Paragon Banking Group PLC (LON:PAG)
London · Delayed Price · Currency is GBP · Price in GBX 837.00
-9.00 (-1.06%)
Jul 31, 2026, 4:35 PM GMT
Paragon Banking Group Financials Overview
Financials in millions GBP. Fiscal year is October - September.
Millions GBP. Fiscal year is Oct - Sep.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 507.4 | 505.7 | 500.9 | 454.8 | 426.9 | 354.5 |
Revenue Growth | 0.34% | 0.96% | 10.14% | 6.54% | 20.42% | 33.57% |
Operating Income Operating Income Growth | 278.3 | 274.8 | 296.9 | 266.3 | 252.7 | 200.5 |
Net Income Net Income Growth | 178.1 | 180.3 | 186 | 153.9 | 313.6 | 164.5 |
Earnings Per Share EPS Growth | 0.90 | 0.88 | 0.85 | 0.66 | 1.26 | 0.63 |
EPS Growth | 1.91% | 3.17% | 28.51% | -47.34% | 99.84% | 76.97% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Mortgage Lending Mortgage Lending Growth | 297.2 | 285.3 | 280.5 | 272.8 | 254 | 252.7 |
Commercial Lending Commercial Lending Growth | 129.6 | 133.9 | 139.2 | 161.3 | 111.6 | 100.3 |
Unallocated Items Unallocated Items Growth | 73 | 79.6 | 76.4 | 35.7 | 13.4 | -23.4 |
Total Total Growth | 499.8 | 498.8 | 496.1 | 469.8 | 379 | 329.6 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Investments Cash & Investments Growth | 1,949 | 2,665 | 2,917 | 3,610 | 2,710 | 1,404 |
Total Debt Total Debt Growth | 2,587 | 1,775 | 1,113 | 3,135 | 4,118 | 4,505 |
Net Cash (Debt) Net Cash Growth | -638.3 | 890.1 | 1,804 | 474.5 | -1,408 | -3,101 |
Net Cash Growth | - | -50.67% | 280.25% | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3.01 | 4.08 | 8.26 | 2.04 | -5.65 | -11.87 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -800.3 | -377.4 | 2,216 | 2,172 | 1,169 | 878.1 |
Capital Expenditures CapEx Growth | -1.1 | -1.3 | -0.9 | -1.6 | -1.3 | -1.9 |
Free Cash Flow Free Cash Flow Growth | -801.4 | -378.7 | 2,216 | 2,170 | 1,167 | 876.2 |
Free Cash Flow Growth | - | - | 2.09% | 85.89% | 33.23% | -14.67% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Operating Margin | 54.85% | 54.34% | 59.27% | 58.55% | 59.19% | 56.56% |
Pretax Margin | 49.19% | 50.72% | 50.67% | 43.95% | 97.89% | 60.28% |
Profit Margin | 35.10% | 35.65% | 37.13% | 33.84% | 73.46% | 46.40% |
FCF Margin | -157.94% | -74.89% | 442.30% | 477.16% | 273.46% | 247.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.439 | 0.439 | 0.404 | 0.374 | 0.286 | 0.261 |
Dividend Per Share Growth | 11.27% | 8.66% | 8.02% | 30.77% | 9.58% | 81.25% |
Dividend Yield | 5.24% | 5.34% | 5.76% | 8.91% | 8.96% | 6.22% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
PE Ratio | 9.34 | 9.17 | 8.54 | 6.86 | 2.94 | 8.20 |
Forward PE | 7.28 | 7.79 | 7.62 | 5.67 | 5.70 | 9.83 |
P/FCF Ratio | - | - | 0.72 | 0.49 | 0.79 | 1.54 |
PS Ratio | 3.01 | 3.27 | 3.17 | 2.32 | 2.16 | 3.81 |