Lloyds Banking Group Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Market Capitalization	62,040	57,138	33,021	30,165	30,342	33,945
Market Cap Growth	67.90%	73.03%	9.47%	-0.58%	-10.61%	31.53%
Last Close Price	1.07	0.98	0.52	0.43	0.39	0.39
PE Ratio	15.47	13.62	8.42	6.12	8.95	6.34
PS Ratio	3.33	3.07	1.89	1.64	2.09	1.98
PB Ratio	1.30	1.19	0.72	0.64	0.69	0.66
P/FCF Ratio	98.48	90.70	-	3.86	1.43	-
P/OCF Ratio	10.88	10.02	-	2.56	1.29	-
Debt / Equity Ratio	2.99	2.99	3.19	3.18	3.73	2.61
Debt / FCF Ratio	226.77	226.77	-	19.29	7.73	-
Return on Equity (ROE)	10.15%	10.15%	9.60%	12.09%	8.25%	11.70%
Return on Assets (ROA)	0.51%	0.51%	0.50%	0.63%	0.45%	0.67%
Earnings Yield	6.76%	8.15%	13.39%	18.10%	12.61%	17.04%
FCF Yield	1.02%	1.10%	-60.82%	25.89%	69.78%	-50.35%
Dividend Yield	3.42%	3.72%	6.08%	6.41%	6.18%	5.13%
Payout Ratio	52.87%	52.86%	52.61%	39.89%	49.99%	22.58%
Buyback Yield / Dilution	3.59%	3.59%	4.08%	5.63%	2.93%	-0.74%
Total Shareholder Return	7.01%	7.30%	10.16%	12.04%	9.11%	4.39%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.