National Bank of Malawi plc (MAL:NBM)
Malawi · Delayed Price · Currency is MWK 9,548.95
-0.43 (-0.00%)
At close: Jul 29, 2026
National Bank of Malawi Financials Overview
Financials in millions MWK. Fiscal year is January - December.
Millions MWK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 487,222 | 487,222 | 301,231 | 208,384 | 140,017 | 111,311 |
Revenue Growth | 33.60% | 61.74% | 44.56% | 48.83% | 25.79% | 46.09% |
Net Income Net Income Growth | 194,556 | 194,556 | 102,283 | 72,245 | 47,474 | 34,928 |
Earnings Per Share EPS Growth | 416.61 | 416.61 | 219.02 | 154.70 | 101.66 | 74.79 |
EPS Growth | 37.37% | 90.21% | 41.58% | 52.18% | 35.92% | 55.88% |
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 52,154 | 38,557 | 25,960 | 20,784 |
Corporate Banking Corporate Banking Growth | 126,587 | 98,728 | 65,912 | 56,086 |
Other Other Growth | 17,594 | 4,386 | 1,547 | 2,836 |
Treasury Treasury Growth | 159,996 | 104,726 | 65,945 | 45,501 |
Total Total Growth | 356,331 | 246,397 | 159,364 | 125,207 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 815,278 | 815,278 | 346,172 | 332,655 | 290,146 | 158,399 |
Total Debt Total Debt Growth | 20,794 | 20,794 | 34,824 | 31,656 | 53,597 | 70,173 |
Net Cash (Debt) Net Cash Growth | 794,484 | 794,484 | 311,348 | 300,999 | 236,549 | 88,226 |
Net Cash Growth | 30.04% | 155.18% | 3.44% | 27.25% | 168.12% | 20.30% |
Net Cash Per Share Net Cash Per Share Growth | 1701.25 | 1701.25 | 666.70 | 644.54 | 506.53 | 188.92 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 257,314 | 257,314 | 135,010 | -19,265 | -29,793 | 83,606 |
Capital Expenditures CapEx Growth | - | - | -8,137 | -9,805 | -4,299 | -2,644 |
Free Cash Flow Free Cash Flow Growth | 257,314 | 257,314 | 126,873 | -29,070 | -34,092 | 80,962 |
Free Cash Flow Growth | -14.70% | 102.81% | - | - | - | 525.77% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 39.93% | 39.93% | 33.95% | 34.67% | 33.91% | 31.38% |
FCF Margin | 52.81% | 52.81% | 42.12% | -13.95% | -24.35% | 72.73% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 197.920 | 197.920 | 126.350 | 102.860 | 70.670 | 49.260 |
Dividend Per Share Growth | 28.64% | 56.64% | 22.84% | 45.55% | 43.46% | 76.94% |
Dividend Yield | 2.07% | 1.66% | 3.74% | 5.22% | 5.09% | 7.14% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 22.92 | 28.79 | 15.81 | 13.58 | 15.17 | 10.83 |
P/FCF Ratio | 17.33 | 21.77 | 12.74 | - | - | 4.67 |
PS Ratio | 9.15 | 11.50 | 5.37 | 4.71 | 5.14 | 3.40 |