TBC Bank Group PLC (LON:TBCG)

TBC Bank Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,047	3,764	3,861	1,722	1,635
Investment Securities	3,189	2,631	2,760	1,674	1,117
Trading Asset Securities	156.6	25.53	67.59	196.84	46.15
Total Investments	3,346	2,656	2,827	1,871	1,164
Gross Loans	26,999	22,703	18,667	17,455	15,580
Allowance for Loan Losses	-425.57	-362.43	-383.33	-421.14	-617.09
Other Adjustments to Gross Loans	-210.29	-144.91	-92.43	-72	-71.92
Net Loans	26,364	22,196	18,192	16,962	14,891
Property, Plant & Equipment	752.34	633.42	555.51	463.02	426.88
Goodwill	59.96	59.96	59.96	59.96	59.96
Other Intangible Assets	589.07	471.38	383.2	319.96	239.52
Investments in Real Estate	9.75	15.24	22.15	22.89	68.69
Other Receivables	108.95	59.13	34.06	125.15	74.71
Restricted Cash	2,577	1,578	2,051	2,101	2,110
Other Current Assets	2,850	1,119	605.04	502.79	835.82
Long-Term Deferred Tax Assets	3.15	7.4	16.71	12.36	2.79
Other Real Estate Owned & Foreclosed	322.52	280.88	284.91	265.99	182.82
Other Long-Term Assets	130.73	124.31	96.26	80.54	886.21
Total Assets	40,160	32,965	28,988	24,509	22,578
Accounts Payable	158.47	87.06	50.3	29.99	34.96
Accrued Expenses	177.18	178.56	96.98	94.8	70.94
Interest Bearing Deposits	10,932	7,698	6,231	5,381	5,232
Non-Interest Bearing Deposits	12,952	13,567	12,181	9,982	7,482
Total Deposits	23,885	21,265	18,413	15,363	12,714
Short-Term Borrowings	92.18	62.12	334.6	9.73	121.93
Current Portion of Long-Term Debt	171.66	1,129	242.93	127.03	84.27
Current Portion of Leases	31.38	24.73	20.54	14.75	13.12
Current Income Taxes Payable	1.23	67.95	1.65	86.76	0.85
Other Current Liabilities	69.19	78.84	101.18	68.74	26.24
Long-Term Debt	9,097	4,671	5,011	4,866	6,431
Long-Term Leases	130.5	95.58	102.97	69.71	56.71
Long-Term Deferred Tax Liabilities	50.22	50.96	112.88	10.98	13.09
Other Long-Term Liabilities	557.88	433.27	534.13	275.73	49.83
Total Liabilities	34,421	28,145	25,022	21,055	19,642
Common Stock	1.72	1.69	1.68	1.68	1.68
Additional Paid-In Capital	411.09	295.61	269.94	283.43	283.43
Retained Earnings	5,287	4,433	3,745	3,007	2,281
Treasury Stock	-66.98	-75.61	-33.44	-25.49	-33.41
Comprehensive Income & Other	-77.07	28.55	-103.77	138.96	391.33
Total Common Equity	5,556	4,684	3,880	3,406	2,924
Minority Interest	183.51	136.45	86.81	48.06	11.48
Shareholders' Equity	5,739	4,820	3,966	3,454	2,936
Total Liabilities & Equity	40,160	32,965	28,988	24,509	22,578
Total Debt	9,523	5,983	5,712	5,088	6,707
Net Cash (Debt)	-6,134	-2,146	-1,475	-3,103	-4,986
Net Cash Per Share	-111.18	-39.29	-26.47	-55.55	-90.32
Filing Date Shares Outstanding	55.42	54.26	54.44	54.51	54.38
Total Common Shares Outstanding	55.42	54.26	54.44	54.51	54.38
Book Value Per Share	100.24	86.32	71.26	62.47	53.78
Tangible Book Value	4,906	4,152	3,436	3,026	2,625
Tangible Book Value Per Share	88.53	76.53	63.12	55.50	48.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.