NBS Bank Plc (MAL:NBS)

Malawi · Delayed Price · Currency is MWK

680.85

-8.00 (-1.16%)

At close: Jul 30, 2026

NBS Bank Financials Overview

Financials in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	380,347	380,347	200,783	98,083	62,599	38,820
Revenue Growth	27.28%	89.43%	104.71%	56.68%	61.25%	16.39%
Net Income	150,422	150,422	72,991	29,378	18,905	7,692
Earnings Per Share	51.67	51.67	25.08	10.09	6.50	2.64
EPS Growth	32.40%	106.05%	148.54%	55.34%	146.04%	9.09%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	398,963	398,963	233,539	151,100	74,719	55,892
Total Debt	192,729	192,729	300,546	39,873	36,175	108,648
Net Cash (Debt)	206,234	206,234	-67,007	111,227	38,544	-52,756
Net Cash Growth	-	-	-	188.57%	-	-
Net Cash Per Share	70.85	70.85	-23.02	38.21	13.24	-18.13

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-193,918	-193,918	-131,869	-56,260	-140,303	-53,621
Capital Expenditures	-18,193	-18,193	-13,238	-8,060	-2,819	-1,753
Free Cash Flow	-212,111	-212,111	-145,107	-64,320	-143,122	-55,375
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	39.55%	39.55%	36.35%	29.95%	30.20%	19.81%
FCF Margin	-55.77%	-55.77%	-72.27%	-65.58%	-228.63%	-142.64%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	23.000	23.000	10.900	4.540	3.300	1.350
Dividend Per Share Growth	0%	111.01%	140.09%	37.58%	144.44%	17.39%
Dividend Yield	3.34%	2.54%	6.50%	4.30%	11.10%	7.27%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.17	17.68	6.94	11.38	5.24	8.66
PS Ratio	5.21	6.99	2.52	3.41	1.58	1.72