National Bank of Malawi plc (MAL:NBM)

National Bank of Malawi Ratios and Metrics

Market cap in millions MWK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 19, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,271,655	1,616,597	981,140	720,032	378,271	303,506
Market Cap Growth	88.17%	64.77%	36.26%	90.35%	24.63%	23.81%
Last Close Price	11289.99	3379.38	1969.04	1387.66	689.55	525.76
PE Ratio	37.23	15.81	13.58	15.17	10.83	13.55
PS Ratio	14.45	5.37	4.71	5.14	3.40	3.98
PB Ratio	15.67	5.97	4.72	4.14	2.59	2.57
P/FCF Ratio	17.48	12.74	-	-	4.67	23.46
P/OCF Ratio	17.02	11.97	-	-	4.52	18.82
Debt / Equity Ratio	0.06	0.13	0.15	0.31	0.48	0.25
Debt / FCF Ratio	0.06	0.27	-	-	0.87	2.28
Net Debt / Equity Ratio	-1.82	-1.15	-1.45	-1.36	-0.60	-0.62
Net Debt / FCF Ratio	-2.02	-2.45	10.35	6.94	-1.09	-5.67
Return on Equity (ROE)	49.92%	42.52%	37.71%	28.72%	25.91%	20.52%
Return on Assets (ROA)	8.14%	6.78%	6.14%	4.90%	4.97%	4.35%
Earnings Yield	2.69%	6.33%	7.36%	6.59%	9.23%	7.38%
FCF Yield	5.72%	7.85%	-2.96%	-4.74%	21.40%	4.26%
Dividend Yield	1.19%	3.74%	5.22%	5.09%	7.14%	5.29%
Payout Ratio	35.30%	48.88%	49.79%	54.78%	44.43%	37.45%
Total Shareholder Return	1.19%	3.74%	5.22%	5.09%	7.14%	5.29%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.