Standard Chartered Bank Zambia Plc (LUSE: SCBL)

LUSE: SCBL Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	510.01	4,979	4,562	6,103	6,093	4,059
Investment Securities	928.3	1,939	2,860	3,144	3,513	1,981
Trading Asset Securities	-	339.67	302.94	294.14	33.64	113.26
Total Investments	928.3	2,278	3,163	3,438	3,547	2,095
Gross Loans	2,550	6,181	5,757	1,771	2,750	3,421
Allowance for Loan Losses	-	-47.73	-225	-124.49	-339.15	-186.97
Net Loans	2,550	6,134	5,532	1,646	2,410	3,234
Property, Plant & Equipment	114.35	89.39	94.93	128.22	179.16	119.4
Goodwill	-	-	-	-	-	13.48
Other Intangible Assets	-	65.91	65.27	75.94	70.14	39.21
Other Receivables	7,474	-	238.11	96.93	338.26	163.02
Restricted Cash	4,062	2,074	1,159	1,028	1,255	904.38
Other Current Assets	-	80.24	49.31	33.37	28.69	259.89
Long-Term Deferred Tax Assets	-	110.06	99.62	107.29	165.71	80.3
Other Long-Term Assets	728.81	1,134	468.66	616.37	100	100
Total Assets	16,367	16,946	15,431	13,273	14,187	11,067
Accounts Payable	-	732.69	90.89	94.14	292.49	155.51
Accrued Expenses	-	60.86	63.45	51.91	76.58	85.59
Interest Bearing Deposits	12,767	2,114	3,685	2,899	3,610	3,206
Non-Interest Bearing Deposits	-	10,961	9,581	8,001	8,605	6,083
Total Deposits	12,767	13,075	13,267	10,900	12,215	9,289
Short-Term Borrowings	-	169.42	56.19	20.98	29.81	54.04
Current Portion of Long-Term Debt	-	879.54	482.02	547.6	325.74	215.34
Current Portion of Leases	-	96.88	72.24	84.37	163.64	69.44
Current Income Taxes Payable	-	19.88	-	-	22.13	-
Other Current Liabilities	-	381.86	317.67	248.43	38.47	315.65
Long-Term Debt	952.35	102.94	72.44	66.64	84.68	70.75
Other Long-Term Liabilities	1,708	2.66	43.4	104.94	76.49	56.07
Total Liabilities	15,427	15,521	14,465	12,119	13,376	10,325
Common Stock	940.27	416.75	416.75	416.75	416.75	416.75
Additional Paid-In Capital	-	62.31	62.31	62.31	62.31	62.31
Retained Earnings	-	924.56	330.17	438.95	85.02	133.09
Comprehensive Income & Other	-	20.79	156.72	235.97	246.34	130.68
Shareholders' Equity	940.27	1,424	965.95	1,154	810.42	742.83
Total Liabilities & Equity	16,367	16,946	15,431	13,273	14,187	11,067
Total Debt	952.35	1,249	682.88	719.59	603.87	409.56
Net Cash (Debt)	-442.34	4,070	4,182	5,678	5,523	3,763
Net Cash Growth	-	-2.67%	-26.35%	2.81%	46.76%	21.06%
Net Cash Per Share	-	2.44	2.51	3.41	3.31	2.26
Filing Date Shares Outstanding	-	1,667	1,667	1,667	1,667	1,667
Total Common Shares Outstanding	-	1,667	1,667	1,667	1,667	1,667
Book Value Per Share	-	0.85	0.58	0.69	0.49	0.45
Tangible Book Value	940.27	1,358	900.68	1,078	740.28	690.14
Tangible Book Value Per Share	-	0.81	0.54	0.65	0.44	0.41

Source: S&P Capital IQ. Banks template. Financial Sources.