LUSE:SCBL Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Millions ZMW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,645	4,979	4,562	6,103
Investment Securities	553.63	1,939	2,860	3,144
Trading Asset Securities	467.33	339.67	302.94	294.14
Total Investments	1,021	2,278	3,163	3,438
Gross Loans	7,414	6,181	5,757	1,771
Allowance for Loan Losses	-99.52	-47.73	-225	-124.49
Net Loans	7,314	6,134	5,532	1,646
Property, Plant & Equipment	241.41	89.39	94.93	128.22
Other Intangible Assets	80.65	65.91	65.27	75.94
Other Receivables	120.14	-	238.11	96.93
Restricted Cash	3,598	2,074	1,159	1,028
Other Current Assets	103.48	80.24	49.31	33.37
Long-Term Deferred Tax Assets	58.74	110.06	99.62	107.29
Other Long-Term Assets	1,297	1,134	468.66	616.37
Total Assets	18,479	16,946	15,431	13,273
Accounts Payable	1,101	732.69	90.89	94.14
Accrued Expenses	74.48	60.86	63.45	51.91
Interest Bearing Deposits	2,878	2,114	3,685	2,899
Non-Interest Bearing Deposits	11,880	10,961	9,581	8,001
Total Deposits	14,758	13,075	13,267	10,900
Short-Term Borrowings	78.74	169.42	56.19	20.98
Current Portion of Long-Term Debt	949.35	879.54	482.02	547.6
Current Portion of Leases	241.24	96.88	72.24	84.37
Current Income Taxes Payable	-	19.88	-	-
Other Current Liabilities	178.07	381.86	317.67	248.43
Long-Term Debt	-	102.94	72.44	66.64
Other Long-Term Liabilities	-	2.66	43.4	104.94
Total Liabilities	17,380	15,521	14,465	12,119
Common Stock	416.75	416.75	416.75	416.75
Additional Paid-In Capital	62.31	62.31	62.31	62.31
Retained Earnings	558.75	924.56	330.17	438.95
Comprehensive Income & Other	60.93	20.79	156.72	235.97
Shareholders' Equity	1,099	1,424	965.95	1,154
Total Liabilities & Equity	18,479	16,946	15,431	13,273
Total Debt	1,269	1,249	682.88	719.59
Net Cash (Debt)	3,843	4,070	4,182	5,678
Net Cash Growth	-5.58%	-2.67%	-26.35%	2.81%
Net Cash Per Share	1.84	1.95	2.01	2.72
Filing Date Shares Outstanding	2,084	2,084	2,084	2,084
Total Common Shares Outstanding	2,084	2,084	2,084	2,084
Book Value Per Share	0.53	0.68	0.46	0.55
Tangible Book Value	1,018	1,358	900.68	1,078
Tangible Book Value Per Share	0.49	0.65	0.43	0.52

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.