London · Delayed Price · Currency is GBP · Price in GBX Paragon Banking Group Statistics
Total Valuation
LON:PAG has a market cap or net worth of GBP 1.44 billion.
| Market Cap | 1.44B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, June 2, 2026.
| Earnings Date | Jun 2, 2026 |
| Ex-Dividend Date | Jul 2, 2026 |
Share Statistics
LON:PAG has 184.80 million shares outstanding. The number of shares has decreased by -0.09% in one year.
| Current Share Class | 184.80M |
| Shares Outstanding | 184.80M |
| Shares Change (YoY) | -0.09% |
| Shares Change (QoQ) | -13.97% |
| Owned by Insiders (%) | 4.72% |
| Owned by Institutions (%) | 90.22% |
| Float | 171.84M |
Valuation Ratios
The trailing PE ratio is 8.67 and the forward PE ratio is 7.08. LON:PAG's PEG ratio is 0.54.
| PE Ratio | 8.67 |
| Forward PE | 7.08 |
| PS Ratio | 2.83 |
| PB Ratio | 0.92 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.54 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.17, with a Debt / Equity ratio of 1.67.
| Current Ratio | 1.17 |
| Quick Ratio | 1.17 |
| Debt / Equity | 1.67 |
| Debt / EBITDA | n/a |
| Debt / FCF | -3.23 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.03% and return on invested capital (ROIC) is 4.80%.
| Return on Equity (ROE) | 12.03% |
| Return on Assets (ROA) | 0.91% |
| Return on Invested Capital (ROIC) | 4.80% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.84% |
| Revenue Per Employee | 359,094 |
| Profits Per Employee | 126,044 |
| Employee Count | 1,413 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LON:PAG has paid 71.50 million in taxes.
| Income Tax | 71.50M |
| Effective Tax Rate | 28.65% |
Stock Price Statistics
The stock price has decreased by -13.97% in the last 52 weeks. The beta is 1.18, so LON:PAG's price volatility has been higher than the market average.
| Beta (5Y) | 1.18 |
| 52-Week Price Change | -13.97% |
| 50-Day Moving Average | 755.96 |
| 200-Day Moving Average | 817.67 |
| Relative Strength Index (RSI) | 59.34 |
| Average Volume (20 Days) | 370,645 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, LON:PAG had revenue of GBP 507.40 million and earned 178.10 million in profits. Earnings per share was 0.90.
| Revenue | 507.40M |
| Gross Profit | 298.90M |
| Operating Income | 278.30M |
| Pretax Income | 249.60M |
| Net Income | 178.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.90 |
Balance Sheet
The company has 1.95 billion in cash and 2.59 billion in debt, with a net cash position of -638.30 million or -3.45 per share.
| Cash & Cash Equivalents | 1.95B |
| Total Debt | 2.59B |
| Net Cash | -638.30M |
| Net Cash Per Share | -3.45 |
| Equity (Book Value) | 1.55B |
| Book Value Per Share | 7.59 |
| Working Capital | 2.68B |
Cash Flow
In the last 12 months, operating cash flow was -800.30 million and capital expenditures -1.10 million, giving a free cash flow of -801.40 million.
| Operating Cash Flow | -800.30M |
| Capital Expenditures | -1.10M |
| Depreciation & Amortization | 15.50M |
| Net Borrowing | 1.08B |
| Free Cash Flow | -801.40M |
| FCF Per Share | -4.34 |
Margins
Gross margin is 58.91%, with operating and profit margins of 54.85% and 35.10%.
| Gross Margin | 58.91% |
| Operating Margin | 54.85% |
| Pretax Margin | 49.19% |
| Profit Margin | 35.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.44, which amounts to a dividend yield of 5.65%.
| Dividend Per Share | 0.44 |
| Dividend Yield | 5.65% |
| Dividend Growth (YoY) | 11.27% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 47.00% |
| Buyback Yield | 0.09% |
| Shareholder Yield | 5.82% |
| Earnings Yield | 12.40% |
| FCF Yield | -55.81% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for LON:PAG is 1,045.42, which is 35.24% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 1,045.42 |
| Price Target Difference | 35.24% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 12 |
| Revenue Growth Forecast (3Y) | 2.60% |
| EPS Growth Forecast (3Y) | 7.71% |
Stock Splits
The last stock split was on January 29, 2008. It was a reverse split with a ratio of 0.1.
| Last Split Date | Jan 29, 2008 |
| Split Type | Reverse |
| Split Ratio | 0.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |