Standard Chartered Bank Zambia Plc (LUSE:SCBL)
Zambia · Delayed Price · Currency is ZMW 2.720
-0.010 (-0.37%)
At close: Aug 22, 2025
LUSE:SCBL Income Statement
Financials in millions ZMW. Fiscal year is January - December.
Millions ZMW. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 878.36 | 913.87 | 668.3 | 443.33 | 1,143 | 1,178 | Upgrade |
Interest Income on Investments | 242.67 | 113.16 | 320.8 | 515.33 | - | - | Upgrade |
Total Interest Income | 1,121 | 1,027 | 989.1 | 958.66 | 1,143 | 1,178 | Upgrade |
Interest Paid on Deposits | 261.03 | 216.54 | 141.24 | 363.84 | 310.58 | 421.39 | Upgrade |
Interest Paid on Borrowings | 11.79 | - | - | - | - | - | Upgrade |
Total Interest Expense | 272.83 | 216.54 | 141.24 | 363.84 | 310.58 | 421.39 | Upgrade |
Net Interest Income | 848.2 | 810.49 | 847.87 | 594.83 | 832.62 | 756.81 | Upgrade |
Net Interest Income Growth (YoY) | 1.87% | -4.41% | 42.54% | -28.56% | 10.02% | 5.87% | Upgrade |
Income From Trading Activities | 254.99 | 401.14 | 378.97 | 360.84 | 290.82 | 256.82 | Upgrade |
Gain (Loss) on Sale of Assets | - | - | 0.65 | - | 4.8 | 1.11 | Upgrade |
Other Non-Interest Income | 475.52 | 318.8 | 293.84 | 239.17 | 191.74 | 146.36 | Upgrade |
Total Non-Interest Income | 730.51 | 719.94 | 673.46 | 600.01 | 487.37 | 404.3 | Upgrade |
Non-Interest Income Growth (YoY) | 49.89% | 6.90% | 12.24% | 23.11% | 20.55% | 10.58% | Upgrade |
Revenues Before Loan Losses | 1,579 | 1,530 | 1,521 | 1,195 | 1,320 | 1,161 | Upgrade |
Provision for Loan Losses | 24.14 | 86.02 | -232.94 | -10.49 | -202.21 | 293.25 | Upgrade |
| 1,555 | 1,444 | 1,754 | 1,205 | 1,522 | 867.86 | Upgrade | |
Revenue Growth (YoY) | 2.13% | -17.66% | 45.54% | -20.82% | 75.40% | 11.73% | Upgrade |
Salaries and Employee Benefits | - | 382.33 | 315.03 | 311.15 | 253.96 | 253.09 | Upgrade |
Occupancy Expenses | 80.99 | 115.41 | 118.21 | 126.82 | 152.78 | 186.48 | Upgrade |
Selling, General & Administrative | - | 576.05 | 403.44 | 392.73 | 505.51 | -0.49 | Upgrade |
Other Non-Interest Expense | 1,024 | - | - | - | - | 372.55 | Upgrade |
Total Non-Interest Expense | 1,105 | 1,074 | 836.68 | 830.7 | 912.24 | 811.63 | Upgrade |
EBT Excluding Unusual Items | 449.87 | 370.62 | 917.59 | 374.62 | 609.95 | 56.24 | Upgrade |
Asset Writedown | - | -12.62 | - | - | - | -7.06 | Upgrade |
Other Unusual Items | - | - | - | - | 2.34 | - | Upgrade |
Pretax Income | 449.87 | 358 | 917.59 | 374.62 | 612.3 | -42.37 | Upgrade |
Income Tax Expense | 176.68 | 111.19 | 317.86 | 130 | 258.37 | 5.7 | Upgrade |
Net Income | 273.19 | 246.81 | 599.74 | 244.63 | 353.93 | -48.08 | Upgrade |
Net Income to Common | 273.19 | 246.81 | 599.74 | 244.63 | 353.93 | -48.08 | Upgrade |
Net Income Growth | -22.81% | -58.85% | 145.16% | -30.88% | - | - | Upgrade |
Basic Shares Outstanding | - | 1,667 | 1,667 | 1,667 | 1,667 | 1,667 | Upgrade |
Diluted Shares Outstanding | - | 1,667 | 1,667 | 1,667 | 1,667 | 1,667 | Upgrade |
EPS (Basic) | - | 0.15 | 0.36 | 0.15 | 0.21 | -0.03 | Upgrade |
EPS (Diluted) | - | 0.15 | 0.36 | 0.15 | 0.21 | -0.03 | Upgrade |
EPS Growth | - | -58.85% | 145.16% | -30.88% | - | - | Upgrade |
Dividend Per Share | - | - | 0.360 | - | 0.212 | - | Upgrade |
Effective Tax Rate | 39.27% | 31.06% | 34.64% | 34.70% | 42.20% | - | Upgrade |
Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.