Bank of Valletta p.l.c. (MSE:BOV)

Bank of Valletta p.l.c. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	297.96	282.23	306.75	323.4	196.28	172.43
Interest Income on Investments	174.83	164.56	130.99	80.74	24.57	23.83
Total Interest Income	472.79	446.79	437.74	404.14	220.85	196.26
Interest Paid on Deposits	64.59	58.83	51.26	49.4	18.31	38.5
Net Interest Income	408.21	387.96	386.48	354.74	202.54	157.76
Net Interest Income Growth	6.94%	0.38%	8.95%	75.14%	28.39%	7.30%
Income From Trading Activities	7.87	13.62	13.79	8.21	14.16	10.51
Gain (Loss) on Sale of Investments	-0.1	-0.09	4.1	0.01	0.09	0.05
Other Non-Interest Income	81.81	88.96	81.38	78.05	76.57	74.6
Total Non-Interest Income	89.57	102.48	99.27	86.26	90.82	85.15
Non-Interest Income Growth	-21.96%	3.23%	15.08%	-5.01%	6.65%	0.66%
Revenues Before Loan Losses	497.78	490.44	485.76	441	293.36	242.91
Provision for Loan Losses	9.03	0.04	-23.83	-10.48	-49.08	-18.86
Revenue	488.75	490.4	509.59	451.48	342.43	261.76
Revenue Growth	-5.73%	-3.77%	12.87%	31.85%	30.82%	57.23%
Salaries and Employee Benefits	142.37	136.83	123.36	111.06	100.03	81.57
Occupancy Expenses	8.8	8.19	7.16	7.39	7.78	8.43
Amortization of Goodwill & Intangibles	12.91	12.77	13.15	13.79	11.86	11.71
Selling, General & Administrative	95.11	89.02	73.02	78.66	72.95	93.9
Total Non-Interest Expense	250.04	236.4	207.22	199.87	190.4	181.11
EBT Excluding Unusual Items	238.71	253.99	302.37	251.61	152.03	80.66
Legal Settlements	-	-	-	-	-102.96	-
Other Unusual Items	6.4	6.4	-	-	-	-
Pretax Income	245.11	260.39	302.37	251.61	49.08	80.66
Income Tax Expense	83.93	88.69	102.77	83.68	17.55	24.47
Earnings From Continuing Operations	161.18	171.71	199.6	167.94	31.53	56.19
Net Income	161.18	171.71	199.6	167.94	31.53	56.19
Net Income to Common	161.18	171.71	199.6	167.94	31.53	56.19
Net Income Growth	-15.81%	-13.97%	18.85%	432.66%	-43.89%	307.12%
Basic Shares Outstanding	642	642	642	642	642	642
Diluted Shares Outstanding	642	642	642	642	642	642
Shares Change	-0.07%	-0.02%	-	-	-	-
EPS (Basic)	0.25	0.27	0.31	0.26	0.05	0.09
EPS (Diluted)	0.25	0.27	0.31	0.26	0.05	0.09
EPS Growth	-15.75%	-13.96%	18.85%	432.66%	-43.89%	307.13%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.182	0.187	0.203	0.106	-	0.024
Dividend Growth	-11.31%	-8.11%	92.71%	-	-	-
Effective Tax Rate	34.24%	34.06%	33.99%	33.26%	35.75%	30.34%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 20, 2026

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