Lombard Bank Malta p.l.c. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	-	7.61	17.81	30.03	32.91	101.27
Investment Securities	212.12	212.36	223	279.05	241.13	153.48
Total Investments	212.12	212.36	223	279.05	241.13	153.48
Gross Loans	968.71	927.29	807.89	749.18	746.79	744.03
Allowance for Loan Losses	-7.33	-8.42	-11.45	-9.95	-25.62	-25.91
Net Loans	961.38	918.87	796.44	739.23	721.17	718.11
Property, Plant & Equipment	71.42	71.45	66.51	66.38	65.35	50.93
Goodwill	-	0.86	0.86	0.86	0.86	0.86
Other Intangible Assets	2.19	1.33	1.34	1.26	1.29	1.19
Accrued Interest Receivable	5.89	2.55	2.41	2.53	1.95	2.2
Other Receivables	16.11	151.57	131.77	66.16	33.57	40.35
Restricted Cash	113.27	7.24	7.36	1.44	50.1	36.22
Other Current Assets	2.1	3.28	2.89	2.6	2.5	2.33
Long-Term Deferred Tax Assets	6.6	7.96	11.69	10.89	7.03	10.12
Other Real Estate Owned & Foreclosed	0.7	0.7	0.7	0.7	0.66	0.13
Other Long-Term Assets	-	2.65	2.36	2.29	14.13	13.76
Total Assets	1,392	1,388	1,265	1,203	1,173	1,131
Accounts Payable	-	5.64	7.24	7.15	7.76	5.7
Interest Bearing Deposits	1,108	484.29	431.74	391.92	358.12	317.56
Non-Interest Bearing Deposits	-	635.74	587.35	616.54	619.05	623.58
Total Deposits	1,108	1,120	1,019	1,008	977.17	941.13
Short-Term Borrowings	3.01	0.42	0.12	0.51	1.2	5.58
Current Portion of Leases	-	0.93	0.41	0.36	0.37	0.35
Current Income Taxes Payable	3.51	1.26	1.56	-	0.81	0.84
Accrued Interest Payable	-	7.32	6.15	5.91	5.67	5.13
Other Current Liabilities	-	5.37	3.85	4.95	4.22	6.42
Long-Term Leases	-	4.18	4.14	3.87	4.01	3.48
Pension & Post-Retirement Benefits	-	1.06	1.03	1.31	1.68	1.73
Long-Term Deferred Tax Liabilities	4.82	4.82	4.1	4.1	4.1	6.45
Other Long-Term Liabilities	32.49	18.48	18.65	22.51	19.89	20.38
Total Liabilities	1,166	1,170	1,066	1,059	1,027	997.19
Common Stock	19.32	19.32	19.32	11.34	11.19	11.04
Additional Paid-In Capital	56.53	56.53	56.53	18.53	18.53	18.53
Retained Earnings	127.59	124.45	114.77	105.99	89.36	82.88
Comprehensive Income & Other	12.42	9.14	-0.24	0.35	18.22	13.56
Total Common Equity	215.86	209.45	190.38	136.21	137.3	126.02
Minority Interest	9.52	9.47	8.41	8.09	8.47	7.74
Shareholders' Equity	225.38	218.92	198.79	144.3	145.77	133.76
Total Liabilities & Equity	1,392	1,388	1,265	1,203	1,173	1,131
Total Debt	3.01	5.52	4.67	4.74	5.58	9.42
Net Cash (Debt)	-3.01	2.09	13.14	25.29	27.33	91.86
Net Cash Growth	-	-84.09%	-48.04%	-7.48%	-70.25%	36.66%
Net Cash Per Share	-0.02	0.01	0.13	0.27	0.30	1.00
Filing Date Shares Outstanding	154.57	154.57	154.57	92.74	92.74	92.74
Total Common Shares Outstanding	154.57	154.57	154.57	92.74	92.74	92.74
Book Value Per Share	1.40	1.36	1.23	1.47	1.48	1.36
Tangible Book Value	213.68	207.26	188.19	134.09	135.16	123.97
Tangible Book Value Per Share	1.38	1.34	1.22	1.45	1.46	1.34

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.