Lloyds Banking Group plc (LON:LLOY)
London · Delayed Price · Currency is GBP · Price in GBX 111.25
+1.50 (1.37%)
Aug 21, 2026, 4:55 PM GMT
Lloyds Banking Group Cash Flow Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Net Income | 5,205 | 4,659 | 4,421 | 5,460 | 3,827 | 5,784 |
Depreciation & Amortization | 2,246 | 2,207 | 2,205 | 2,905 | 2,396 | 2,825 |
Other Amortization | 1,270 | 1,270 | 1,221 | - | - | - |
Gain (Loss) on Sale of Assets | 65 | 65 | -36 | -61 | -121 | -268 |
Gain (Loss) on Sale of Investments | -613 | -613 | 185 | 1,135 | 376 | -306 |
Total Asset Writedown | -99 | -99 | -67 | 87 | 511 | -575 |
Provision for Credit Losses | -230 | -230 | -535 | -800 | 613 | -2,056 |
Change in Trading Asset Securities | -20,059 | -20,059 | -13,954 | -20,734 | 18,515 | -9,433 |
Change in Other Net Operating Assets | 10,264 | 1,291 | -13,393 | 20,816 | 1,296 | -9,270 |
Other Operating Activities | 4,496 | 3,729 | 4,219 | 2,946 | -3,797 | -561 |
Operating Cash Flow | 2,544 | -7,781 | -15,721 | 11,770 | 23,606 | -13,862 |
Operating Cash Flow Growth | - | - | - | -50.14% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Capital Expenditures | -5,484 | -5,071 | -4,364 | -3,961 | -2,432 | -3,228 |
Sale of Property, Plant and Equipment | 1,777 | 1,560 | 1,505 | 1,027 | 1,550 | 1,437 |
Cash Acquisitions | 30 | 27 | -179 | -380 | -409 | -57 |
Investment in Securities | -7,007 | -5,453 | -3,456 | -5,013 | 3,224 | -697 |
Income (Loss) Equity Investments | -1 | -1 | 13 | 16 | -10 | -2 |
Divestitures | -2 | - | 62 | - | - | - |
Purchase / Sale of Intangibles | -1,520 | -1,252 | -1,259 | -1,494 | -1,423 | - |
Investing Cash Flow | -12,206 | -10,189 | -7,691 | -9,821 | 510 | -2,545 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Long-Term Debt Issued | - | 1,757 | 812 | 1,417 | 838 | 499 |
Long-Term Debt Repaid | - | -1,928 | -819 | -1,745 | -2,216 | -1,056 |
Net Debt Issued (Repaid) | -1,642 | -171 | -7 | -328 | -1,378 | -557 |
Issuance of Common Stock | 836 | 1,603 | 944 | 1,858 | 776 | 25 |
Repurchase of Common Stock | -3,647 | -3,469 | -3,835 | -2,128 | -3,408 | - |
Common Dividends Paid | -2,596 | -2,463 | -2,326 | -2,178 | -1,913 | -1,306 |
Net Increase (Decrease) in Deposit Accounts | 13,482 | 13,482 | 11,328 | -4,960 | -1,595 | 20,620 |
Other Financing Activities | -849 | -857 | -707 | -724 | -690 | -1,396 |
Financing Cash Flow | 5,584 | 8,125 | 5,397 | -8,460 | -8,208 | 17,386 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Foreign Exchange Rate Adjustments | 365 | -378 | -7 | -480 | 727 | 70 |
Net Cash Flow | -3,713 | -10,223 | -18,022 | -6,991 | 16,635 | 1,049 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Free Cash Flow | -2,940 | -12,852 | -20,085 | 7,809 | 21,174 | -17,090 |
Free Cash Flow Growth | - | - | - | -63.12% | - | - |
Free Cash Flow Margin | -14.93% | -69.00% | -114.30% | 42.61% | 145.73% | -99.78% |
Free Cash Flow Per Share | -0.05 | -0.21 | -0.32 | 0.12 | 0.30 | -0.24 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Cash Interest Paid | 316 | 806 | 622 | 623 | 603 | 1,303 |
Cash Income Tax Paid | 1,570 | 2,105 | 335 | 1,437 | 743 | 796 |