APS Bank plc (MSE:APS)

APS Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	315.79	417.15	372.28	158.52	136.38	220.52
Investment Securities	525.05	484.12	409.38	463.78	473.57	348.15
Trading Asset Securities	62.1	45.13	48.05	47.11	41.78	62.4
Total Investments	587.15	529.25	457.43	510.89	515.36	410.55
Gross Loans	3,895	3,572	3,214	2,901	2,380	2,087
Allowance for Loan Losses	-	-20.49	-20.23	-22.25	-19.76	-20.32
Net Loans	3,895	3,551	3,194	2,879	2,360	2,066
Property, Plant & Equipment	51	52.79	53.92	44.21	44.29	46.05
Other Intangible Assets	22.19	21.73	20.74	17.52	14.55	11.75
Investments in Real Estate	13.25	13.23	13.23	6.71	6.59	6.05
Accrued Interest Receivable	-	9.88	9.12	9.23	6.58	6.49
Other Receivables	20.94	6.7	5.7	0.2	-	2.88
Restricted Cash	-	36.52	30.96	26.6	22.38	19.5
Other Current Assets	-	6.69	3.74	5.32	3.17	2.66
Long-Term Deferred Tax Assets	0.65	-	0.46	3.15	2.96	2.25
Total Assets	4,906	4,645	4,161	3,661	3,112	2,795

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	22.85	7.64	6.26	10.53	9.15	9.08
Interest Bearing Deposits	4,350	1,333	1,629	1,242	902.25	812.18
Non-Interest Bearing Deposits	-	2,802	2,042	1,896	1,808	1,620
Total Deposits	4,350	4,134	3,671	3,138	2,711	2,432
Short-Term Borrowings	1.64	1.97	2.89	0.63	6.93	0.55
Current Portion of Long-Term Debt	-	1.85	25.51	76.04	44.19	49.46
Current Portion of Leases	-	0.73	0.71	0.6	0.63	0.47
Current Income Taxes Payable	8.87	-	-	2.64	2.31	0.95
Accrued Interest Payable	-	9.85	16.18	12.31	4.47	4.24
Other Current Liabilities	-	14.44	15.99	14.9	9.68	9.1
Long-Term Debt	128.31	104.31	107.31	108.82	54.64	62.34
Long-Term Leases	3.2	3	3.65	3.98	4.62	4.88
Long-Term Deferred Tax Liabilities	-	0.24	-	-	-	-
Other Long-Term Liabilities	23.35	4.49	2.08	5.49	3.44	1.35
Total Liabilities	4,539	4,283	3,851	3,374	2,851	2,574

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	123.03	121.41	94.9	94.45	91.73	62.43
Additional Paid-In Capital	74.09	72.23	52.47	51.91	48.41	10.45
Retained Earnings	-	136.55	128.61	118.51	107.21	103.97
Comprehensive Income & Other	158.94	19.55	19.68	8.2	3.13	25.33
Total Common Equity	356.06	349.73	295.66	273.06	250.48	202.19
Minority Interest	11.07	12.57	14.26	14.36	10.98	18.63
Shareholders' Equity	367.13	362.3	309.92	287.43	261.46	220.82
Total Liabilities & Equity	4,906	4,645	4,161	3,661	3,112	2,795

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	133.15	111.86	140.08	190.07	111.01	117.71
Net Cash (Debt)	244.74	350.42	280.25	15.56	67.15	165.21
Net Cash Growth	-8.07%	25.04%	1700.61%	-76.82%	-59.36%	33.04%
Net Cash Per Share	0.50	0.89	0.74	0.04	0.21	0.65
Filing Date Shares Outstanding	489.63	485.64	379.61	377.8	366.92	254.71
Total Common Shares Outstanding	489.63	485.64	379.61	377.8	366.92	254.71
Book Value Per Share	0.73	0.72	0.78	0.72	0.68	0.79
Tangible Book Value	333.88	328	274.92	255.54	235.93	190.44
Tangible Book Value Per Share	0.68	0.68	0.72	0.68	0.64	0.75

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

Data Sources Report a data error