APS Bank plc (MSE:APS)

APS Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	263.6	417.15	372.28	158.52	136.38	220.52
Investment Securities	522.67	484.12	409.38	463.78	473.57	348.15
Trading Asset Securities	64.87	45.13	48.05	47.11	41.78	62.4
Total Investments	587.54	529.25	457.43	510.89	515.36	410.55
Gross Loans	3,861	3,572	3,214	2,901	2,380	2,087
Allowance for Loan Losses	-22.41	-20.49	-20.23	-22.25	-19.76	-20.32
Net Loans	3,839	3,551	3,194	2,879	2,360	2,066
Property, Plant & Equipment	51.22	52.79	53.92	44.21	44.29	46.05
Other Intangible Assets	22.5	21.73	20.74	17.52	14.55	11.75
Investments in Real Estate	13.24	13.23	13.23	6.71	6.59	6.05
Accrued Interest Receivable	-	9.88	9.12	9.23	6.58	6.49
Other Receivables	18.49	6.7	5.7	0.2	-	2.88
Restricted Cash	-	36.52	30.96	26.6	22.38	19.5
Other Current Assets	-	6.69	3.74	5.32	3.17	2.66
Long-Term Deferred Tax Assets	0.65	-	0.46	3.15	2.96	2.25
Total Assets	4,796	4,645	4,161	3,661	3,112	2,795

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	19.24	7.64	6.26	10.53	9.15	9.08
Interest Bearing Deposits	4,242	1,333	1,629	1,242	902.25	812.18
Non-Interest Bearing Deposits	-	2,802	2,042	1,896	1,808	1,620
Total Deposits	4,242	4,134	3,671	3,138	2,711	2,432
Short-Term Borrowings	2.08	1.97	2.89	0.63	6.93	0.55
Current Portion of Long-Term Debt	-	1.85	25.51	76.04	44.19	49.46
Current Portion of Leases	-	0.73	0.71	0.6	0.63	0.47
Current Income Taxes Payable	5.9	-	-	2.64	2.31	0.95
Accrued Interest Payable	-	9.85	16.18	12.31	4.47	4.24
Other Current Liabilities	-	14.44	15.99	14.9	9.68	9.1
Long-Term Debt	122.7	104.31	107.31	108.82	54.64	62.34
Long-Term Leases	3.33	3	3.65	3.98	4.62	4.88
Long-Term Deferred Tax Liabilities	-	0.24	-	-	-	-
Other Long-Term Liabilities	29.23	4.49	2.08	5.49	3.44	1.35
Total Liabilities	4,425	4,283	3,851	3,374	2,851	2,574

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	122.41	121.41	94.9	94.45	91.73	62.43
Additional Paid-In Capital	73.26	72.23	52.47	51.91	48.41	10.45
Retained Earnings	145.29	136.55	128.61	118.51	107.21	103.97
Comprehensive Income & Other	18.27	19.55	19.68	8.2	3.13	25.33
Total Common Equity	359.23	349.73	295.66	273.06	250.48	202.19
Minority Interest	12	12.57	14.26	14.36	10.98	18.63
Shareholders' Equity	371.23	362.3	309.92	287.43	261.46	220.82
Total Liabilities & Equity	4,796	4,645	4,161	3,661	3,112	2,795

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	128.11	111.86	140.08	190.07	111.01	117.71
Net Cash (Debt)	200.36	350.42	280.25	15.56	67.15	165.21
Net Cash Growth	-25.50%	25.04%	1700.61%	-76.82%	-59.36%	33.04%
Net Cash Per Share	0.45	0.89	0.74	0.04	0.21	0.65
Filing Date Shares Outstanding	489.63	485.64	379.61	377.8	366.92	254.71
Total Common Shares Outstanding	489.63	485.64	379.61	377.8	366.92	254.71
Book Value Per Share	0.73	0.72	0.78	0.72	0.68	0.79
Tangible Book Value	336.73	328	274.92	255.54	235.93	190.44
Tangible Book Value Per Share	0.69	0.68	0.72	0.68	0.64	0.75

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

Data Sources Report a data error