APS Bank plc (MSE:APS)

APS Bank Statistics

Total Valuation

APS Bank has a market cap or net worth of EUR 198.42 million.

Market Cap	198.42M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

APS Bank has 381.58 million shares outstanding. The number of shares has decreased by -0.33% in one year.

Current Share Class	381.58M
Shares Outstanding	381.58M
Shares Change (YoY)	-0.33%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	57.09%
Float	125.15M

Valuation Ratios

The trailing PE ratio is 12.69.

PE Ratio	12.69
Forward PE	n/a
PS Ratio	2.51
PB Ratio	0.64
P/TBV Ratio	0.72
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.36
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.38%.

Return on Equity (ROE)	5.38%
Return on Assets (ROA)	0.40%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	130,091
Profits Per Employee	25,763
Employee Count	607
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, APS Bank has paid 6.69 million in taxes.

Income Tax	6.69M
Effective Tax Rate	29.35%

Stock Price Statistics

The stock price has increased by +3.66% in the last 52 weeks. The beta is 0.08, so APS Bank's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+3.66%
50-Day Moving Average	0.54
200-Day Moving Average	0.56
Relative Strength Index (RSI)	42.85
Average Volume (20 Days)	26,358

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, APS Bank had revenue of EUR 78.97 million and earned 15.64 million in profits. Earnings per share was 0.04.

Revenue	78.97M
Gross Profit	72.81M
Operating Income	20.47M
Pretax Income	22.80M
Net Income	15.64M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 381.94 million in cash and 113.01 million in debt, giving a net cash position of 268.93 million or 0.70 per share.

Cash & Cash Equivalents	381.94M
Total Debt	113.01M
Net Cash	268.93M
Net Cash Per Share	0.70
Equity (Book Value)	308.84M
Book Value Per Share	0.78
Working Capital	-3.48B

Cash Flow

In the last 12 months, operating cash flow was -308.86 million and capital expenditures -9.04 million, giving a free cash flow of -317.90 million.

Operating Cash Flow	-308.86M
Capital Expenditures	-9.04M
Free Cash Flow	-317.90M
FCF Per Share	-0.83

Margins

Gross Margin	n/a
Operating Margin	25.92%
Pretax Margin	28.87%
Profit Margin	19.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 6.56%.

Dividend Per Share	0.03
Dividend Yield	6.56%
Dividend Growth (YoY)	-20.35%
Years of Dividend Growth	n/a
Payout Ratio	49.50%
Buyback Yield	0.33%
Shareholder Yield	7.02%
Earnings Yield	7.88%
FCF Yield	-160.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2022. It was a forward split with a ratio of 1.02.

Last Split Date	Sep 16, 2022
Split Type	Forward
Split Ratio	1.02

Scores

Altman Z-Score	n/a
Piotroski F-Score	2