Metro Bank Holdings Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	460.3	377.9	411.9	404.1	295.3
Net Interest Income Growth	21.80%	-8.25%	1.93%	36.84%	18.26%
Non-Interest Income	133	27.4	237	119.4	123.2
Non-Interest Income Growth	385.40%	-88.44%	98.49%	-3.08%	-32.64%
Revenues Before Loan Losses	593.3	405.3	648.9	523.5	418.5
Provision for Credit Losses	14.3	7.1	33.2	39.9	22.4
Revenue	579	398.2	615.7	483.6	396.1
Revenue Growth (YoY)	45.40%	-35.33%	27.32%	22.09%	29.49%
Selling, General & Admin	429.4	489	502.9	467.6	-
Other Non-Interest Expenses	62.4	121.3	82.3	86.7	-
Total Non-Interest Expense	491.8	610.3	585.2	554.3	641.2
Pretax Income	87.2	-212.1	30.5	-70.7	-245.1
Provision for Income Taxes	17.5	-254.6	1	2	3.1
Net Income	69.7	42.5	29.5	-72.7	-248.2
Minority Interest in Earnings	17.3	-	-	-	-
Net Income to Common	52.4	42.5	29.5	-72.7	-248.2
Net Income Growth	23.29%	44.07%	-	-	-
Shares Outstanding (Basic)	673	673	214	172	-
Shares Outstanding (Diluted)	681	675	221	172	-
Shares Change (YoY)	0.87%	205.88%	28.00%	-	-
EPS (Basic)	0.08	0.06	0.14	-0.42	-
EPS (Diluted)	0.08	0.06	0.13	-0.42	-
EPS Growth	22.22%	-52.99%	-	-	-
Free Cash Flow	-1,126	-1,426	616	-1,214	2,854
Free Cash Flow Growth	-	-	-	-	174.16%
Free Cash Flow Per Share	-1.65	-2.11	2.79	-7.04	-
Profit Margin	12.04%	10.67%	4.79%	-15.03%	-62.66%
FCF Margin	-194.47%	-358.11%	100.05%	-251.03%	720.53%
Effective Tax Rate	20.07%	120.04%	3.28%	-2.83%	-1.26%