Lloyds Banking Group plc (LON:LLOY)
United Kingdom · Delayed Price · Currency is GBP · Price in GBX 95.72
+0.50 (0.53%)
Nov 3, 2026, 1:52 PM GMT
Lloyds Banking Group Financials Overview
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Revenue Revenue Growth | 20,152 | 18,627 | 17,572 | 18,326 | 14,530 | 17,127 |
Revenue Growth | 11.96% | 6.00% | -4.11% | 26.13% | -15.16% | 53.19% |
Net Income Net Income Growth | 5,736 | 4,196 | 3,923 | 4,933 | 3,389 | 5,355 |
Earnings Per Share EPS Growth | 0.10 | 0.07 | 0.06 | 0.07 | 0.05 | 0.07 |
EPS Growth | 70.36% | 11.29% | -17.33% | 53.06% | -34.67% | 525.00% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Net Income Retail Net Income Growth | 11,259 | 10,828 | 9,965 | 10,858 | 11,137 | 9,732 |
Commercial Banking Net Income Commercial Banking Net Income Growth | 5,695 | 5,486 | 5,243 | 5,482 | 5,007 | 4,026 |
Insurance, Pensions and Investments Net Income Insurance, Pensions and Investments Net Income Growth | 1,416 | 1,280 | 1,156 | 1,077 | 859 | 1,303 |
Other Segment Net Income Other Segment Net Income Growth | 764 | 707 | 753 | 515 | 462 | 702 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Cash & Investments Cash & Investments Growth | 334,628 | 171,141 | 181,557 | 179,458 | 199,886 | 155,998 |
Total Debt Total Debt Growth | 168,199 | 148,136 | 146,250 | 150,594 | 163,663 | 133,845 |
Net Cash (Debt) Net Cash Growth | 166,429 | 23,005 | 35,307 | 28,864 | 36,223 | 22,153 |
Net Cash Growth | -3.32% | -34.84% | 22.32% | -20.32% | 63.51% | -47.13% |
Net Cash Per Share Net Cash Per Share Growth | 2.80 | 0.38 | 0.56 | 0.44 | 0.52 | 0.31 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | -7,781 | -15,721 | 11,770 | 23,606 | -13,862 |
Capital Expenditures CapEx Growth | - | -5,071 | -4,364 | -3,961 | -2,432 | -3,228 |
Free Cash Flow Free Cash Flow Growth | - | -12,852 | -20,085 | 7,809 | 21,174 | -17,090 |
Free Cash Flow Growth | - | - | - | -63.12% | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Profit Margin | 28.46% | 22.53% | 22.32% | 26.92% | 23.32% | 31.27% |
FCF Margin | - | -69.00% | -114.30% | 42.61% | 145.73% | -99.78% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Dividend Per Share Dividend Per Share Growth | 0.036 | 0.036 | 0.032 | 0.028 | 0.024 | 0.020 |
Dividend Per Share Growth | 20.42% | 15.14% | 14.85% | 15.00% | 20.00% | 250.88% |
Dividend Yield | 3.81% | 3.72% | 5.80% | 5.81% | 5.24% | 4.16% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
PE Ratio | 9.92 | 13.77 | 8.43 | 6.12 | 8.95 | 6.34 |
Forward PE | 8.48 | 10.58 | 8.10 | 6.50 | 6.20 | 7.04 |
P/FCF Ratio | - | - | - | 3.86 | 1.43 | - |
PS Ratio | 2.69 | 3.10 | 1.88 | 1.65 | 2.09 | 1.98 |