Standard Chartered Bank Zambia Plc (LUSE:SCBL)

LUSE:SCBL Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,026	7,615	4,645	4,979	4,562	6,103
Investment Securities	2,183	1,195	553.63	1,939	2,860	3,144
Trading Asset Securities	-	353.91	467.33	339.67	302.94	294.14
Total Investments	2,183	1,549	1,021	2,278	3,163	3,438
Gross Loans	7,003	1,347	7,414	6,181	5,757	1,771
Allowance for Loan Losses	-	-31.9	-99.52	-47.73	-225	-124.49
Net Loans	7,003	1,315	7,314	6,134	5,532	1,646
Property, Plant & Equipment	182.56	19.99	241.41	89.39	94.93	128.22
Other Intangible Assets	-	62.7	80.65	65.91	65.27	75.94
Other Receivables	-	153.18	120.14	-	238.11	96.93
Restricted Cash	3,171	3,566	3,598	2,074	1,159	1,028
Other Current Assets	-	1,861	103.48	80.24	49.31	33.37
Long-Term Deferred Tax Assets	-	-	58.74	110.06	99.62	107.29
Other Long-Term Assets	502.5	530.25	1,297	1,134	468.66	616.37
Total Assets	14,069	16,671	18,479	16,946	15,431	13,273

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	418.67	1,101	732.69	90.89	94.14
Accrued Expenses	-	79.97	74.48	60.86	63.45	51.91
Interest Bearing Deposits	2,584	1,655	2,878	2,114	3,685	2,899
Non-Interest Bearing Deposits	9,116	5,215	11,880	10,961	9,581	8,001
Total Deposits	11,699	6,870	14,758	13,075	13,267	10,900
Short-Term Borrowings	-	41.38	78.74	169.42	56.19	20.98
Current Portion of Long-Term Debt	-	2,753	949.35	879.54	482.02	547.6
Current Portion of Leases	-	2.52	241.24	96.88	72.24	84.37
Current Income Taxes Payable	-	-	-	19.88	-	-
Other Current Liabilities	-	5,170	178.07	381.86	317.67	248.43
Long-Term Debt	65.57	-	-	102.94	72.44	66.64
Long-Term Deferred Tax Liabilities	-	1.71	-	-	-	-
Other Long-Term Liabilities	880.23	1.14	-	2.66	43.4	104.94
Total Liabilities	12,645	15,339	17,380	15,521	14,465	12,119

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	520.93	416.75	416.75	416.75	416.75	416.75
Additional Paid-In Capital	-	62.31	62.31	62.31	62.31	62.31
Retained Earnings	785.53	799.16	558.75	924.56	330.17	438.95
Comprehensive Income & Other	117.38	53.52	60.93	20.79	156.72	235.97
Shareholders' Equity	1,424	1,332	1,099	1,424	965.95	1,154
Total Liabilities & Equity	14,069	16,671	18,479	16,946	15,431	13,273

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	65.57	2,797	1,269	1,249	682.88	719.59
Net Cash (Debt)	960.5	5,172	3,843	4,070	4,182	5,678
Net Cash Growth	-	34.58%	-5.58%	-2.67%	-26.35%	2.81%
Net Cash Per Share	-	2.48	1.84	1.95	2.01	2.72
Filing Date Shares Outstanding	-	2,084	2,084	2,084	2,084	2,084
Total Common Shares Outstanding	-	2,084	2,084	2,084	2,084	2,084
Book Value Per Share	-	0.64	0.53	0.68	0.46	0.55
Tangible Book Value	1,424	1,269	1,018	1,358	900.68	1,078
Tangible Book Value Per Share	-	0.61	0.49	0.65	0.43	0.52

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 12, 2026

Data Sources Report a data error