Standard Chartered Bank Zambia Plc (LUSE:SCBL)
Zambia flag Zambia · Delayed Price · Currency is ZMW
1.230
-0.010 (-0.81%)
At close: Aug 31, 2026

LUSE:SCBL Cash Flow Statement

Millions ZMW. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
236.07246.81599.74244.63353.93
Depreciation & Amortization
58.7741.9246.5550.3660.59
Other Amortization
14.7828.1333.9726.6927.78
Gain (Loss) on Sale of Assets
0.12--0.65-21.41-4.8
Gain (Loss) on Sale of Investments
2.1736.43-182.83-34.4611.63
Total Asset Writedown
42.5943.09-20.97-390.36
Provision for Credit Losses
-73.3421.9-48.84-29.82192.72
Change in Trading Asset Securities
-50.03102.47114.64107-444.12
Change in Other Net Operating Assets
4,450-3,077-1,320-3,9441,365
Other Operating Activities
-140.6-453.83134.3286.9689.49
Net Cash from Discontinued Operations
147.41261.06---
Operating Cash Flow
4,695-2,745-619.47-3,4921,261
Operating Cash Flow Growth
----116.64%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-6.35-11.37-31.23-6.69-13.14
Sale of Property, Plant and Equipment
0.951.37-20.076.4
Investment in Securities
-136.311,461929.85111.26-44.74
Purchase / Sale of Intangibles
--58.39-34.6-61.96-33.58
Investing Cash Flow
-141.711,393864.0162.67-85.05

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Repaid
-67.61-76.18-59.33-73.71-67.86
Net Debt Issued (Repaid)
-67.61-76.18-59.33-73.71-67.86
Common Dividends Paid
-0.78-598.27-1.23-354.51-0.01
Net Increase (Decrease) in Deposit Accounts
-3,0821,609-182.672,375-1,285
Financing Cash Flow
-3,151934.5-243.221,946-1,353

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-235.8214.1518.846.73-13.65
Net Cash Flow
1,166-404.0320.16-1,476-190.41

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
4,688-2,757-650.7-3,4981,248
Free Cash Flow Growth
----127.84%
Free Cash Flow Margin
592.70%-437.79%-37.09%-290.24%81.98%
Free Cash Flow Per Share
2.25-1.32-0.31-1.680.60

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
246.96195.28131.57371.07364.69
Cash Income Tax Paid
71.56193.0392.5335.78108.83