Lloyds Banking Group plc (LON:LLOY)

Lloyds Banking Group Statistics

Total Valuation

LON:LLOY has a market cap or net worth of GBP 46.94 billion.

Market Cap	46.94B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Jul 31, 2025

Share Statistics

LON:LLOY has 59.03 billion shares outstanding. The number of shares has decreased by -4.13% in one year.

Current Share Class	59.03B
Shares Outstanding	59.03B
Shares Change (YoY)	-4.13%
Shares Change (QoQ)	+1.55%
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	87.29%
Float	55.48B

Valuation Ratios

The trailing PE ratio is 12.07 and the forward PE ratio is 9.27. LON:LLOY's PEG ratio is 0.60.

PE Ratio	12.07
Forward PE	9.27
PS Ratio	2.66
PB Ratio	1.00
P/TBV Ratio	1.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.60

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-14.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.95%.

Return on Equity (ROE)	9.95%
Return on Assets (ROA)	0.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	288,642
Profits Per Employee	66,179
Employee Count	61,228
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:LLOY has paid 1.57 billion in taxes.

Income Tax	1.57B
Effective Tax Rate	25.59%

Stock Price Statistics

The stock price has increased by +36.68% in the last 52 weeks. The beta is 1.10, so LON:LLOY's price volatility has been higher than the market average.

Beta (5Y)	1.10
52-Week Price Change	+36.68%
50-Day Moving Average	78.88
200-Day Moving Average	68.90
Relative Strength Index (RSI)	42.80
Average Volume (20 Days)	162,181,718

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:LLOY had revenue of GBP 17.67 billion and earned 4.05 billion in profits. Earnings per share was 0.07.

Revenue	17.67B
Gross Profit	17.67B
Operating Income	6.41B
Pretax Income	6.15B
Net Income	4.05B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.07

Balance Sheet

The company has 165.98 billion in cash and 141.45 billion in debt, giving a net cash position of 24.53 billion or 0.42 per share.

Cash & Cash Equivalents	165.98B
Total Debt	141.45B
Net Cash	24.53B
Net Cash Per Share	0.42
Equity (Book Value)	46.87B
Book Value Per Share	0.67
Working Capital	-480.70B

Cash Flow

In the last 12 months, operating cash flow was -5.35 billion and capital expenditures -4.29 billion, giving a free cash flow of -9.64 billion.

Operating Cash Flow	-5.35B
Capital Expenditures	-4.29B
Free Cash Flow	-9.64B
FCF Per Share	-0.16

Margins

Gross Margin	n/a
Operating Margin	36.24%
Pretax Margin	34.80%
Profit Margin	25.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 4.19%.

Dividend Per Share	0.03
Dividend Yield	4.19%
Dividend Growth (YoY)	14.83%
Years of Dividend Growth	3
Payout Ratio	53.12%
Buyback Yield	4.13%
Shareholder Yield	8.32%
Earnings Yield	8.63%
FCF Yield	-20.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2009. It was a forward split with a ratio of 1.02459.

Last Split Date	May 11, 2009
Split Type	Forward
Split Ratio	1.02459

Scores

Altman Z-Score	n/a
Piotroski F-Score	2