Bank of Georgia Group PLC (LON: BGEO)

Bank of Georgia Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	3,413	3,102	3,585	1,521	1,971	2,154
Investment Securities	8,054	3,765	4,348	1,799	828.93	531.2
Trading Asset Securities	-	10.94	41.93	137.23	14.89	42.05
Total Investments	8,054	3,776	4,389	1,937	843.81	573.25
Gross Loans	31,059	20,590	17,222	16,623	14,702	12,250
Allowance for Loan Losses	-	-339.13	-334.78	-410.7	-448.32	-227.78
Other Adjustments to Gross Loans	-	-17.7	-25.39	-43.56	-50.59	-61.35
Net Loans	31,059	20,233	16,862	16,169	14,203	11,961
Property, Plant & Equipment	773.53	575.65	516.24	458.99	471.06	475.88
Goodwill	41.25	41.25	33.35	33.35	33.35	33.35
Other Intangible Assets	301.09	167.86	149.44	144.25	125.81	106.29
Investments in Real Estate	112.4	124.07	166.55	226.85	231.24	225.07
Other Receivables	2,612	197.1	489.91	50.05	57.9	50.37
Restricted Cash	-	1,753	2,423	1,903	1,997	1,578
Other Current Assets	171.47	98	111.33	117.71	311.4	93.31
Long-Term Deferred Tax Assets	-	-	0.64	0.18	0.19	0.21
Other Real Estate Owned & Foreclosed	324.56	271.71	119.92	3.22	5.99	7.16
Other Long-Term Assets	502.98	1,419	55.86	866.48	1,785	1,312
Total Assets	47,365	31,758	28,902	23,430	22,036	18,569
Accounts Payable	-	12.73	5.61	7.71	11.65	4.08
Accrued Expenses	249.19	73.43	62.42	51.78	27.29	35.27
Interest Bearing Deposits	31,872	8,886	8,697	7,436	8,480	5,542
Non-Interest Bearing Deposits	-	12,198	11,003	6,998	5,995	5,034
Total Deposits	31,872	21,084	19,700	14,434	14,475	10,576
Short-Term Borrowings	1,332	2,127	1,774	1,421	837.81	1,563
Current Portion of Long-Term Debt	-	38.93	340.44	287.7	207.31	812.77
Current Portion of Leases	-	34.64	28.21	22.34	24.31	22.1
Current Income Taxes Payable	68.5	185.44	20.26	85.27	-	1.56
Other Current Liabilities	-	3.56	2.38	100.59	1.58	75.38
Long-Term Debt	6,591	2,875	2,419	3,740	3,669	3,191
Long-Term Leases	249.93	107.29	86.26	65.33	71.33	72.52
Long-Term Unearned Revenue	-	4.43	2.66	1.59	23.75	29.57
Long-Term Deferred Tax Liabilities	-	13.62	79.28	25.6	62.43	36.36
Other Long-Term Liabilities	470.99	120.96	85.18	54.69	61.53	-
Total Liabilities	40,834	26,738	24,653	20,337	19,486	16,419
Common Stock	1.47	1.51	1.56	1.62	1.62	1.62
Additional Paid-In Capital	454.88	465.01	506.3	492.24	526.63	492.07
Retained Earnings	5,947	4,511	3,709	2,588	1,939	1,655
Treasury Stock	-0.05	-0.07	-0.08	-0.08	-0.05	-0.06
Comprehensive Income & Other	103.9	21.5	14.62	-3.22	71.23	-7.48
Total Common Equity	6,507	4,999	4,232	3,079	2,539	2,141
Minority Interest	24.23	21.12	17.25	13.88	11.37	9.51
Shareholders' Equity	6,532	5,020	4,249	3,093	2,550	2,151
Total Liabilities & Equity	47,365	31,758	28,902	23,430	22,036	18,569
Total Debt	8,173	5,183	4,648	5,536	4,810	5,661
Net Cash (Debt)	-4,760	-2,060	-992.86	-3,810	-2,815	-3,451
Net Cash Per Share	-106.27	-45.05	-20.92	-78.34	-59.18	-72.28
Filing Date Shares Outstanding	43.25	44.05	44.98	46.9	47.53	47.21
Total Common Shares Outstanding	43.25	43.55	44.98	46.9	47.53	47.21
Book Value Per Share	150.46	114.77	94.07	65.65	53.41	45.36
Tangible Book Value	6,165	4,790	4,049	2,901	2,379	2,002
Tangible Book Value Per Share	142.54	109.97	90.01	61.86	50.06	42.40

Source: S&P Capital IQ. Banks template. Financial Sources.