NBS Bank Plc (MAL:NBS)
Malawi · Delayed Price · Currency is MWK 649.97
-0.01 (-0.00%)
At close: Aug 19, 2026
NBS Bank Balance Sheet
Financials in millions MWK. Fiscal year is January - December.
Millions MWK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 57,761 | 91,894 | 65,771 | 20,403 | 27,437 |
Investment Securities | 943,137 | 666,016 | 367,775 | 274,249 | 221,635 |
Trading Asset Securities | 44,707 | 67,879 | - | - | - |
Total Investments | 987,845 | 733,895 | 367,775 | 274,249 | 221,635 |
Gross Loans | 370,238 | 248,627 | 162,882 | 141,998 | 86,012 |
Allowance for Loan Losses | -18,972 | -13,176 | -8,491 | -3,399 | -2,989 |
Other Adjustments to Gross Loans | -1,333 | -508.98 | -574.71 | -803.41 | -840.46 |
Net Loans | 349,933 | 234,942 | 153,816 | 137,796 | 82,183 |
Property, Plant & Equipment | 36,392 | 27,086 | 16,821 | 10,136 | 9,114 |
Other Intangible Assets | 14,895 | 15,258 | 7,933 | 2,708 | 4,010 |
Other Receivables | 11,643 | 14,496 | 4,172 | 2,497 | 9,076 |
Restricted Cash | 76,861 | 69,501 | 38,730 | 12,409 | 7,518 |
Other Current Assets | 5,918 | 5,772 | 2,699 | 2,014 | 2,358 |
Total Assets | 1,541,248 | 1,192,844 | 657,716 | 462,213 | 363,332 |
Liabilities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 47,776 | 29,812 | 19,065 | 7,805 | 4,572 |
Interest Bearing Deposits | 942,226 | 639,900 | 538,527 | 376,484 | 224,858 |
Non-Interest Bearing Deposits | 101,681 | 86,834 | - | - | - |
Total Deposits | 1,043,907 | 726,734 | 538,527 | 376,484 | 224,858 |
Short-Term Borrowings | 132,904 | 251,220 | 26,570 | - | - |
Current Portion of Leases | 1,554 | 1,688 | 1,286 | 1,025 | 1,137 |
Current Income Taxes Payable | 30,944 | 16,506 | 8,982 | 3,596 | 526.93 |
Other Current Liabilities | 926.73 | 543.88 | 798.12 | 2,574 | 482.79 |
Long-Term Debt | 54,010 | 43,012 | 8,493 | 32,343 | 104,396 |
Long-Term Leases | 4,260 | 4,626 | 3,525 | 2,808 | 3,116 |
Long-Term Deferred Tax Liabilities | 3,704 | 6,608 | 447.38 | 778.1 | 1,092 |
Total Liabilities | 1,319,986 | 1,080,749 | 607,693 | 427,411 | 340,180 |
Shareholders' Equity
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,455 | 1,455 | 1,455 | 1,455 | 1,455 |
Additional Paid-In Capital | 12,104 | 12,104 | 12,104 | 12,104 | 12,104 |
Retained Earnings | 208,621 | 98,947 | 36,842 | 21,580 | 9,652 |
Comprehensive Income & Other | -918.55 | -411.9 | -378.12 | -337.89 | -59.65 |
Shareholders' Equity | 221,262 | 112,095 | 50,023 | 34,802 | 23,152 |
Total Liabilities & Equity | 1,541,248 | 1,192,844 | 657,716 | 462,213 | 363,332 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 192,728 | 300,546 | 39,873 | 36,175 | 108,648 |
Net Cash (Debt) | 3,505 | -67,007 | 111,227 | 38,544 | -52,756 |
Net Cash Growth | - | - | 188.57% | - | - |
Net Cash Per Share | 1.20 | -23.02 | 38.21 | 13.24 | -18.13 |
Filing Date Shares Outstanding | 2,911 | 2,911 | 2,911 | 2,911 | 2,911 |
Total Common Shares Outstanding | 2,911 | 2,911 | 2,911 | 2,911 | 2,911 |
Book Value Per Share | 76.02 | 38.51 | 17.19 | 11.96 | 7.95 |
Tangible Book Value | 206,367 | 96,837 | 42,090 | 32,093 | 19,142 |
Tangible Book Value Per Share | 70.90 | 33.27 | 14.46 | 11.03 | 6.58 |