Renaissance Insurance Group JSC (MOEX:RENI)
Russia · Delayed Price · Currency is RUB 47.25
-0.19 (-0.40%)
At close: Jul 8, 2022
MOEX:RENI Income Statement
Financials in millions RUB. Fiscal year is January - December.
Millions RUB. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 112,087 | 107,316 | 97,677 | 116,974 | 96,799 | 80,492 |
Total Interest & Dividend Income | 5,986 | 19,179 | 8,345 | 18,653 | 9,063 | 7,911 |
| 118,072 | 126,496 | 106,022 | 135,627 | 105,862 | 88,403 | |
Revenue Growth | 1.69% | 19.31% | -21.83% | 28.12% | 19.75% | 8.56% |
Policy Benefits | 57,105 | 51,446 | 43,443 | 78,710 | 50,452 | 46,023 |
Policy Acquisition & Underwriting Costs | 48,371 | 45,465 | 42,389 | 33,839 | 42,480 | 29,713 |
Amortization of Goodwill & Intangibles | - | - | - | - | - | 43.71 |
Selling, General & Administrative | 9,825 | 11,083 | 11,205 | 9,879 | 7,828 | 6,636 |
Provision for Bad Debts | 697.71 | 609.16 | 708.06 | 1,344 | 125.54 | 123.4 |
Other Operating Expenses | 263.01 | 626.1 | 593.46 | 2,122 | 1,332 | 1,145 |
Total Operating Expenses | 116,262 | 109,229 | 98,339 | 125,894 | 102,218 | 83,685 |
Operating Income | 1,810 | 17,266 | 7,683 | 9,733 | 3,645 | 4,719 |
Interest Expense | -161.73 | -182.22 | -223.79 | -218.05 | -463.05 | -366.54 |
Earnings From Equity Investments | - | - | - | -134.22 | - | - |
Currency Exchange Gain (Loss) | -52.86 | -5,390 | 2,302 | 3,527 | 20.8 | 767.67 |
Other Non Operating Income (Expenses) | 510.72 | 611.31 | 735.65 | - | 262.96 | 353.11 |
EBT Excluding Unusual Items | 2,107 | 12,305 | 10,497 | 12,908 | 3,466 | 5,473 |
Gain (Loss) on Sale of Assets | - | - | 47.59 | 196.21 | - | - |
Pretax Income | 2,107 | 12,305 | 10,544 | 13,104 | 3,466 | 5,473 |
Income Tax Expense | -1,617 | 1,263 | -273.06 | 2,776 | 299.86 | 1,028 |
Earnings From Continuing Ops. | 3,723 | 11,042 | 10,817 | 10,328 | 3,166 | 4,445 |
Earnings From Discontinued Ops. | - | - | - | - | 425.19 | 234.91 |
Net Income | 3,723 | 11,042 | 10,817 | 10,328 | 3,591 | 4,680 |
Net Income to Common | 3,723 | 11,042 | 10,817 | 10,328 | 3,591 | 4,680 |
Net Income Growth | -67.20% | 2.07% | 4.74% | 187.61% | -23.26% | 12.85% |
Shares Outstanding (Basic) | 503 | 505 | 504 | 537 | 445 | 410 |
Shares Outstanding (Diluted) | 503 | 505 | 504 | 537 | 445 | 410 |
Shares Change | 0.13% | 0.18% | -6.10% | 20.62% | 8.64% | - |
EPS (Basic) | 7.40 | 21.86 | 21.46 | 19.24 | 8.07 | 11.42 |
EPS (Diluted) | 7.40 | 21.86 | 21.46 | 19.24 | 8.07 | 11.42 |
EPS Growth | -67.25% | 1.89% | 11.54% | 138.44% | -29.37% | 12.85% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Free Cash Flow | 20,077 | -7,834 | 26,687 | 15,371 | -11,169 | 3,071 |
Free Cash Flow Per Share | 39.90 | -15.51 | 52.94 | 28.63 | -25.09 | 7.50 |
Dividend Per Share | - | - | 10.000 | 10.000 | - | - |
Dividend Growth | - | - | 0% | - | - | - |
Operating Margin | 1.53% | 13.65% | 7.25% | 7.18% | 3.44% | 5.34% |
Profit Margin | 3.15% | 8.73% | 10.20% | 7.61% | 3.39% | 5.29% |
Free Cash Flow Margin | 17.00% | -6.19% | 25.17% | 11.33% | -10.55% | 3.47% |
EBITDA | 2,307 | 17,710 | 8,020 | 10,026 | 3,871 | 4,930 |
EBITDA Margin | 1.95% | 14.00% | 7.56% | 7.39% | 3.66% | 5.58% |
D&A For EBITDA | 496.82 | 443.71 | 337.49 | 293.62 | 225.71 | 211.38 |
EBIT | 1,810 | 17,266 | 7,683 | 9,733 | 3,645 | 4,719 |
EBIT Margin | 1.53% | 13.65% | 7.25% | 7.18% | 3.44% | 5.34% |
Effective Tax Rate | - | 10.27% | - | 21.19% | 8.65% | 18.79% |