LUSE:SCBL Cash Flow Statement

Financials in millions ZMW. Fiscal year is January - December.

Millions ZMW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	236.07	246.81	599.74	244.63	353.93
Depreciation & Amortization	58.77	41.92	46.55	50.36	60.59
Other Amortization	14.78	28.13	33.97	26.69	27.78
Gain (Loss) on Sale of Assets	0.12	-	-0.65	-21.41	-4.8
Gain (Loss) on Sale of Investments	2.17	36.43	-182.83	-34.46	11.63
Total Asset Writedown	42.59	43.09	-	20.97	-390.36
Provision for Credit Losses	-73.34	21.9	-48.84	-29.82	192.72
Change in Trading Asset Securities	-50.03	102.47	114.64	107	-444.12
Change in Other Net Operating Assets	4,450	-3,077	-1,320	-3,944	1,365
Other Operating Activities	-140.6	-453.83	134.32	86.96	89.49
Net Cash from Discontinued Operations	147.41	261.06	-	-	-
Operating Cash Flow	4,695	-2,745	-619.47	-3,492	1,261
Operating Cash Flow Growth	-	-	-	-	116.64%
Capital Expenditures	-6.35	-11.37	-31.23	-6.69	-13.14
Sale of Property, Plant and Equipment	0.95	1.37	-	20.07	6.4
Investment in Securities	-136.31	1,461	929.85	111.26	-44.74
Purchase / Sale of Intangibles	-	-58.39	-34.6	-61.96	-33.58
Investing Cash Flow	-141.71	1,393	864.01	62.67	-85.05
Long-Term Debt Repaid	-67.61	-76.18	-59.33	-73.71	-67.86
Net Debt Issued (Repaid)	-67.61	-76.18	-59.33	-73.71	-67.86
Common Dividends Paid	-0.78	-598.27	-1.23	-354.51	-0.01
Net Increase (Decrease) in Deposit Accounts	-3,082	1,609	-182.67	2,375	-1,285
Financing Cash Flow	-3,151	934.5	-243.22	1,946	-1,353
Foreign Exchange Rate Adjustments	-235.82	14.15	18.84	6.73	-13.65
Net Cash Flow	1,166	-404.03	20.16	-1,476	-190.41
Free Cash Flow	4,688	-2,757	-650.7	-3,498	1,248
Free Cash Flow Growth	-	-	-	-	127.84%
Free Cash Flow Margin	592.70%	-437.79%	-37.09%	-290.24%	81.98%
Free Cash Flow Per Share	2.25	-1.32	-0.31	-1.68	0.60
Cash Interest Paid	246.96	195.28	131.57	371.07	364.69
Cash Income Tax Paid	71.56	193.03	92.53	35.78	108.83

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.