TBC Bank Group Balance Sheet

Financials in millions GEL. Fiscal year is January - December.

Millions GEL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,892	2,364	3,047	3,764	3,861	1,722
Investment Securities	6,479	5,443	3,189	2,631	2,760	1,674
Trading Asset Securities	-	67.61	156.6	25.53	67.59	196.84
Total Investments	6,479	5,511	3,346	2,656	2,827	1,871
Gross Loans	29,869	30,527	26,999	22,703	18,667	17,455
Allowance for Loan Losses	-	-587.49	-425.57	-362.43	-383.33	-421.14
Other Adjustments to Gross Loans	-	-289.48	-210.29	-144.91	-92.43	-72
Net Loans	29,869	29,650	26,364	22,196	18,192	16,962
Property, Plant & Equipment	-	890.38	752.34	633.42	555.51	463.02
Goodwill	79.35	79.35	59.96	59.96	59.96	59.96
Other Intangible Assets	795.99	760.44	589.07	471.38	383.2	319.96
Investments in Real Estate	13.06	11.43	9.75	15.24	22.15	22.89
Other Receivables	179.79	144.79	110.26	59.13	34.06	125.15
Restricted Cash	2,103	2,359	2,577	1,578	2,051	2,101
Other Current Assets	12.41	1,569	2,870	1,119	605.04	502.79
Long-Term Deferred Tax Assets	12.09	5.26	3.15	7.4	16.71	12.36
Other Real Estate Owned & Foreclosed	-	431.61	322.52	280.88	284.91	265.99
Other Long-Term Assets	2,146	165.65	109.33	124.31	96.26	80.54
Total Assets	44,582	43,940	40,160	32,965	28,988	24,509
Accounts Payable	-	116.82	158.47	87.06	50.3	29.99
Accrued Expenses	-	161.45	153.05	178.56	96.98	94.8
Interest Bearing Deposits	26,240	12,518	10,932	7,698	6,231	5,381
Non-Interest Bearing Deposits	-	14,043	12,952	13,567	12,181	9,982
Total Deposits	26,240	26,561	23,885	21,265	18,413	15,363
Short-Term Borrowings	-	238.26	92.18	62.12	334.6	9.73
Current Portion of Long-Term Debt	-	578.26	171.66	1,129	242.93	127.03
Current Portion of Leases	-	33.82	31.38	24.73	20.54	14.75
Current Income Taxes Payable	45.75	13.1	1.23	67.95	1.65	86.76
Other Current Liabilities	231.35	195.16	87.05	78.84	101.18	68.74
Long-Term Debt	10,124	8,733	9,097	4,671	5,011	4,866
Long-Term Leases	-	151.97	130.5	95.58	102.97	69.71
Long-Term Deferred Tax Liabilities	48.77	59.82	50.22	50.96	112.88	10.98
Other Long-Term Liabilities	1,378	751.6	564.14	433.27	534.13	275.73
Total Liabilities	38,068	37,594	34,421	28,145	25,022	21,055
Common Stock	1.7	1.71	1.72	1.69	1.68	1.68
Additional Paid-In Capital	411.09	411.09	411.09	295.61	269.94	283.43
Retained Earnings	6,210	6,077	5,287	4,433	3,745	3,007
Treasury Stock	-76.33	-89.09	-66.98	-75.61	-33.44	-25.49
Comprehensive Income & Other	-205.49	-225.33	-77.07	28.55	-103.77	138.96
Total Common Equity	6,341	6,175	5,556	4,684	3,880	3,406
Minority Interest	173.4	171	183.51	136.45	86.81	48.06
Shareholders' Equity	6,514	6,346	5,739	4,820	3,966	3,454
Total Liabilities & Equity	44,582	43,940	40,160	32,965	28,988	24,509
Total Debt	10,124	9,735	9,523	5,983	5,712	5,088
Net Cash (Debt)	-6,709	-6,875	-6,134	-2,146	-1,475	-3,103
Net Cash Per Share	-	-122.78	-111.18	-39.29	-26.47	-55.55
Filing Date Shares Outstanding	-	54.93	55.42	54.26	54.44	54.51
Total Common Shares Outstanding	-	54.93	55.42	54.26	54.44	54.51
Book Value Per Share	-	112.42	100.24	86.32	71.26	62.47
Tangible Book Value	5,466	5,336	4,906	4,152	3,436	3,026
Tangible Book Value Per Share	-	97.13	88.53	76.53	63.12	55.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.