Standard Chartered Bank Zambia Plc (LUSE:SCBL)

LUSE:SCBL Balance Sheet

Financials in millions ZMW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	4,645	4,979	4,562	6,103	6,093
Investment Securities	-	553.63	1,939	2,860	3,144	3,513
Trading Asset Securities	-	467.33	339.67	302.94	294.14	33.64
Total Investments	-	1,021	2,278	3,163	3,438	3,547
Gross Loans	-	7,414	6,181	5,757	1,771	2,750
Allowance for Loan Losses	-	-99.52	-47.73	-225	-124.49	-339.15
Net Loans	-	7,314	6,134	5,532	1,646	2,410
Property, Plant & Equipment	-	241.41	89.39	94.93	128.22	179.16
Other Intangible Assets	-	80.65	65.91	65.27	75.94	70.14
Other Receivables	-	120.14	-	238.11	96.93	338.26
Restricted Cash	-	3,598	2,074	1,159	1,028	1,255
Other Current Assets	-	103.48	80.24	49.31	33.37	28.69
Long-Term Deferred Tax Assets	-	58.74	110.06	99.62	107.29	165.71
Other Long-Term Assets	-	1,297	1,134	468.66	616.37	100
Total Assets	-	18,479	16,946	15,431	13,273	14,187
Accounts Payable	-	1,101	732.69	90.89	94.14	292.49
Accrued Expenses	-	74.48	60.86	63.45	51.91	76.58
Interest Bearing Deposits	-	2,878	2,114	3,685	2,899	3,610
Non-Interest Bearing Deposits	-	11,880	10,961	9,581	8,001	8,605
Total Deposits	-	14,758	13,075	13,267	10,900	12,215
Short-Term Borrowings	-	78.74	169.42	56.19	20.98	29.81
Current Portion of Long-Term Debt	-	949.35	879.54	482.02	547.6	325.74
Current Portion of Leases	-	241.24	96.88	72.24	84.37	163.64
Current Income Taxes Payable	-	-	19.88	-	-	22.13
Other Current Liabilities	-	178.07	381.86	317.67	248.43	38.47
Long-Term Debt	-	-	102.94	72.44	66.64	84.68
Other Long-Term Liabilities	-	-	2.66	43.4	104.94	76.49
Total Liabilities	-	17,380	15,521	14,465	12,119	13,376
Common Stock	-	416.75	416.75	416.75	416.75	416.75
Additional Paid-In Capital	-	62.31	62.31	62.31	62.31	62.31
Retained Earnings	-	558.75	924.56	330.17	438.95	85.02
Comprehensive Income & Other	-	60.93	20.79	156.72	235.97	246.34
Shareholders' Equity	-	1,099	1,424	965.95	1,154	810.42
Total Liabilities & Equity	-	18,479	16,946	15,431	13,273	14,187
Total Debt	-	1,269	1,249	682.88	719.59	603.87
Net Cash (Debt)	-	3,843	4,070	4,182	5,678	5,523
Net Cash Growth	-	-5.58%	-2.67%	-26.35%	2.81%	46.76%
Net Cash Per Share	-	2.31	2.44	2.51	3.41	3.31
Filing Date Shares Outstanding	-	1,667	1,667	1,667	1,667	1,667
Total Common Shares Outstanding	-	1,667	1,667	1,667	1,667	1,667
Book Value Per Share	-	0.66	0.85	0.58	0.69	0.49
Tangible Book Value	-	1,018	1,358	900.68	1,078	740.28
Tangible Book Value Per Share	-	0.61	0.81	0.54	0.65	0.44

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.