Paragon Banking Group PLC (LON:PAG)
London · Delayed Price · Currency is GBP · Price in GBX 773.00
-4.00 (-0.51%)
Jun 18, 2026, 4:49 PM GMT
Paragon Banking Group Income Statement
Financials in millions GBP. Fiscal year is October - September.
Millions GBP. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest and Dividend Income | 1,217 | 1,249 | 1,315 | 1,011 | 545.7 | 443.5 |
Total Interest Expense | 701.3 | 739.8 | 826.7 | 576.7 | 146.6 | 125 |
Net Interest Income | 515.4 | 509.2 | 488 | 433.9 | 399.1 | 318.5 |
Gain (Loss) on Sale of Investments | - | - | - | - | 4.6 | - |
Other Revenue | 40.1 | 38.4 | 37.4 | 38.9 | 37.2 | 31.3 |
Revenue Before Loan Losses | 555.5 | 547.6 | 525.4 | 472.8 | 440.9 | 349.8 |
Provision for Loan Losses | 48.1 | 41.9 | 24.5 | 18 | 14 | -4.7 |
| 507.4 | 505.7 | 500.9 | 454.8 | 426.9 | 354.5 | |
Revenue Growth (YoY) | 1.75% | 0.96% | 10.14% | 6.54% | 20.42% | 33.57% |
Salaries & Employee Benefits | - | - | - | - | 0.2 | 0.3 |
Cost of Services Provided | 208.5 | 204.9 | 203.4 | 187.6 | 173 | 152.3 |
Other Operating Expenses | 20.6 | 26 | 0.6 | 0.9 | 1 | 1.4 |
Total Operating Expenses | 229.1 | 230.9 | 204 | 188.5 | 174.2 | 154 |
Operating Income | 278.3 | 274.8 | 296.9 | 266.3 | 252.7 | 200.5 |
EBT Excluding Unusual Items | 249.6 | 256.5 | 253.8 | 204.5 | 417.9 | 213.7 |
Restructuring Charges | - | - | - | -4.6 | - | - |
Pretax Income | 249.6 | 256.5 | 253.8 | 199.9 | 417.9 | 213.7 |
Income Tax Expense | 71.5 | 76.2 | 67.8 | 46 | 104.3 | 49.2 |
Net Income | 178.1 | 180.3 | 186 | 153.9 | 313.6 | 164.5 |
Net Income to Common | 178.1 | 180.3 | 186 | 153.9 | 313.6 | 164.5 |
Net Income Growth | -13.08% | -3.06% | 20.86% | -50.92% | 90.64% | 80.17% |
Shares Outstanding (Basic) | 192 | 198 | 210 | 224 | 243 | 252 |
Shares Outstanding (Diluted) | 212 | 218 | 218 | 232 | 249 | 261 |
Shares Change (YoY) | -0.09% | - | -5.90% | -6.83% | -4.63% | 1.99% |
EPS (Basic) | 0.93 | 0.91 | 0.89 | 0.69 | 1.29 | 0.65 |
EPS (Diluted) | 0.90 | 0.88 | 0.85 | 0.66 | 1.26 | 0.63 |
EPS Growth | -7.36% | 3.17% | 28.51% | -47.34% | 99.84% | 76.97% |
Free Cash Flow | -801.4 | -378.7 | 2,216 | 2,170 | 1,167 | 876.2 |
Free Cash Flow Per Share | -3.78 | -1.73 | 10.14 | 9.35 | 4.69 | 3.35 |
Dividend Per Share | 0.454 | 0.439 | 0.404 | 0.374 | 0.286 | 0.261 |
Dividend Growth | 11.28% | 8.66% | 8.02% | 30.77% | 9.58% | 81.25% |
Operating Margin | 54.85% | 54.34% | 59.27% | 58.55% | 59.19% | 56.56% |
Profit Margin | 35.10% | 35.65% | 37.13% | 33.84% | 73.46% | 46.40% |
Free Cash Flow Margin | -157.94% | -74.89% | 442.30% | 477.16% | 273.46% | 247.16% |
Effective Tax Rate | 28.65% | 29.71% | 26.71% | 23.01% | 24.96% | 23.02% |