Standard Chartered Bank Zambia Plc (LUSE:SCBL)
Zambia flag Zambia · Delayed Price · Currency is ZMW
1.270
-0.010 (-0.78%)
At close: Aug 10, 2026

LUSE:SCBL Financials Overview

Millions ZMW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
708.33791629.71,7541,2051,522
Revenue Growth
-58.26%25.62%-64.11%45.54%-20.82%75.40%
Net Income
177.69236.07246.81599.74244.63353.93
Earnings Per Share
-0.110.120.290.120.17
EPS Growth
--4.35%-58.85%145.17%-30.88%-

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Central & Other Items
132.5-141.16270.695.54254.62
Corporate & Investment Banking
658.5770.86755.74597.65606.74
Total
791629.71,7541,2051,525

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,0267,9695,1125,3194,8656,397
Total Debt
65.572,7971,2691,249682.88719.59
Net Cash (Debt)
960.55,1723,8434,0704,1825,678
Net Cash Growth
-34.58%-5.58%-2.67%-26.35%2.81%
Net Cash Per Share
-2.481.841.952.012.72

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4,695-2,745-619.47-3,4921,261
Capital Expenditures
--6.35-11.37-31.23-6.69-13.14
Free Cash Flow
-4,688-2,757-650.7-3,4981,248
Free Cash Flow Growth
-----127.84%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.09%29.84%39.20%34.19%20.29%23.25%
FCF Margin
-592.70%-437.79%-37.09%-290.24%81.98%

Dividends

Fiscal YearFY 2023FY 2022FY 2021
Period EndingDec '23 Dec '22 Dec '21
Dividend Per Share
0.288-0.170
Dividend Per Share Growth
---
Dividend Yield
26.75%-23.17%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.8918.0117.904.178.995.65
P/FCF Ratio
0.560.91---1.60
PS Ratio
3.745.377.021.431.831.31