Lion Finance Group PLC (LON:BGEO)

Lion Finance Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,022	3,753	3,102	3,585	1,521	1,971
Investment Securities	7,068	8,997	5,133	4,372	1,799	828.93
Trading Asset Securities	187.14	226.53	18.23	39.27	137.23	14.89
Total Investments	7,256	9,223	5,151	4,411	1,937	843.81
Gross Loans	37,152	34,133	20,589	17,221	16,623	14,702
Allowance for Loan Losses	-479.85	-440.82	-339.13	-334.78	-410.7	-448.32
Other Adjustments to Gross Loans	-141.65	-133.57	-16.75	-24.11	-43.56	-50.59
Net Loans	36,530	33,559	20,233	16,862	16,169	14,203
Property, Plant & Equipment	869.95	807.99	575.65	516.24	458.99	471.06
Goodwill	41.25	41.25	41.25	33.35	33.35	33.35
Other Intangible Assets	338.79	322.25	167.86	149.44	144.25	125.81
Investments in Real Estate	131.08	134.34	124.07	166.55	226.85	231.24
Other Receivables	300.75	242.48	196.64	489.91	50.05	57.9
Restricted Cash	2,952	3,060	1,753	2,423	1,903	1,997
Other Current Assets	143	147.03	98	111.33	117.71	311.4
Long-Term Deferred Tax Assets	0.2	0.32	0.46	0.64	0.18	0.19
Other Real Estate Owned & Foreclosed	342.57	378.64	271.71	119.92	3.22	5.99
Other Long-Term Assets	2,164	538.09	43.31	34.34	866.48	1,785
Total Assets	55,092	52,208	31,758	28,902	23,430	22,036
Accounts Payable	3.76	5.73	12.73	5.61	7.71	11.65
Accrued Expenses	205.22	306.21	73.43	62.42	51.78	27.29
Interest Bearing Deposits	17,322	15,760	8,886	8,697	7,436	8,480
Non-Interest Bearing Deposits	18,653	18,779	12,198	11,003	6,998	5,995
Total Deposits	35,976	34,538	21,084	19,700	14,434	14,475
Short-Term Borrowings	3,858	3,028	2,127	1,774	1,421	837.81
Current Portion of Long-Term Debt	755.11	615.1	38.93	340.44	287.7	207.31
Current Portion of Leases	63.12	60.94	34.64	28.21	22.34	24.31
Current Income Taxes Payable	116.58	67.34	185.44	20.26	85.27	-
Other Current Liabilities	379.08	37.58	3.56	2.38	100.59	1.58
Long-Term Debt	5,597	5,964	2,875	2,419	3,740	3,669
Long-Term Leases	241.44	213.5	107.29	86.26	65.33	71.33
Long-Term Unearned Revenue	78.94	3.57	4.43	2.66	1.59	23.75
Long-Term Deferred Tax Liabilities	-	21.09	13.62	79.28	25.6	62.43
Other Long-Term Liabilities	199.2	268.92	120.96	85.18	54.69	61.53
Total Liabilities	47,473	45,193	26,738	24,653	20,337	19,486
Common Stock	1.45	1.46	1.51	1.56	1.62	1.62
Additional Paid-In Capital	477.69	453.74	465.01	506.3	492.24	526.63
Retained Earnings	7,091	6,422	4,511	3,709	2,588	1,939
Treasury Stock	-0.03	-0.05	-0.07	-0.08	-0.08	-0.05
Comprehensive Income & Other	47.62	110.94	21.5	14.62	-3.22	71.23
Total Common Equity	7,618	6,988	4,999	4,232	3,079	2,539
Minority Interest	1.47	26.82	21.12	17.25	13.88	11.37
Shareholders' Equity	7,619	7,015	5,020	4,249	3,093	2,550
Total Liabilities & Equity	55,092	52,208	31,758	28,902	23,430	22,036
Total Debt	10,515	9,882	5,183	4,648	5,536	4,810
Net Cash (Debt)	-6,063	-5,583	-2,053	-995.52	-3,810	-2,815
Net Cash Per Share	-137.88	-125.67	-44.89	-20.98	-78.34	-59.18
Filing Date Shares Outstanding	43.08	43.29	44.05	44.98	46.9	47.53
Total Common Shares Outstanding	43.08	42.83	43.55	44.98	46.9	47.53
Book Value Per Share	176.81	163.18	114.77	94.07	65.65	53.41
Tangible Book Value	7,238	6,625	4,790	4,049	2,901	2,379
Tangible Book Value Per Share	167.99	154.70	109.97	90.01	61.86	50.06

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.