APS Bank plc (MSE:APS)

APS Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	372.28	158.52	136.38	220.52	142.78
Investment Securities	409.38	463.78	473.57	348.15	334.93
Trading Asset Securities	48.05	47.11	41.78	62.4	51.14
Total Investments	457.43	510.89	515.36	410.55	386.06
Gross Loans	3,214	2,901	2,380	2,087	1,824
Allowance for Loan Losses	-20.23	-22.25	-19.76	-20.32	-22.27
Net Loans	3,194	2,879	2,360	2,066	1,802
Property, Plant & Equipment	53.92	44.21	44.29	46.05	51.42
Other Intangible Assets	20.74	17.52	14.55	11.75	8.85
Investments in Real Estate	13.23	6.71	6.59	6.05	1.83
Accrued Interest Receivable	9.12	9.23	6.58	6.49	6.31
Other Receivables	5.7	0.2	-	2.88	0.1
Restricted Cash	30.96	26.6	22.38	19.5	16.62
Other Current Assets	3.74	5.32	3.17	2.66	2.31
Long-Term Deferred Tax Assets	0.46	3.15	2.96	2.25	2.55
Total Assets	4,161	3,661	3,112	2,795	2,421
Accrued Expenses	6.26	10.53	9.15	9.08	5.73
Interest Bearing Deposits	1,629	1,242	902.25	812.18	776.64
Non-Interest Bearing Deposits	2,042	1,896	1,808	1,620	1,347
Total Deposits	3,671	3,138	2,711	2,432	2,123
Short-Term Borrowings	2.89	0.63	6.93	0.55	9.8
Current Portion of Long-Term Debt	25.51	76.04	44.19	49.46	-
Current Portion of Leases	0.71	0.6	0.63	0.47	0.55
Current Income Taxes Payable	-	2.64	2.31	0.95	1.4
Accrued Interest Payable	16.18	12.31	4.47	4.24	4.37
Other Current Liabilities	15.99	14.9	9.68	9.1	-
Long-Term Debt	107.31	108.82	54.64	62.34	54.56
Long-Term Leases	3.65	3.98	4.62	4.88	4.82
Other Long-Term Liabilities	2.08	5.49	3.44	1.35	10.09
Total Liabilities	3,851	3,374	2,851	2,574	2,215
Common Stock	94.9	94.45	91.73	62.43	62.26
Additional Paid-In Capital	52.47	51.91	48.41	10.45	10.14
Retained Earnings	128.61	118.51	107.21	103.97	91.74
Comprehensive Income & Other	19.68	8.2	3.13	25.33	32.26
Total Common Equity	295.66	273.06	250.48	202.19	196.39
Minority Interest	14.26	14.36	10.98	18.63	9.83
Shareholders' Equity	309.92	287.43	261.46	220.82	206.22
Total Liabilities & Equity	4,161	3,661	3,112	2,795	2,421
Total Debt	140.08	190.07	111.01	117.71	69.73
Net Cash (Debt)	280.25	15.56	67.15	165.21	124.19
Net Cash Growth	1700.61%	-76.82%	-59.36%	33.04%	-44.10%
Net Cash Per Share	0.74	0.04	0.21	0.65	0.49
Filing Date Shares Outstanding	379.61	377.8	366.92	254.71	254
Total Common Shares Outstanding	379.61	377.8	366.92	254.71	254
Book Value Per Share	0.78	0.72	0.68	0.79	0.77
Tangible Book Value	274.92	255.54	235.93	190.44	187.54
Tangible Book Value Per Share	0.72	0.68	0.64	0.75	0.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.