Lloyds Banking Group plc (LON:LLOY)

Lloyds Banking Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022
Cash & Equivalents	55,919	56,624	62,684	76,180	95,829	79,194
Investment Securities	617,310	326,364	294,978	268,203	231,793	296,696
Trading Asset Securities	278,709	35,514	40,264	39,590	52,059	22,051
Total Investments	896,019	361,878	335,242	307,793	283,852	318,747
Gross Loans	-	494,236	473,414	466,520	465,273	454,436
Allowance for Loan Losses	-	-3,012	-3,192	-3,725	-4,533	-3,820
Other Adjustments to Gross Loans	-	-2,525	-2,465	-2,286	-1,761	-
Net Loans	-	488,699	467,757	460,509	458,979	450,616
Property, Plant & Equipment	-	10,999	10,116	9,668	8,128	-
Goodwill	-	3,010	2,748	2,798	2,655	2,320
Other Intangible Assets	-	5,461	5,303	5,354	4,786	4,196
Investments in Real Estate	-	3,917	3,281	2,862	2,532	-
Other Receivables	-	1,346	526	1,183	612	363
Restricted Cash	-	37	21	1,930	2,111	2,178
Other Current Assets	-	1,792	6,756	1,455	1,224	-
Long-Term Deferred Tax Assets	-	3,990	5,005	5,185	6,422	3,773
Other Long-Term Assets	43,202	6,319	7,258	6,536	6,210	19,870
Total Assets	995,140	944,072	906,697	881,453	873,394	881,257

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022
Interest Bearing Deposits	511,194	399,436	387,603	374,849	368,597	483,991
Non-Interest Bearing Deposits	-	102,800	101,300	102,700	114,000	-
Total Deposits	511,194	502,236	488,903	477,549	482,597	483,991
Short-Term Borrowings	21,481	31,953	29,766	32,190	85,391	49,185
Current Portion of Long-Term Debt	-	45,826	48,460	25,812	18,473	-
Current Portion of Leases	-	294	334	335	233	-
Current Income Taxes Payable	-	52	45	39	8	6
Other Current Liabilities	-	30,526	28,771	64,609	52,053	40,890
Long-Term Debt	146,718	69,331	66,763	90,960	58,482	84,660
Long-Term Leases	-	732	927	1,297	1,084	-
Pension & Post-Retirement Benefits	-	120	122	136	126	230
Long-Term Deferred Tax Liabilities	-	146	125	157	209	8
Other Long-Term Liabilities	269,776	214,989	196,593	141,004	130,827	171,070
Total Liabilities	949,169	896,205	860,809	834,088	829,483	830,040

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022
Common Stock	45,971	5,889	6,062	6,358	6,729	7,102
Additional Paid-In Capital	-	18,797	18,720	18,568	18,504	18,479
Retained Earnings	-	6,291	5,912	6,790	6,550	8,318
Comprehensive Income & Other	-	16,691	15,022	15,448	11,884	17,083
Total Common Equity	45,971	47,668	45,716	47,164	43,667	50,982
Minority Interest	-	199	172	201	244	235
Shareholders' Equity	45,971	47,867	45,888	47,365	43,911	51,217
Total Liabilities & Equity	995,140	944,072	906,697	881,453	873,394	881,257

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022
Total Debt	168,199	148,136	146,250	150,594	163,663	133,845
Net Cash (Debt)	166,429	23,005	35,307	28,864	36,223	22,153
Net Cash Growth	-3.32%	-34.84%	22.32%	-20.32%	63.51%	-47.13%
Net Cash Per Share	2.80	0.38	0.56	0.44	0.52	0.31
Filing Date Shares Outstanding	57,409	58,799	60,491	63,508	66,256	70,562
Total Common Shares Outstanding	57,409	58,799	60,491	63,508	66,256	70,562
Book Value Per Share	0.80	0.71	0.65	0.63	0.58	0.64
Tangible Book Value	45,971	39,197	37,665	39,012	36,226	44,466
Tangible Book Value Per Share	0.80	0.57	0.52	0.51	0.47	0.55

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

Data Sources Report a data error