NBS Bank Plc (MAL:NBS)

NBS Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	91,894	65,771	20,403	27,437	15,203
Investment Securities	733,895	367,775	274,249	221,635	98,225
Trading Asset Securities	-	-	-	-	18,338
Total Investments	733,895	367,775	274,249	221,635	116,563
Gross Loans	248,627	162,882	141,998	86,012	62,060
Allowance for Loan Losses	-13,176	-8,491	-3,399	-2,989	-2,143
Other Adjustments to Gross Loans	-508.98	-574.71	-803.41	-840.46	-881.82
Net Loans	234,942	153,816	137,796	82,183	59,035
Property, Plant & Equipment	27,086	16,821	10,136	9,114	9,243
Other Intangible Assets	15,258	7,933	2,708	4,010	4,014
Other Receivables	14,496	4,172	2,497	9,076	3,301
Restricted Cash	69,501	38,730	12,409	7,518	8,889
Other Current Assets	5,772	2,699	2,014	2,358	2,085
Total Assets	1,192,844	657,716	462,213	363,332	218,332
Accrued Expenses	29,812	19,065	7,805	4,572	3,879
Interest Bearing Deposits	726,734	538,527	376,484	224,858	153,861
Total Deposits	726,734	538,527	376,484	224,858	153,861
Current Portion of Leases	1,688	1,286	1,025	1,137	930.02
Current Income Taxes Payable	16,506	8,982	3,596	526.93	258.51
Other Current Liabilities	543.88	798.12	2,574	482.79	463.17
Long-Term Debt	294,232	35,062	32,343	104,396	36,550
Long-Term Leases	4,626	3,525	2,808	3,116	2,549
Long-Term Deferred Tax Liabilities	6,608	447.38	778.1	1,092	674.83
Total Liabilities	1,080,749	607,693	427,411	340,180	199,165
Common Stock	1,455	1,455	1,455	1,455	1,455
Additional Paid-In Capital	12,104	12,104	12,104	12,104	12,104
Retained Earnings	98,947	36,842	21,580	9,652	5,343
Comprehensive Income & Other	-411.9	-378.12	-337.89	-59.65	263.47
Shareholders' Equity	112,095	50,023	34,802	23,152	19,166
Total Liabilities & Equity	1,192,844	657,716	462,213	363,332	218,332
Total Debt	300,546	39,873	36,175	108,648	40,029
Net Cash (Debt)	-67,007	111,227	38,544	-52,756	5,330
Net Cash Growth	-	188.57%	-	-	-26.42%
Net Cash Per Share	-23.02	38.21	13.24	-18.13	1.83
Filing Date Shares Outstanding	2,911	2,911	2,911	2,911	2,911
Total Common Shares Outstanding	2,911	2,911	2,911	2,911	2,911
Book Value Per Share	38.51	17.19	11.96	7.95	6.59
Tangible Book Value	96,837	42,090	32,093	19,142	15,153
Tangible Book Value Per Share	33.27	14.46	11.03	6.58	5.21

Updated Sep 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.