APS Bank plc (MSE:APS)
Malta flag Malta · Delayed Price · Currency is EUR
0.5950
+0.0100 (1.71%)
At close: Oct 1, 2026

APS Bank Ratios and Metrics

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
291187213219226-
Market Cap Growth
49.71%-12.05%-2.81%-3.06%--
Last Close Price
0.590.470.500.490.49-

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.7111.5512.0811.0528.20-
PS Ratio
2.792.112.832.673.47-
PB Ratio
0.780.520.690.760.86-

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.350.310.450.660.430.53
Net Debt / Equity Ratio
-0.54-0.97-0.90-0.05-0.26-0.75
Net Debt / FCF Ratio
0.430.960.860.030.240.64
Return on Equity (ROE)
8.14%4.84%6.09%7.50%2.39%7.07%
Return on Assets (ROA)
0.61%0.37%0.46%0.61%0.19%0.58%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.42%8.65%8.28%9.05%3.55%-
FCF Yield
-158.63%-194.44%-153.65%-230.51%-124.30%-
Dividend Yield
5.09%6.46%6.84%6.31%5.43%-
Payout Ratio
27.76%46.59%38.54%12.51%39.61%14.65%
Buyback Yield / Dilution
-16.17%-2.94%--17.02%-27.57%-0.46%
Total Shareholder Return
-11.09%3.52%6.84%-10.71%-22.14%-0.46%