NBS Bank Plc (MAL: NBS)

NBS Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	145,330	65,771	20,403	27,437	15,203	9,083
Investment Securities	596,501	367,775	274,249	221,635	98,225	90,352
Trading Asset Securities	-	-	-	-	18,338	-
Total Investments	596,501	367,775	274,249	221,635	116,563	90,352
Gross Loans	185,231	162,882	141,998	86,012	62,060	42,828
Allowance for Loan Losses	-	-8,491	-3,399	-2,989	-2,143	-3,478
Other Adjustments to Gross Loans	-	-574.71	-803.41	-840.46	-881.82	-789.13
Net Loans	185,231	153,816	137,796	82,183	59,035	38,562
Property, Plant & Equipment	24,014	16,821	10,136	9,114	9,243	6,608
Other Intangible Assets	11,336	7,933	2,708	4,010	4,014	3,854
Other Receivables	9,441	4,172	2,497	9,076	3,301	2,647
Restricted Cash	-	38,730	12,409	7,518	8,889	4,926
Other Current Assets	-	2,699	2,014	2,358	2,085	2,492
Long-Term Deferred Tax Assets	1,023	-	-	-	-	746.94
Total Assets	972,876	657,716	462,213	363,332	218,332	159,270
Accrued Expenses	-	19,065	7,805	4,572	3,879	8,422
Interest Bearing Deposits	648,599	538,527	376,484	224,858	153,861	120,739
Total Deposits	648,599	538,527	376,484	224,858	153,861	120,739
Current Portion of Leases	-	1,286	1,025	1,137	930.02	420.76
Current Income Taxes Payable	-	8,982	3,596	526.93	258.51	-
Other Current Liabilities	-	798.12	2,574	482.79	463.17	653.55
Long-Term Debt	202,442	35,062	32,343	104,396	36,550	7,863
Long-Term Leases	6,431	3,525	2,808	3,116	2,549	1,589
Long-Term Deferred Tax Liabilities	-	447.38	778.1	1,092	674.83	-
Other Long-Term Liabilities	37,432	-	-	-	-	5,000
Total Liabilities	894,904	607,693	427,411	340,180	199,165	144,688
Common Stock	1,455	1,455	1,455	1,455	1,455	1,455
Additional Paid-In Capital	12,104	12,104	12,104	12,104	12,104	12,104
Retained Earnings	64,425	36,842	21,580	9,652	5,343	622.19
Comprehensive Income & Other	-12	-378.12	-337.89	-59.65	263.47	400.04
Shareholders' Equity	77,972	50,023	34,802	23,152	19,166	14,582
Total Liabilities & Equity	972,876	657,716	462,213	363,332	218,332	159,270
Total Debt	208,873	39,873	36,175	108,648	40,029	9,873
Net Cash (Debt)	-63,543	111,227	38,544	-52,756	5,330	7,245
Net Cash Growth	-	188.57%	-	-	-26.42%	-83.75%
Net Cash Per Share	-21.83	38.21	13.24	-18.13	1.83	2.49
Filing Date Shares Outstanding	2,911	2,911	2,911	2,911	2,911	2,911
Total Common Shares Outstanding	2,911	2,911	2,911	2,911	2,911	2,911
Book Value Per Share	26.79	17.19	11.96	7.95	6.59	5.01
Tangible Book Value	66,636	42,090	32,093	19,142	15,153	10,728
Tangible Book Value Per Share	22.89	14.46	11.03	6.58	5.21	3.69

Source: S&P Capital IQ. Banks template. Financial Sources.