Lombard Bank Malta p.l.c. (MSE: LOM)

Lombard Bank Malta p.l.c. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	-	17.81	30.03	32.91	101.27	76.3
Investment Securities	225.87	214.71	279.05	241.13	153.48	135.99
Total Investments	225.87	214.71	279.05	241.13	153.48	135.99
Gross Loans	888.93	807.89	749.18	746.79	744.03	698.2
Allowance for Loan Losses	-10.01	-11.45	-9.95	-25.62	-25.91	-25.1
Net Loans	878.92	796.44	739.23	721.17	718.11	673.1
Property, Plant & Equipment	65.8	66.51	66.38	65.35	50.93	43.35
Goodwill	-	0.86	0.86	0.86	0.86	0.86
Other Intangible Assets	2.22	1.34	1.26	1.29	1.19	1.14
Accrued Interest Receivable	5.29	2.41	2.53	1.95	2.2	2.04
Other Receivables	19.17	131.77	66.16	33.57	40.35	27.7
Restricted Cash	111.88	7.36	1.44	50.1	36.22	51.5
Other Current Assets	1.39	2.89	2.6	2.5	2.33	6.94
Long-Term Deferred Tax Assets	10.82	11.69	10.89	7.03	10.12	9.8
Other Real Estate Owned & Foreclosed	0.7	0.7	0.7	0.66	0.13	0.13
Other Long-Term Assets	-	10.65	2.29	14.13	13.76	13.44
Total Assets	1,322	1,265	1,203	1,173	1,131	1,042
Accounts Payable	-	7.24	7.15	7.76	5.7	5.54
Interest Bearing Deposits	1,051	431.74	391.92	358.12	317.56	318.98
Non-Interest Bearing Deposits	-	587.35	616.54	619.05	623.58	546.03
Total Deposits	1,051	1,019	1,008	977.17	941.13	865.02
Short-Term Borrowings	0.64	0.12	0.51	1.2	5.58	5.85
Current Portion of Leases	-	0.41	0.36	0.37	0.35	0.33
Current Income Taxes Payable	4.14	1.56	-	0.81	0.84	1.13
Accrued Interest Payable	-	6.15	5.91	5.67	5.13	4.12
Other Current Liabilities	-	4.61	4.95	4.22	6.42	2.62
Long-Term Leases	-	4.14	3.87	4.02	3.48	2.91
Pension & Post-Retirement Benefits	-	1.03	1.31	1.68	1.73	2.01
Long-Term Deferred Tax Liabilities	4.1	4.1	4.1	4.1	6.45	6.83
Other Long-Term Liabilities	42.43	17.89	22.51	19.89	20.38	19.14
Total Liabilities	1,116	1,066	1,059	1,027	997.19	915.5
Common Stock	19.32	19.32	11.34	11.19	11.04	11.04
Additional Paid-In Capital	56.53	56.53	18.53	18.53	18.53	18.53
Retained Earnings	119.75	114.77	105.99	89.36	82.88	75.19
Comprehensive Income & Other	2.23	-0.24	0.35	18.22	13.56	14.36
Total Common Equity	197.83	190.38	136.21	137.3	126.02	119.13
Minority Interest	8.65	8.41	8.09	8.47	7.74	7.67
Shareholders' Equity	206.49	198.79	144.3	145.77	133.76	126.8
Total Liabilities & Equity	1,322	1,265	1,203	1,173	1,131	1,042
Total Debt	0.64	4.67	4.74	5.58	9.42	9.09
Net Cash (Debt)	-0.64	13.14	25.29	27.33	91.86	67.22
Net Cash Growth	-	-48.04%	-7.48%	-70.25%	36.66%	9.91%
Net Cash Per Share	-0.01	0.13	0.27	0.30	1.00	0.72
Filing Date Shares Outstanding	154.57	154.57	92.74	92.74	92.74	92.74
Total Common Shares Outstanding	154.57	154.57	92.74	92.74	92.74	92.74
Book Value Per Share	1.28	1.23	1.47	1.48	1.36	1.28
Tangible Book Value	195.62	188.19	134.09	135.16	123.97	117.13
Tangible Book Value Per Share	1.27	1.22	1.45	1.46	1.34	1.26

Source: S&P Capital IQ. Banks template. Financial Sources.