Metro Bank Holdings Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	720	725.4	935.4	855.7	563.7	405.7
Interest Paid on Deposits	241.1	265.1	557.5	443.8	159.6	110.4
Net Interest Income	478.9	460.3	377.9	411.9	404.1	295.3
Net Interest Income Growth	11.66%	21.80%	-8.25%	1.93%	36.84%	18.26%
Gain (Loss) on Sale of Assets	4.3	5.2	-101.4	2.7	-	6.1
Other Non-Interest Income	114.7	122.8	128.8	134.3	119.4	113.8
Total Non-Interest Income	119	128	27.4	137	119.4	119.9
Non-Interest Income Growth	259.52%	367.15%	-80.00%	14.74%	-0.42%	-32.49%
Revenues Before Loan Losses	597.9	588.3	405.3	548.9	523.5	415.2
Provision for Loan Losses	17.8	14.3	7.1	33.2	39.9	22.4
Revenue	580.1	574	398.2	515.7	483.6	392.8
Revenue Growth	27.55%	44.15%	-22.79%	6.64%	23.12%	30.67%
Occupancy Expenses	60.7	61.7	77.3	77.7	77	80.2
Selling, General & Administrative	36.7	36.9	40.3	39.4	35.8	37.6
Other Non-Interest Expense	406.8	392.7	415.6	440.1	426.1	481.5
Total Non-Interest Expense	507.5	494	535.2	560.4	541.3	601.7
EBT Excluding Unusual Items	72.6	80	-137	-44.7	-57.7	-208.9
Asset Writedown	0.2	-0.7	-44	-4.6	-9.7	-24.9
Other Unusual Items	5	5	-	100	-	-
Pretax Income	70.2	69.9	-212.1	30.5	-70.7	-245.1
Income Tax Expense	16.5	17.5	-254.6	1	2	3.1
Net Income	53.7	52.4	42.5	29.5	-72.7	-248.2
Net Income to Common	53.7	52.4	42.5	29.5	-72.7	-248.2
Net Income Growth	-49.34%	23.29%	44.07%	-	-	-
Basic Shares Outstanding	673	673	673	214	172	172
Diluted Shares Outstanding	681	681	675	221	172	172
Shares Change	0.27%	0.87%	205.88%	28.00%	0.03%	0.00%
EPS (Basic)	0.08	0.08	0.06	0.14	-0.42	-1.44
EPS (Diluted)	0.08	0.08	0.06	0.13	-0.42	-1.44
EPS Growth	-50.07%	22.22%	-52.99%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	23.50%	25.04%	-	3.28%	-	-