TBC Bank Group PLC (LON: TBCG)

TBC Bank Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5,108	3,764	3,861	1,722	1,635	1,004
Investment Securities	3,601	2,631	2,760	1,674	1,117	756.3
Trading Asset Securities	-	25.53	67.59	196.84	46.15	5.85
Total Investments	3,601	2,656	2,827	1,871	1,164	762.15
Gross Loans	24,915	22,703	18,667	17,455	15,580	13,025
Allowance for Loan Losses	-	-362.43	-383.33	-421.14	-617.09	-315.34
Other Adjustments to Gross Loans	-	-144.91	-92.43	-72	-71.92	-81.66
Net Loans	24,915	22,196	18,192	16,962	14,891	12,628
Property, Plant & Equipment	-	633.42	555.51	463.02	426.88	394.42
Goodwill	59.96	59.96	59.96	59.96	59.96	61.56
Other Intangible Assets	555.08	471.38	383.2	319.96	239.52	167.6
Investments in Real Estate	14.24	15.24	22.15	22.89	68.69	72.67
Other Receivables	23.35	59.79	34.06	125.15	74.71	92.48
Restricted Cash	1,992	1,578	2,051	2,101	2,110	1,604
Other Current Assets	84.14	1,119	605.04	502.79	835.82	799.3
Long-Term Deferred Tax Assets	0.92	7.4	16.71	12.36	2.79	2.17
Other Real Estate Owned & Foreclosed	-	280.88	284.91	265.99	182.82	158.43
Other Long-Term Assets	1,619	123.66	96.26	80.54	886.21	613.3
Total Assets	37,972	32,965	28,988	24,509	22,578	18,359
Accounts Payable	-	87.06	50.3	29.99	34.96	23.69
Accrued Expenses	-	178.56	96.98	94.8	70.94	72.87
Interest Bearing Deposits	22,548	7,698	6,231	5,381	5,232	3,736
Non-Interest Bearing Deposits	-	13,567	12,181	9,982	7,482	6,481
Total Deposits	22,548	21,265	18,413	15,363	12,714	10,216
Short-Term Borrowings	-	62.12	334.6	9.73	121.93	20.27
Current Portion of Long-Term Debt	-	1,129	242.93	127.03	84.27	57.13
Current Portion of Leases	-	24.73	20.54	14.75	13.12	12.91
Current Income Taxes Payable	27.73	67.95	1.65	86.76	0.85	1.63
Other Current Liabilities	237.48	78.84	101.18	68.74	26.24	31.34
Long-Term Debt	8,678	4,671	5,011	4,866	6,431	5,174
Long-Term Leases	-	95.58	102.97	69.71	56.71	72.92
Long-Term Deferred Tax Liabilities	57.93	50.96	112.88	10.98	13.09	18.89
Other Long-Term Liabilities	995.21	433.27	534.13	275.73	49.83	33.66
Total Liabilities	32,545	28,145	25,022	21,055	19,642	15,760
Common Stock	1.71	1.69	1.68	1.68	1.68	1.68
Additional Paid-In Capital	345.91	295.61	269.94	283.43	283.43	283.43
Retained Earnings	4,995	4,433	3,745	3,007	2,281	1,961
Treasury Stock	-66.98	-75.61	-33.44	-25.49	-33.41	-27.52
Comprehensive Income & Other	-43	28.55	-103.77	138.96	391.33	371.73
Total Common Equity	5,233	4,684	3,880	3,406	2,924	2,591
Minority Interest	194.83	136.45	86.81	48.06	11.48	8.53
Shareholders' Equity	5,428	4,820	3,966	3,454	2,936	2,599
Total Liabilities & Equity	37,972	32,965	28,988	24,509	22,578	18,359
Total Debt	8,678	5,983	5,712	5,088	6,707	5,338
Net Cash (Debt)	-3,570	-2,146	-1,475	-3,103	-4,986	-4,306
Net Cash Per Share	-65.37	-39.29	-26.47	-55.55	-90.32	-78.11
Filing Date Shares Outstanding	55.09	54.26	54.44	54.51	54.38	54.56
Total Common Shares Outstanding	55.09	54.26	54.44	54.51	54.38	54.56
Book Value Per Share	94.99	86.32	71.26	62.47	53.78	47.48
Tangible Book Value	4,618	4,152	3,436	3,026	2,625	2,361
Tangible Book Value Per Share	83.83	76.53	63.12	55.50	48.27	43.28

Source: S&P Capital IQ. Banks template. Financial Sources.