NBS Bank Plc (MAL:NBS)

NBS Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	145,200	57,761	91,894	65,771	20,403	27,437
Investment Securities	907,502	943,137	666,016	367,775	274,249	221,635
Trading Asset Securities	107,825	44,707	67,879	-	-	-
Total Investments	1,015,327	987,845	733,895	367,775	274,249	221,635
Gross Loans	358,708	370,238	248,627	162,882	141,998	86,012
Allowance for Loan Losses	-	-18,972	-13,176	-8,491	-3,399	-2,989
Other Adjustments to Gross Loans	-	-1,333	-508.98	-574.71	-803.41	-840.46
Net Loans	358,708	349,933	234,942	153,816	137,796	82,183
Property, Plant & Equipment	37,077	36,392	27,086	16,821	10,136	9,114
Other Intangible Assets	13,807	14,895	15,258	7,933	2,708	4,010
Other Receivables	-	11,643	14,496	4,172	2,497	9,076
Restricted Cash	-	76,861	69,501	38,730	12,409	7,518
Other Current Assets	-	5,918	5,772	2,699	2,014	2,358
Long-Term Deferred Tax Assets	2,673	-	-	-	-	-
Total Assets	1,609,035	1,541,248	1,192,844	657,716	462,213	363,332

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	47,776	29,812	19,065	7,805	4,572
Interest Bearing Deposits	1,148,866	942,226	639,900	538,527	376,484	224,858
Non-Interest Bearing Deposits	-	101,681	86,834	-	-	-
Total Deposits	1,148,866	1,043,907	726,734	538,527	376,484	224,858
Short-Term Borrowings	44,926	132,904	251,220	26,570	-	-
Current Portion of Leases	-	1,554	1,688	1,286	1,025	1,137
Current Income Taxes Payable	43,541	30,944	16,506	8,982	3,596	526.93
Other Current Liabilities	-	926.73	543.88	798.12	2,574	482.79
Long-Term Debt	55,689	54,010	43,012	8,493	32,343	104,396
Long-Term Leases	5,173	4,260	4,626	3,525	2,808	3,116
Long-Term Deferred Tax Liabilities	-	3,704	6,608	447.38	778.1	1,092
Other Long-Term Liabilities	43,509	-	-	-	-	-
Total Liabilities	1,341,704	1,319,986	1,080,749	607,693	427,411	340,180

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,455	1,455	1,455	1,455	1,455	1,455
Additional Paid-In Capital	12,104	12,104	12,104	12,104	12,104	12,104
Retained Earnings	259,269	208,621	98,947	36,842	21,580	9,652
Comprehensive Income & Other	-5,497	-918.55	-411.9	-378.12	-337.89	-59.65
Shareholders' Equity	267,331	221,262	112,095	50,023	34,802	23,152
Total Liabilities & Equity	1,609,035	1,541,248	1,192,844	657,716	462,213	363,332

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	105,788	192,728	300,546	39,873	36,175	108,648
Net Cash (Debt)	213,256	3,505	-67,007	111,227	38,544	-52,756
Net Cash Growth	-	-	-	188.57%	-	-
Net Cash Per Share	73.27	1.20	-23.02	38.21	13.24	-18.13
Filing Date Shares Outstanding	2,911	2,911	2,911	2,911	2,911	2,911
Total Common Shares Outstanding	2,911	2,911	2,911	2,911	2,911	2,911
Book Value Per Share	91.83	76.02	38.51	17.19	11.96	7.95
Tangible Book Value	253,524	206,367	96,837	42,090	32,093	19,142
Tangible Book Value Per Share	87.09	70.90	33.27	14.46	11.03	6.58

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 8, 2026

Data Sources Report a data error