Lombard Bank Malta p.l.c. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7.64	7.61	17.81	30.03	32.91
Investment Securities	260.6	212.36	223	279.05	241.13
Total Investments	260.6	212.36	223	279.05	241.13
Gross Loans	998.89	927.29	807.89	749.18	746.79
Allowance for Loan Losses	-7.36	-8.42	-11.45	-9.95	-25.62
Net Loans	991.53	918.87	796.44	739.23	721.17
Property, Plant & Equipment	72.64	71.45	66.51	66.38	65.35
Goodwill	0.92	0.86	0.86	0.86	0.86
Other Intangible Assets	1.22	1.33	1.34	1.26	1.29
Accrued Interest Receivable	2.51	2.55	2.41	2.53	1.95
Other Receivables	140.25	151.57	131.77	66.16	33.57
Restricted Cash	7.21	7.24	7.36	1.44	50.1
Other Current Assets	3.27	3.28	2.89	2.6	2.5
Long-Term Deferred Tax Assets	6.46	7.96	11.69	10.89	7.03
Other Real Estate Owned & Foreclosed	0.7	0.7	0.7	0.7	0.66
Other Long-Term Assets	2.68	2.65	2.36	2.29	14.13
Total Assets	1,498	1,388	1,265	1,203	1,173
Accounts Payable	3.93	5.64	7.24	7.15	7.76
Interest Bearing Deposits	551	484.29	431.74	391.92	358.12
Non-Interest Bearing Deposits	656.28	635.74	587.35	616.54	619.05
Total Deposits	1,207	1,120	1,019	1,008	977.17
Short-Term Borrowings	0.32	0.42	0.12	0.51	1.2
Current Portion of Leases	0.67	0.93	0.41	0.36	0.37
Current Income Taxes Payable	2.4	1.26	1.56	-	0.81
Accrued Interest Payable	9.68	7.32	6.15	5.91	5.67
Other Current Liabilities	4.53	5.37	3.85	4.95	4.22
Long-Term Leases	5.81	4.18	4.14	3.87	4.01
Pension & Post-Retirement Benefits	0.94	1.06	1.03	1.31	1.68
Long-Term Deferred Tax Liabilities	4.8	4.82	4.1	4.1	4.1
Other Long-Term Liabilities	23.41	18.48	18.65	22.51	19.89
Total Liabilities	1,264	1,170	1,066	1,059	1,027
Common Stock	19.32	19.32	19.32	11.34	11.19
Additional Paid-In Capital	56.53	56.53	56.53	18.53	18.53
Retained Earnings	136.65	124.45	114.77	105.99	89.36
Comprehensive Income & Other	11.21	9.14	-0.24	0.35	18.22
Total Common Equity	223.72	209.45	190.38	136.21	137.3
Minority Interest	10.14	9.47	8.41	8.09	8.47
Shareholders' Equity	233.86	218.92	198.79	144.3	145.77
Total Liabilities & Equity	1,498	1,388	1,265	1,203	1,173
Total Debt	6.8	5.52	4.67	4.74	5.58
Net Cash (Debt)	0.84	2.09	13.14	25.29	27.33
Net Cash Growth	-59.66%	-84.09%	-48.04%	-7.48%	-70.25%
Net Cash Per Share	0.01	0.01	0.13	0.27	0.30
Filing Date Shares Outstanding	154.57	154.57	154.57	92.74	92.74
Total Common Shares Outstanding	154.57	154.57	154.57	92.74	92.74
Book Value Per Share	1.45	1.36	1.23	1.47	1.48
Tangible Book Value	221.58	207.26	188.19	134.09	135.16
Tangible Book Value Per Share	1.43	1.34	1.22	1.45	1.46

Source: S&P Global Market Intelligence. Banks template. Financial Sources.