London · Delayed Price · Currency is GBP · Price in GBX Paragon Banking Group Earnings Call Transcripts
Fiscal Year 2026
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Strong H1 2026 results driven by resilient margins, disciplined loan growth, and tight cost control, with upgraded NIM and cost guidance despite market volatility. Capital strength supports ongoing buybacks and growth, while technology and diversification underpin future performance.
Fiscal Year 2025
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Underlying profits and EPS grew strongly in FY2025, supported by disciplined loan growth, cost control, and high customer retention. Guidance for FY26 anticipates stable NIM, increased operating costs, and continued product innovation, with robust capital and funding positions.
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Strong H1 2025 results with robust profit growth, improved margins, and resilient credit performance. Strategic investments in technology and funding diversification, including the launch of Spring, support upgraded guidance and long-term growth amid ongoing market and regulatory uncertainty.
Fiscal Year 2024
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Record profits and strong loan book growth were achieved, with all guidance metrics met or exceeded. Diversification, digitalization, and capital strength underpin upgraded 2025 lending guidance and continued robust returns.
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H1 2024 saw robust profit growth, strong capital generation, and improved NIM, with all key metrics at or above expectations. Loan and deposit books grew ahead of forecasts, and guidance for the year was raised, supported by resilient credit quality and ongoing tech investment.