Bank of Valletta p.l.c. (MSE:BOV)

Bank of Valletta p.l.c. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	312.15	282.23	306.75	323.4	196.28	172.43
Interest Income on Investments	177.82	164.56	130.99	80.74	24.57	23.83
Total Interest Income	489.96	446.79	437.74	404.14	220.85	196.26
Interest Paid on Deposits	69.7	58.83	51.26	49.4	18.31	38.5
Net Interest Income	420.27	387.96	386.48	354.74	202.54	157.76
Net Interest Income Growth	9.89%	0.38%	8.95%	75.14%	28.39%	7.30%
Income From Trading Activities	10.49	13.62	13.79	8.21	14.16	10.51
Gain (Loss) on Sale of Investments	-0.08	-0.09	4.1	0.01	0.09	0.05
Other Non-Interest Income	81.76	88.96	81.38	78.05	76.57	74.6
Total Non-Interest Income	92.18	102.48	99.27	86.26	90.82	85.15
Non-Interest Income Growth	-15.60%	3.23%	15.08%	-5.01%	6.65%	0.66%
Revenues Before Loan Losses	512.45	490.44	485.76	441	293.36	242.91
Provision for Loan Losses	3.13	0.04	-23.83	-10.48	-49.08	-18.86
Revenue	509.31	490.4	509.59	451.48	342.43	261.76
Revenue Growth	1.72%	-3.77%	12.87%	31.85%	30.82%	57.23%
Salaries and Employee Benefits	142.45	136.83	123.36	111.06	100.03	81.57
Occupancy Expenses	7.25	8.19	7.16	7.39	7.78	8.43
Amortization of Goodwill & Intangibles	14.5	12.77	13.15	13.79	11.86	11.71
Selling, General & Administrative	103.69	89.02	73.02	78.66	72.95	93.9
Total Non-Interest Expense	257.76	236.4	207.22	199.87	190.4	181.11
EBT Excluding Unusual Items	251.56	253.99	302.37	251.61	152.03	80.66
Legal Settlements	-	-	-	-	-102.96	-
Other Unusual Items	6.4	6.4	-	-	-	-
Pretax Income	257.96	260.39	302.37	251.61	49.08	80.66
Income Tax Expense	88.07	88.69	102.77	83.68	17.55	24.47
Earnings From Continuing Operations	169.88	171.71	199.6	167.94	31.53	56.19
Net Income	169.88	171.71	199.6	167.94	31.53	56.19
Net Income to Common	169.88	171.71	199.6	167.94	31.53	56.19
Net Income Growth	-5.40%	-13.97%	18.85%	432.66%	-43.89%	307.12%
Basic Shares Outstanding	640	642	642	642	642	642
Diluted Shares Outstanding	640	642	642	642	642	642
Shares Change	-0.33%	-0.02%	-	-	-	-
EPS (Basic)	0.27	0.27	0.31	0.26	0.05	0.09
EPS (Diluted)	0.27	0.27	0.31	0.26	0.05	0.09
EPS Growth	-5.09%	-13.96%	18.85%	432.66%	-43.89%	307.13%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	0.187	0.203	0.106	-	0.024
Dividend Growth	-	-8.11%	92.71%	-	-	-
Effective Tax Rate	34.14%	34.06%	33.99%	33.26%	35.75%	30.34%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 10, 2026

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