Lion Finance Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Millions GEL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,440	4,572	3,753	3,102	3,585	1,521
Investment Securities	9,079	10,335	8,997	5,133	4,372	1,799
Trading Asset Securities	-	160.74	226.53	18.23	39.27	137.23
Total Investments	9,079	10,496	9,223	5,151	4,411	1,937
Gross Loans	41,882	40,745	34,133	20,589	17,221	16,623
Allowance for Loan Losses	-	-532.04	-440.82	-339.13	-334.78	-410.7
Other Adjustments to Gross Loans	-	-147.56	-133.57	-16.75	-24.11	-43.56
Net Loans	41,882	40,066	33,559	20,233	16,862	16,169
Property, Plant & Equipment	939.33	949.47	807.99	575.65	516.24	458.99
Goodwill	41.25	41.25	41.25	41.25	33.35	33.35
Other Intangible Assets	389.14	376.4	322.25	167.86	149.44	144.25
Investments in Real Estate	102.08	107.57	134.34	124.07	166.55	226.85
Other Receivables	3,775	339.74	275.54	219.71	489.91	50.05
Restricted Cash	-	3,124	3,060	1,753	2,423	1,903
Other Current Assets	175.62	259.15	147.03	98	111.33	117.71
Long-Term Deferred Tax Assets	0.21	0.04	0.32	0.46	0.64	0.18
Other Real Estate Owned & Foreclosed	382.44	374.66	378.64	271.71	119.92	3.22
Other Long-Term Assets	775.74	164.45	505.03	20.24	34.34	866.48
Total Assets	60,982	60,870	52,208	31,758	28,902	23,430
Accounts Payable	-	5.81	5.73	12.73	5.61	7.71
Accrued Expenses	277.53	242.75	306.21	73.43	62.42	51.78
Interest Bearing Deposits	39,699	17,962	15,760	8,886	8,697	7,436
Non-Interest Bearing Deposits	-	21,937	18,779	12,198	11,003	6,998
Total Deposits	39,699	39,898	34,538	21,084	19,700	14,434
Short-Term Borrowings	1,266	2,980	3,028	2,127	1,774	1,421
Current Portion of Long-Term Debt	-	799.81	615.1	38.93	340.44	287.7
Current Portion of Leases	-	68.5	60.94	34.64	28.21	22.34
Current Income Taxes Payable	195.99	76.47	67.34	185.44	20.26	85.27
Other Current Liabilities	-	201.93	37.58	3.56	2.38	100.59
Long-Term Debt	9,755	7,461	5,964	2,875	2,419	3,740
Long-Term Leases	339.32	279.61	213.5	107.29	86.26	65.33
Long-Term Unearned Revenue	-	2.11	3.57	4.43	2.66	1.59
Long-Term Deferred Tax Liabilities	-	32.34	21.09	13.62	79.28	25.6
Other Long-Term Liabilities	579.42	323.44	268.92	120.96	85.18	54.69
Total Liabilities	52,112	52,448	45,193	26,738	24,653	20,337
Common Stock	1.42	1.43	1.46	1.51	1.56	1.62
Additional Paid-In Capital	561.53	569.89	453.74	465.01	506.3	492.24
Retained Earnings	8,146	7,777	6,422	4,511	3,709	2,588
Treasury Stock	-0.02	-0.03	-0.05	-0.07	-0.08	-0.08
Comprehensive Income & Other	158.79	72.24	110.94	21.5	14.62	-3.22
Total Common Equity	8,868	8,420	6,988	4,999	4,232	3,079
Minority Interest	2.07	2.06	26.82	21.12	17.25	13.88
Shareholders' Equity	8,870	8,422	7,015	5,020	4,249	3,093
Total Liabilities & Equity	60,982	60,870	52,208	31,758	28,902	23,430
Total Debt	11,360	11,589	9,882	5,183	4,648	5,536
Net Cash (Debt)	-7,920	-6,321	-5,583	-2,053	-995.52	-3,810
Net Cash Per Share	-182.06	-144.81	-125.67	-44.89	-20.98	-78.34
Filing Date Shares Outstanding	43.22	42.48	43.29	44.05	44.98	46.9
Total Common Shares Outstanding	43.22	42.54	42.83	43.55	44.98	46.9
Book Value Per Share	205.15	197.94	163.18	114.77	94.07	65.65
Tangible Book Value	8,437	8,003	6,625	4,790	4,049	2,901
Tangible Book Value Per Share	195.20	188.12	154.70	109.97	90.01	61.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.