Vanquis Banking Group plc (LON:VANQ)
London · Delayed Price · Currency is GBP · Price in GBX 79.90
+1.30 (1.65%)
Aug 14, 2026, 4:50 PM GMT
Vanquis Banking Group Income Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 589.8 | 567.2 | 549.9 | 556 | 491.5 | 473.9 |
Total Interest Expense | 155.5 | 148.8 | 142 | 113.4 | 58.8 | 53 |
Net Interest Income | 434.3 | 418.4 | 407.9 | 442.6 | 432.7 | 420.9 |
Commissions and Fees | 41.1 | 38.3 | 38.3 | 44.2 | 47 | 60.3 |
Other Revenue | 0.2 | 0.7 | 2.1 | 3.7 | 3.8 | 0.4 |
Revenue Before Loan Losses | 475.6 | 457.4 | 448.3 | 490.5 | 483.5 | 481.6 |
Provision for Loan Losses | 207.4 | 181.1 | 185.3 | 165.5 | 66.1 | 50.4 |
| 268.2 | 276.3 | 263 | 325 | 417.4 | 431.2 | |
Revenue Growth | -0.30% | 5.06% | -19.08% | -22.14% | -3.20% | 77.52% |
Cost of Services Provided | 257.2 | 268 | 401 | 317.8 | 298.3 | 270.9 |
Total Operating Expenses | 257.2 | 268 | 401 | 317.8 | 298.3 | 270.9 |
Operating Income | 11 | 8.3 | -138 | 7.2 | 119.1 | 160.3 |
EBT Excluding Unusual Items | 11 | 8.3 | -138 | 7.2 | 119.1 | 160.3 |
Restructuring Charges | - | - | - | -10.7 | -5.3 | -11.5 |
Other Unusual Items | - | - | - | -1.4 | -3.7 | -6.6 |
Pretax Income | 11 | 8.3 | -138 | -12 | 110.1 | 142.2 |
Income Tax Expense | 0.2 | 0.3 | -17.4 | -0.3 | 27.8 | 7.6 |
Earnings From Continuing Ops. | 10.8 | 8 | -120.6 | -11.7 | 82.3 | 134.6 |
Earnings From Discontinued Ops. | - | 0.7 | 1.3 | - | -4.9 | -166.7 |
Net Income to Company | 10.8 | 8.7 | -119.3 | -11.7 | 77.4 | -32.1 |
Minority Interest in Earnings | -3.8 | -0.5 | - | - | - | - |
Net Income | 7 | 8.2 | -119.3 | -11.7 | 77.4 | -32.1 |
Net Income to Common | 7 | 8.2 | -119.3 | -11.7 | 77.4 | -32.1 |
Net Income Growth | - | - | - | - | - | - |
Shares Outstanding (Basic) | 252 | 254 | 256 | 253 | 251 | 251 |
Shares Outstanding (Diluted) | 267 | 266 | 256 | 253 | 254 | 252 |
Shares Change | 4.54% | 4.27% | 0.99% | -0.28% | 0.68% | -0.63% |
EPS (Basic) | 0.03 | 0.03 | -0.47 | -0.05 | 0.31 | -0.13 |
EPS (Diluted) | 0.03 | 0.03 | -0.47 | -0.05 | 0.30 | -0.13 |
EPS Growth | - | - | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 171.5 | 89.7 | 450.5 | 581.4 | -208.5 | 161.8 |
Free Cash Flow Per Share | 0.64 | 0.34 | 1.76 | 2.30 | -0.82 | 0.64 |
Dividend Per Share | - | - | - | 0.060 | 0.153 | 0.120 |
Dividend Growth | - | - | - | -60.78% | 27.50% | - |
Operating Margin | 4.10% | 3.00% | -52.47% | 2.21% | 28.53% | 37.18% |
Profit Margin | 2.61% | 2.97% | -45.36% | -3.60% | 18.54% | -7.44% |
Free Cash Flow Margin | 63.94% | 32.46% | 171.29% | 178.89% | -49.95% | 37.52% |
Effective Tax Rate | 1.82% | 3.61% | - | - | 25.25% | 5.34% |