NBS Bank Plc (MAL:NBS)

NBS Bank Cash Flow Statement

Financials in millions MWK. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	150,422	72,991	29,378	18,905	7,692
Depreciation & Amortization	-	4,478	2,655	2,263	2,604
Other Amortization	-	1,655	530.12	1,012	1,193
Gain (Loss) on Sale of Assets	-	-	25.56	10.55	-106.01
Total Asset Writedown	-	-	4.75	91.62	14.24
Provision for Credit Losses	-	4,724	4,561	3,466	3,578
Change in Other Net Operating Assets	-366,243	-225,501	-97,463	-159,990	-66,965
Other Operating Activities	21,903	9,785	4,048	-6,062	-1,631
Operating Cash Flow	-193,918	-131,869	-56,260	-140,303	-53,621
Capital Expenditures	-18,193	-13,238	-8,060	-2,819	-1,753
Sale of Property, Plant and Equipment	45	139.55	21.86	27.09	509.96
Purchase / Sale of Intangibles	-	-8,980	-5,760	-199.54	-1,204
Investing Cash Flow	-18,148	-22,079	-13,798	-2,991	-2,447
Long-Term Debt Issued	10,997	34,520	1,053	-	2,000
Total Debt Issued	10,997	34,520	1,053	-	2,000
Long-Term Debt Repaid	-585	-163.55	-353.93	-1,479	-1,416
Total Debt Repaid	-585	-163.55	-353.93	-1,479	-1,416
Net Debt Issued (Repaid)	10,412	34,356	698.7	-1,479	583.86
Common Dividends Paid	-40,748	-10,886	-14,116	-4,657	-3,784
Net Increase (Decrease) in Deposit Accounts	217,205	188,207	153,080	146,060	70,443
Other Financing Activities	-1,645	-1,724	-1,027	-709.84	-734.83
Financing Cash Flow	185,224	209,953	138,635	139,214	66,508
Foreign Exchange Rate Adjustments	69	888.84	3,112	1,937	423.57
Net Cash Flow	-26,773	56,895	71,688	-2,143	10,864
Free Cash Flow	-212,111	-145,107	-64,320	-143,122	-55,375
Free Cash Flow Margin	-55.77%	-72.27%	-65.58%	-228.63%	-142.64%
Free Cash Flow Per Share	-72.86	-49.85	-22.10	-49.17	-19.02
Cash Interest Paid	1,645	1,724	1,027	709.84	734.83
Cash Income Tax Paid	105,968	38,250	15,502	5,233	3,144

Source: S&P Global Market Intelligence. Banks template. Financial Sources.