National Bank of Malawi plc (MAL:NBM)
Malawi · Delayed Price · Currency is MWK 9,248.98
-0.91 (-0.01%)
At close: Sep 10, 2026
National Bank of Malawi Cash Flow Statement
Financials in millions MWK. Fiscal year is January - December.
Millions MWK. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 244,729 | 194,557 | 102,283 | 72,245 | 47,474 | 34,928 |
Depreciation & Amortization | 10,420 | 9,649 | 8,582 | 5,743 | 4,493 | 4,243 |
Other Amortization | 2,769 | 2,769 | 1,645 | 1,413 | 1,356 | 1,326 |
Gain (Loss) on Sale of Assets | -54 | -29 | -64 | -207 | -1 | -51 |
Gain (Loss) on Sale of Investments | -37,099 | -42,157 | -7,243 | -8,332 | -768 | -725 |
Total Asset Writedown | -1,202 | -1,202 | -344 | -123 | -89 | -22 |
Provision for Credit Losses | 14,754 | 28,122 | 16,950 | 11,200 | 6,141 | 5,686 |
Change in Other Net Operating Assets | -36,879 | 40,072 | 4,228 | -114,335 | -94,182 | 36,580 |
Other Operating Activities | -2,646 | 25,594 | 9,032 | 13,207 | 4,615 | 1,493 |
Operating Cash Flow | 194,731 | 257,314 | 135,010 | -19,265 | -29,793 | 83,606 |
Operating Cash Flow Growth | -37.14% | 90.59% | - | - | - | 418.29% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -7,643 | -7,643 | -8,137 | -9,805 | -4,299 | -2,644 |
Sale of Property, Plant and Equipment | 289 | 289 | 304 | 607 | 51 | 150 |
Cash Acquisitions | - | - | 2,676 | - | - | 7,867 |
Investment in Securities | -396,434 | -396,434 | -335,137 | -43,882 | -33,452 | -126,195 |
Income (Loss) Equity Investments | - | - | - | 26 | 1,042 | -313 |
Purchase / Sale of Intangibles | -9,575 | -9,575 | -8,050 | -3,959 | -1,429 | -842 |
Other Investing Activities | 103,442 | 635 | 426 | 323 | 202 | 175 |
Investing Cash Flow | -309,921 | -412,728 | -347,918 | -56,716 | -38,927 | -121,489 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 3,000 | 3,000 | 5,000 | 3,000 | - |
Long-Term Debt Repaid | - | -1,886 | -4,988 | -5,222 | -3,474 | -3,722 |
Lease Payments | -1,589 | -1,589 | -610 | -1,735 | -999 | -871 |
Net Debt Issued (Repaid) | 1,114 | 1,114 | -1,988 | -222 | -474 | -3,722 |
Common Dividends Paid | -62,638 | -62,638 | -49,999 | -35,973 | -26,008 | -15,518 |
Net Increase (Decrease) in Deposit Accounts | 580,075 | 580,075 | 359,014 | 159,851 | 251,317 | 113,033 |
Other Financing Activities | -10,834 | -3,065 | -2,381 | -1,649 | -1,489 | -1,344 |
Financing Cash Flow | 507,717 | 515,486 | 304,646 | 122,007 | 223,346 | 92,449 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 392,527 | 360,072 | 91,738 | 46,026 | 154,626 | 54,566 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 187,088 | 249,671 | 126,873 | -29,070 | -34,092 | 80,962 |
Free Cash Flow Growth | -37.98% | 96.79% | - | - | - | 525.77% |
Free Cash Flow Margin | 32.42% | 51.37% | 42.12% | -13.95% | -24.35% | 72.73% |
Free Cash Flow Per Share | 400.62 | 534.63 | 271.68 | -62.25 | -73.00 | 173.37 |
Free Cash Flow After Leases | 185,499 | 248,082 | 126,263 | -30,805 | -35,091 | 80,091 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 3,026 | 3,026 | 2,333 | 28,273 | 14,563 | 1,344 |
Cash Income Tax Paid | 146,651 | 101,285 | 58,019 | 35,770 | 18,511 | 15,070 |