APS Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	417.15	372.28	158.52	136.38	220.52
Investment Securities	484.12	409.38	463.78	473.57	348.15
Trading Asset Securities	45.13	48.05	47.11	41.78	62.4
Total Investments	529.25	457.43	510.89	515.36	410.55
Gross Loans	3,572	3,214	2,901	2,380	2,087
Allowance for Loan Losses	-20.49	-20.23	-22.25	-19.76	-20.32
Net Loans	3,551	3,194	2,879	2,360	2,066
Property, Plant & Equipment	52.79	53.92	44.21	44.29	46.05
Other Intangible Assets	21.73	20.74	17.52	14.55	11.75
Investments in Real Estate	13.23	13.23	6.71	6.59	6.05
Accrued Interest Receivable	9.88	9.12	9.23	6.58	6.49
Other Receivables	6.7	5.7	0.2	-	2.88
Restricted Cash	36.52	30.96	26.6	22.38	19.5
Other Current Assets	6.69	3.74	5.32	3.17	2.66
Long-Term Deferred Tax Assets	-	0.46	3.15	2.96	2.25
Total Assets	4,645	4,161	3,661	3,112	2,795
Accrued Expenses	7.64	6.26	10.53	9.15	9.08
Interest Bearing Deposits	1,333	1,629	1,242	902.25	812.18
Non-Interest Bearing Deposits	2,802	2,042	1,896	1,808	1,620
Total Deposits	4,134	3,671	3,138	2,711	2,432
Short-Term Borrowings	1.97	2.89	0.63	6.93	0.55
Current Portion of Long-Term Debt	1.85	25.51	76.04	44.19	49.46
Current Portion of Leases	0.73	0.71	0.6	0.63	0.47
Current Income Taxes Payable	-	-	2.64	2.31	0.95
Accrued Interest Payable	9.85	16.18	12.31	4.47	4.24
Other Current Liabilities	14.44	15.99	14.9	9.68	9.1
Long-Term Debt	104.31	107.31	108.82	54.64	62.34
Long-Term Leases	3	3.65	3.98	4.62	4.88
Long-Term Deferred Tax Liabilities	0.24	-	-	-	-
Other Long-Term Liabilities	4.49	2.08	5.49	3.44	1.35
Total Liabilities	4,283	3,851	3,374	2,851	2,574
Common Stock	121.41	94.9	94.45	91.73	62.43
Additional Paid-In Capital	72.23	52.47	51.91	48.41	10.45
Retained Earnings	136.55	128.61	118.51	107.21	103.97
Comprehensive Income & Other	19.55	19.68	8.2	3.13	25.33
Total Common Equity	349.73	295.66	273.06	250.48	202.19
Minority Interest	12.57	14.26	14.36	10.98	18.63
Shareholders' Equity	362.3	309.92	287.43	261.46	220.82
Total Liabilities & Equity	4,645	4,161	3,661	3,112	2,795
Total Debt	111.86	140.08	190.07	111.01	117.71
Net Cash (Debt)	350.42	280.25	15.56	67.15	165.21
Net Cash Growth	25.04%	1700.61%	-76.82%	-59.36%	33.04%
Net Cash Per Share	0.89	0.74	0.04	0.21	0.65
Filing Date Shares Outstanding	485.64	379.61	377.8	366.92	254.71
Total Common Shares Outstanding	485.64	379.61	377.8	366.92	254.71
Book Value Per Share	0.72	0.78	0.72	0.68	0.79
Tangible Book Value	328	274.92	255.54	235.93	190.44
Tangible Book Value Per Share	0.68	0.72	0.68	0.64	0.75

Source: S&P Global Market Intelligence. Banks template. Financial Sources.