APS Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	417.15	372.28	158.52	136.38	220.52
Investment Securities	-	484.12	409.38	463.78	473.57	348.15
Trading Asset Securities	-	45.13	48.05	47.11	41.78	62.4
Total Investments	-	529.25	457.43	510.89	515.36	410.55
Gross Loans	-	3,572	3,214	2,901	2,380	2,087
Allowance for Loan Losses	-	-20.49	-20.23	-22.25	-19.76	-20.32
Net Loans	-	3,551	3,194	2,879	2,360	2,066
Property, Plant & Equipment	-	52.79	53.92	44.21	44.29	46.05
Other Intangible Assets	-	21.73	20.74	17.52	14.55	11.75
Investments in Real Estate	-	13.23	13.23	6.71	6.59	6.05
Accrued Interest Receivable	-	9.88	9.12	9.23	6.58	6.49
Other Receivables	-	6.7	5.7	0.2	-	2.88
Restricted Cash	-	36.52	30.96	26.6	22.38	19.5
Other Current Assets	-	6.69	3.74	5.32	3.17	2.66
Long-Term Deferred Tax Assets	-	-	0.46	3.15	2.96	2.25
Total Assets	-	4,645	4,161	3,661	3,112	2,795
Accrued Expenses	-	7.64	6.26	10.53	9.15	9.08
Interest Bearing Deposits	-	1,333	1,629	1,242	902.25	812.18
Non-Interest Bearing Deposits	-	2,802	2,042	1,896	1,808	1,620
Total Deposits	-	4,134	3,671	3,138	2,711	2,432
Short-Term Borrowings	-	1.97	2.89	0.63	6.93	0.55
Current Portion of Long-Term Debt	-	1.85	25.51	76.04	44.19	49.46
Current Portion of Leases	-	0.73	0.71	0.6	0.63	0.47
Current Income Taxes Payable	-	-	-	2.64	2.31	0.95
Accrued Interest Payable	-	9.85	16.18	12.31	4.47	4.24
Other Current Liabilities	-	14.44	15.99	14.9	9.68	9.1
Long-Term Debt	-	104.31	107.31	108.82	54.64	62.34
Long-Term Leases	-	3	3.65	3.98	4.62	4.88
Long-Term Deferred Tax Liabilities	-	0.24	-	-	-	-
Other Long-Term Liabilities	-	4.49	2.08	5.49	3.44	1.35
Total Liabilities	-	4,283	3,851	3,374	2,851	2,574
Common Stock	-	121.41	94.9	94.45	91.73	62.43
Additional Paid-In Capital	-	72.23	52.47	51.91	48.41	10.45
Retained Earnings	-	136.55	128.61	118.51	107.21	103.97
Comprehensive Income & Other	-	19.55	19.68	8.2	3.13	25.33
Total Common Equity	349.73	349.73	295.66	273.06	250.48	202.19
Minority Interest	-	12.57	14.26	14.36	10.98	18.63
Shareholders' Equity	362.3	362.3	309.92	287.43	261.46	220.82
Total Liabilities & Equity	-	4,645	4,161	3,661	3,112	2,795
Total Debt	111.86	111.86	140.08	190.07	111.01	117.71
Net Cash (Debt)	350.42	350.42	280.25	15.56	67.15	165.21
Net Cash Growth	-0.66%	25.04%	1700.61%	-76.82%	-59.36%	33.04%
Net Cash Per Share	0.72	0.89	0.74	0.04	0.21	0.65
Filing Date Shares Outstanding	485.64	485.64	379.61	377.8	366.92	254.71
Total Common Shares Outstanding	485.64	485.64	379.61	377.8	366.92	254.71
Book Value Per Share	0.72	0.72	0.78	0.72	0.68	0.79
Tangible Book Value	328	328	274.92	255.54	235.93	190.44
Tangible Book Value Per Share	0.68	0.68	0.72	0.68	0.64	0.75

Source: S&P Global Market Intelligence. Banks template. Financial Sources.