APS Bank plc (MSE:APS)

APS Bank Statistics

Total Valuation

APS Bank has a market cap or net worth of EUR 242.82 million.

Market Cap	242.82M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, March 12, 2026.

Earnings Date	Mar 12, 2026
Ex-Dividend Date	Apr 2, 2026

Share Statistics

APS Bank has 485.64 million shares outstanding. The number of shares has increased by 2.49% in one year.

Current Share Class	485.64M
Shares Outstanding	485.64M
Shares Change (YoY)	+2.49%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	1.93%
Float	485.61M

Valuation Ratios

The trailing PE ratio is 12.20.

PE Ratio	12.20
Forward PE	n/a
PS Ratio	2.74
PB Ratio	0.67
P/TBV Ratio	0.74
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.84%.

Return on Equity (ROE)	4.84%
Return on Assets (ROA)	0.37%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.80%
Revenue Per Employee	145,867
Profits Per Employee	26,661
Employee Count	607
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, APS Bank has paid 10.23 million in taxes.

Income Tax	10.23M
Effective Tax Rate	38.61%

Stock Price Statistics

The stock price has decreased by -18.03% in the last 52 weeks. The beta is -0.03, so APS Bank's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	-18.03%
50-Day Moving Average	0.49
200-Day Moving Average	0.53
Relative Strength Index (RSI)	49.67
Average Volume (20 Days)	34,387

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, APS Bank had revenue of EUR 88.54 million and earned 16.18 million in profits. Earnings per share was 0.04.

Revenue	88.54M
Gross Profit	88.03M
Operating Income	28.91M
Pretax Income	26.50M
Net Income	16.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 462.28 million in cash and 111.86 million in debt, with a net cash position of 350.42 million or 0.72 per share.

Cash & Cash Equivalents	462.28M
Total Debt	111.86M
Net Cash	350.42M
Net Cash Per Share	0.72
Equity (Book Value)	362.30M
Book Value Per Share	0.72
Working Capital	-3.65B

Cash Flow

In the last 12 months, operating cash flow was -357.20 million and capital expenditures -6.35 million, giving a free cash flow of -363.55 million.

Operating Cash Flow	-357.20M
Capital Expenditures	-6.35M
Depreciation & Amortization	n/a
Net Borrowing	-757,000
Free Cash Flow	-363.55M
FCF Per Share	-0.75

Margins

Gross Margin	n/a
Operating Margin	32.65%
Pretax Margin	29.92%
Profit Margin	18.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 6.05%.

Dividend Per Share	0.03
Dividend Yield	6.05%
Dividend Growth (YoY)	-11.45%
Years of Dividend Growth	n/a
Payout Ratio	46.59%
Buyback Yield	-2.49%
Shareholder Yield	3.33%
Earnings Yield	6.66%
FCF Yield	-149.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2022. It was a forward split with a ratio of 1.02.

Last Split Date	Sep 16, 2022
Split Type	Forward
Split Ratio	1.02

Scores

Altman Z-Score	n/a
Piotroski F-Score	2