Lion Finance Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Millions GEL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,395	3,753	3,102	3,585	1,521
Investment Securities	10,047	8,997	5,133	4,372	1,799
Trading Asset Securities	-	226.53	18.23	39.27	137.23
Total Investments	10,047	9,223	5,151	4,411	1,937
Gross Loans	40,066	34,133	20,589	17,221	16,623
Allowance for Loan Losses	-	-440.82	-339.13	-334.78	-410.7
Other Adjustments to Gross Loans	-	-133.57	-16.75	-24.11	-43.56
Net Loans	40,066	33,559	20,233	16,862	16,169
Property, Plant & Equipment	949.47	807.99	575.65	516.24	458.99
Goodwill	41.25	41.25	41.25	33.35	33.35
Other Intangible Assets	376.4	322.25	167.86	149.44	144.25
Investments in Real Estate	107.57	134.34	124.07	166.55	226.85
Other Receivables	3,741	242.48	196.64	489.91	50.05
Restricted Cash	-	3,060	1,753	2,423	1,903
Other Current Assets	216.41	147.03	98	111.33	117.71
Long-Term Deferred Tax Assets	-	0.32	0.46	0.64	0.18
Other Real Estate Owned & Foreclosed	374.66	378.64	271.71	119.92	3.22
Other Long-Term Assets	555.37	538.09	43.31	34.34	866.48
Total Assets	60,870	52,208	31,758	28,902	23,430
Accounts Payable	-	5.73	12.73	5.61	7.71
Accrued Expenses	301.07	306.21	73.43	62.42	51.78
Interest Bearing Deposits	38,630	15,760	8,886	8,697	7,436
Non-Interest Bearing Deposits	-	18,779	12,198	11,003	6,998
Total Deposits	38,630	34,538	21,084	19,700	14,434
Short-Term Borrowings	2,804	3,028	2,127	1,774	1,421
Current Portion of Long-Term Debt	-	615.1	38.93	340.44	287.7
Current Portion of Leases	-	60.94	34.64	28.21	22.34
Current Income Taxes Payable	108.81	67.34	185.44	20.26	85.27
Other Current Liabilities	-	37.58	3.56	2.38	100.59
Long-Term Debt	9,695	5,964	2,875	2,419	3,740
Long-Term Leases	348.11	213.5	107.29	86.26	65.33
Long-Term Unearned Revenue	-	3.57	4.43	2.66	1.59
Long-Term Deferred Tax Liabilities	-	21.09	13.62	79.28	25.6
Other Long-Term Liabilities	560.68	268.92	120.96	85.18	54.69
Total Liabilities	52,448	45,193	26,738	24,653	20,337
Common Stock	1.43	1.46	1.51	1.56	1.62
Additional Paid-In Capital	569.89	453.74	465.01	506.3	492.24
Retained Earnings	7,777	6,422	4,511	3,709	2,588
Treasury Stock	-0.03	-0.05	-0.07	-0.08	-0.08
Comprehensive Income & Other	72.24	110.94	21.5	14.62	-3.22
Total Common Equity	8,420	6,988	4,999	4,232	3,079
Minority Interest	2.06	26.82	21.12	17.25	13.88
Shareholders' Equity	8,422	7,015	5,020	4,249	3,093
Total Liabilities & Equity	60,870	52,208	31,758	28,902	23,430
Total Debt	12,847	9,882	5,183	4,648	5,536
Net Cash (Debt)	-8,452	-5,583	-2,053	-995.52	-3,810
Net Cash Per Share	-193.65	-125.67	-44.89	-20.98	-78.34
Filing Date Shares Outstanding	42.56	43.29	44.05	44.98	46.9
Total Common Shares Outstanding	42.56	42.83	43.55	44.98	46.9
Book Value Per Share	197.85	163.18	114.77	94.07	65.65
Tangible Book Value	8,003	6,625	4,790	4,049	2,901
Tangible Book Value Per Share	188.04	154.70	109.97	90.01	61.86

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.