NBS Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	134,622	91,894	65,771	20,403	27,437
Investment Securities	817,269	733,895	367,775	274,249	221,635
Trading Asset Securities	170,576	-	-	-	-
Total Investments	987,845	733,895	367,775	274,249	221,635
Gross Loans	349,933	248,627	162,882	141,998	86,012
Allowance for Loan Losses	-	-13,176	-8,491	-3,399	-2,989
Other Adjustments to Gross Loans	-	-508.98	-574.71	-803.41	-840.46
Net Loans	349,933	234,942	153,816	137,796	82,183
Property, Plant & Equipment	36,392	27,086	16,821	10,136	9,114
Other Intangible Assets	14,895	15,258	7,933	2,708	4,010
Other Receivables	-	14,496	4,172	2,497	9,076
Restricted Cash	-	69,501	38,730	12,409	7,518
Other Current Assets	-	5,772	2,699	2,014	2,358
Other Long-Term Assets	17,561	-	-	-	-
Total Assets	1,541,248	1,192,844	657,716	462,213	363,332
Accrued Expenses	-	29,812	19,065	7,805	4,572
Interest Bearing Deposits	1,043,907	726,734	538,527	376,484	224,858
Total Deposits	1,043,907	726,734	538,527	376,484	224,858
Short-Term Borrowings	45,043	-	-	-	-
Current Portion of Leases	-	1,688	1,286	1,025	1,137
Current Income Taxes Payable	30,944	16,506	8,982	3,596	526.93
Other Current Liabilities	-	543.88	798.12	2,574	482.79
Long-Term Debt	141,872	294,232	35,062	32,343	104,396
Long-Term Leases	5,814	4,626	3,525	2,808	3,116
Long-Term Deferred Tax Liabilities	3,704	6,608	447.38	778.1	1,092
Other Long-Term Liabilities	48,703	-	-	-	-
Total Liabilities	1,319,987	1,080,749	607,693	427,411	340,180
Common Stock	1,455	1,455	1,455	1,455	1,455
Additional Paid-In Capital	12,104	12,104	12,104	12,104	12,104
Retained Earnings	208,620	98,947	36,842	21,580	9,652
Comprehensive Income & Other	-918	-411.9	-378.12	-337.89	-59.65
Shareholders' Equity	221,261	112,095	50,023	34,802	23,152
Total Liabilities & Equity	1,541,248	1,192,844	657,716	462,213	363,332
Total Debt	192,729	300,546	39,873	36,175	108,648
Net Cash (Debt)	206,234	-67,007	111,227	38,544	-52,756
Net Cash Growth	-	-	188.57%	-	-
Net Cash Per Share	70.85	-23.02	38.21	13.24	-18.13
Filing Date Shares Outstanding	2,911	2,911	2,911	2,911	2,911
Total Common Shares Outstanding	2,911	2,911	2,911	2,911	2,911
Book Value Per Share	76.01	38.51	17.19	11.96	7.95
Tangible Book Value	206,366	96,837	42,090	32,093	19,142
Tangible Book Value Per Share	70.89	33.27	14.46	11.03	6.58

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.