to adjust its ADS conversion ratio from 1 ADS representing 25 Class A ordinary shares to 375, effective around May 18, US. Eastern time.

Other symbols: YMT
1 day ago - GlobeNewsWire

Bread Financial Holdings Earnings Call Transcript: Q1 2026

First-quarter 2026 saw 7% credit sales growth, 5% revenue growth, and improved credit metrics, with new partnerships and strong capital generation. Guidance for 2026 is reaffirmed, expecting low single-digit loan and revenue growth, higher NIM, and continued credit improvement.

7 days ago - Transcripts

Bread Financial Provides Performance Update for March 2026

COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

7 days ago - GlobeNewsWire

Bread Financial Reports First Quarter 2026 Results

COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...

7 days ago - GlobeNewsWire

Bread Financial Declares Dividends on Preferred and Common Stock

COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and savin...

7 days ago - GlobeNewsWire

Bread Financial Schedules First Quarter 2026 Earnings Conference Call for Apr. 23

COLUMBUS, Ohio, April 07, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

23 days ago - GlobeNewsWire

Academy Sports + Outdoors Launches New Tiered myAcademy® Rewards Credit Card and Enhanced Loyalty Program Designed to Help Families Save More and Have More Fun

Reimagined loyalty program and new credit card offerings provide more ways to earn, save, and "fund your fun" New benefits include exclusive savings, personalized rewards, and seamless access across s...

Other symbols: ASO
5 weeks ago - PRNewsWire

5 Dividend Stocks for a Volatile Market

PagSeguro Digital, First Bancorp, Essent Group, Enact Holdings, and Bread Financial offer a mix of dividends, low valuations, and steady profits as markets turn more volatile.

Other symbols: ACTESNTFBNCPAGS
5 weeks ago - Barrons

Bread Financial Holdings Transcript: 2026 RBC Capital Markets Global Financial Institutions Conference

The company has completed a multi-year transformation, focusing on tech modernization, disciplined capital management, and serving resilient middle-income consumers. Credit metrics are improving, growth is supported by new partnerships, and AI is driving efficiency. Capital strength enables investments and shareholder returns.

7 weeks ago - Transcripts

Bread Financial Provides Performance Update for February 2026

COLUMBUS, Ohio, March 11, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

7 weeks ago - GlobeNewsWire

Ford and Bread Financial Accelerate Customer Benefits with New Financing Program— Unlocking Enhanced Experiences and Exclusive Loyalty Rewards

DEARBORN, Mich. and COLUMBUS, Ohio, March 10, 2026 (GLOBE NEWSWIRE) -- Ford Motor Company (NYSE: F) today announced a new long-term agreement with Bread Financial (NYSE: BFH), a tech-forward financial...

7 weeks ago - GlobeNewsWire

Bread Financial to Participate in the RBC 2026 Financial Institutions Conference

COLUMBUS, Ohio, March 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...

2 months ago - GlobeNewsWire

Bread Financial Announces $600 Million Increase in Share Repurchase Authority

COLUMBUS, Ohio, Feb. 26, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced that its Board of Directors (the “Board”) has approved...

2 months ago - GlobeNewsWire

Bread Financial Holdings Transcript: UBS Financial Services Conference 2026

Resilient middle-income consumers and improving credit quality support a cautiously optimistic 2026 outlook. Loan growth is driven by new partnerships and buy now, pay later products, while efficiency initiatives and pricing changes underpin margins. AI adoption and regulatory stability further enhance prospects.

2 months ago - Transcripts

Bread Financial Holdings Transcript: Bank of America Financial Services Conference 2026

Management highlighted stable loan growth, resilient middle-income customers, and ongoing credit improvement. Product and vertical diversification, technology transformation, and a focus on responsible, repeatable growth are key priorities for 2026.

2 months ago - Transcripts

Bread Financial Provides Performance Update for January 2026

COLUMBUS, Ohio, Feb. 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

2 months ago - GlobeNewsWire

Bread Financial to Participate in the UBS Financial Services Conference

COLUMBUS, Ohio, Feb. 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

3 months ago - GlobeNewsWire

Bread Financial to Participate in the Bank of America 2026 Financial Services Conference

COLUMBUS, Ohio, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

3 months ago - GlobeNewsWire

Bread Financial Analysts Increase Their Forecasts Following Q4 Results

Bread Financial Holdings, Inc. (NYSE: BFH) posted better-than-expected earnings for the fourth quarter on Thursday.

3 months ago - Benzinga

Bread Financial Holdings Earnings Call Transcript: Q4 2025

Strong Q4 and full-year 2025 results were driven by new partnerships, disciplined credit management, and technology investments. 2026 guidance calls for low single-digit loan and revenue growth, stable to improving credit metrics, and continued capital returns to shareholders.

3 months ago - Transcripts

Bread Financial Provides Performance Update for December 2025

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

3 months ago - GlobeNewsWire

Bread Financial Reports Fourth Quarter and Full Year 2025 Results

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...

3 months ago - GlobeNewsWire

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29

COLUMBUS, Ohio, Jan. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...

4 months ago - GlobeNewsWire

Bread Financial Holdings Transcript: Goldman Sachs U.S. Financial Services Conference

Management is focused on responsible growth, operational excellence, and disciplined risk management, with improving credit performance and a robust partner pipeline. Capital structure has been optimized, technology investments continue, and returns are expected to rise as efficiency and portfolio quality improve.

5 months ago - Transcripts

Bread Financial Provides Performance Update for November 2025

COLUMBUS, Ohio, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...

5 months ago - GlobeNewsWire