APS Bank plc (MSE: APS)

APS Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	206.35	158.97	136.38	220.52	142.78	206.84
Investment Securities	428.2	463.78	473.57	348.15	334.93	258.73
Trading Asset Securities	48.67	47.02	41.78	62.4	51.14	42.2
Total Investments	476.87	510.8	515.36	410.55	386.06	300.93
Gross Loans	3,150	2,901	2,380	2,087	1,824	1,601
Allowance for Loan Losses	-	-22.2	-19.76	-20.32	-22.27	-17.13
Net Loans	3,150	2,878	2,360	2,066	1,802	1,584
Property, Plant & Equipment	43.71	44.21	44.29	46.05	51.42	46.44
Other Intangible Assets	20.39	17.52	14.55	11.75	8.85	7.32
Investments in Real Estate	8.39	6.71	6.59	6.05	1.83	1.83
Accrued Interest Receivable	-	9.23	6.58	6.49	6.31	4.88
Other Receivables	17.01	0.2	-	2.88	0.1	0.13
Restricted Cash	-	26.6	22.38	19.5	16.62	14.4
Other Current Assets	-	5.32	3.17	2.66	2.31	1.6
Long-Term Deferred Tax Assets	3.24	3.15	2.96	2.25	2.55	0.46
Total Assets	3,926	3,661	3,112	2,795	2,421	2,169
Accrued Expenses	27.04	10.53	9.15	9.08	5.73	4.51
Interest Bearing Deposits	3,443	1,242	902.25	812.18	776.64	795.65
Non-Interest Bearing Deposits	-	1,896	1,808	1,620	1,347	1,133
Total Deposits	3,443	3,138	2,711	2,432	2,123	1,929
Short-Term Borrowings	1.33	0.54	6.93	0.55	9.8	25.23
Current Portion of Long-Term Debt	-	76.04	44.19	49.46	-	-
Current Portion of Leases	-	0.6	0.63	0.47	0.55	0.36
Current Income Taxes Payable	-	2.64	2.31	0.95	1.4	0.46
Accrued Interest Payable	-	12.31	4.47	4.24	4.37	4.24
Other Current Liabilities	-	14.9	9.68	9.1	-	-
Long-Term Debt	137.61	108.82	54.64	62.34	54.56	-
Long-Term Leases	4.15	3.98	4.62	4.88	4.82	2.27
Other Long-Term Liabilities	16.29	5.49	3.44	1.35	10.09	10.97
Total Liabilities	3,630	3,374	2,851	2,574	2,215	1,977
Common Stock	94.9	94.45	91.73	62.43	62.26	62.26
Additional Paid-In Capital	52.47	51.91	48.41	10.45	10.14	10.14
Retained Earnings	122.07	118.51	107.21	103.97	91.74	82.79
Comprehensive Income & Other	10.63	8.2	3.13	25.33	32.26	30.71
Total Common Equity	280.07	273.06	250.48	202.19	196.39	185.89
Minority Interest	16.01	14.36	10.98	18.63	9.83	6.03
Shareholders' Equity	296.09	287.43	261.46	220.82	206.22	191.92
Total Liabilities & Equity	3,926	3,661	3,112	2,795	2,421	2,169
Total Debt	143.09	189.98	111.01	117.71	69.73	27.86
Net Cash (Debt)	111.93	16.01	67.15	165.21	124.19	222.18
Net Cash Growth	83.73%	-76.15%	-59.36%	33.04%	-44.11%	27.58%
Net Cash Per Share	0.29	0.04	0.21	0.65	0.49	4.37
Filing Date Shares Outstanding	379.61	377.8	366.92	254.71	254	50.8
Total Common Shares Outstanding	379.61	377.8	366.92	254.71	254	50.8
Book Value Per Share	0.74	0.72	0.68	0.79	0.77	3.66
Tangible Book Value	259.69	255.54	235.93	190.44	187.54	178.57
Tangible Book Value Per Share	0.68	0.68	0.64	0.75	0.74	3.52

Source: S&P Capital IQ. Banks template. Financial Sources.