Lion Finance Group PLC (LON:BGEO)

Lion Finance Group Income Statement

Financials in millions GEL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	5,516	5,287	4,093	2,734	2,236	1,822
Interest Income on Investments	83.84	83.84	46.53	14.05	20.57	28.74
Total Interest Income	5,600	5,371	4,140	2,748	2,257	1,851
Interest Paid on Deposits	2,455	2,352	1,741	1,113	1,057	882.47
Net Interest Income	3,145	3,019	2,399	1,636	1,200	968.57
Net Interest Income Growth (YoY)	18.94%	25.89%	46.63%	36.30%	23.90%	22.75%
Other Non-Interest Income	1,355	1,333	1,183	913.61	820.97	414.19
Total Non-Interest Income	1,355	1,333	1,183	913.61	820.97	414.19
Non-Interest Income Growth (YoY)	6.53%	12.73%	29.46%	11.28%	98.21%	39.95%
Revenues Before Loan Losses	4,500	4,353	3,581	2,549	2,021	1,383
Provision for Loan Losses	169.96	158.03	150.67	124.51	148.08	-3.5
Revenue	4,330	4,195	3,431	2,425	1,873	1,386
Revenue Growth (YoY)	15.11%	22.27%	41.48%	29.46%	35.11%	69.72%
Salaries and Employee Benefits	837.02	801.52	691.17	347.4	279.99	235.78
Occupancy Expenses	227.54	221.65	173.14	124.72	111.09	93.62
Federal Deposit Insurance	47.61	47.61	37.66	20.25	17.72	14.63
Selling, General & Administrative	482.46	478.95	327.11	264.03	232.94	161.44
Other Non-Interest Expense	64.05	65.05	45.36	34.51	34.81	36.44
Total Non-Interest Expense	1,657	1,613	1,273	789.45	675.79	545.69
EBT Excluding Unusual Items	2,673	2,581	2,157	1,635	1,197	840.57
Asset Writedown	-1.53	-1.53	19.05	0.76	7.42	0.44
Legal Settlements	-0.39	-0.39	-0.71	-2.95	46.65	-35.58
Other Unusual Items	1.21	1.21	685.9	23.15	383.42	-3.48
Pretax Income	2,668	2,580	2,848	1,656	1,635	801.94
Income Tax Expense	433.23	417.25	362.8	258.97	190.65	74.82
Earnings From Continuing Operations	2,235	2,163	2,485	1,397	1,444	727.12
Minority Interest in Earnings	0.01	-1.9	-8.25	-6.05	-4.49	-3.31
Net Income	2,235	2,161	2,477	1,391	1,440	723.81
Net Income to Common	2,235	2,161	2,477	1,391	1,440	723.81
Net Income Growth	14.52%	-12.74%	78.03%	-3.35%	98.88%	146.54%
Basic Shares Outstanding	43	43	44	44	46	48
Diluted Shares Outstanding	44	44	44	46	47	49
Shares Change (YoY)	-1.52%	-1.75%	-2.84%	-3.64%	-2.44%	2.24%
EPS (Basic)	52.18	50.27	56.91	31.30	30.99	15.22
EPS (Diluted)	51.38	49.52	55.75	30.43	30.33	14.88
EPS Growth	16.28%	-11.18%	83.24%	0.30%	103.85%	141.14%
Dividend Per Share	-	10.500	9.000	8.000	7.650	3.810
Dividend Growth	-	16.67%	12.50%	4.58%	100.79%	-
Effective Tax Rate	16.23%	16.17%	12.74%	15.64%	11.66%	9.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.