Lombard Bank Malta p.l.c. (MSE:LOM)

Lombard Bank Malta p.l.c. Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	15.38	11.29	9.06	17.53	7.48
Depreciation & Amortization	2.97	3.06	2.58	2.25	2.04
Other Amortization	0.62	0.57	0.58	0.66	0.66
Change in Other Net Operating Assets	18.97	-10.56	7.87	-44.95	23.21
Other Operating Activities	-1.45	-2.86	-1.92	-11.78	-1.76
Operating Cash Flow	36.49	1.5	18.18	-36.28	31.63
Operating Cash Flow Growth	2330.91%	-91.74%	-	-	118.53%
Capital Expenditures	-2.26	-2.29	-2.66	-3.71	-7.6
Sale of Property, Plant and Equipment	0.05	0	-	-	-
Cash Acquisitions	-0.26	-	-	-	0.83
Investment in Securities	-4.65	16.53	0.54	-22.3	-70.01
Other Investing Activities	4.06	4.26	4.88	3.63	3.09
Investing Cash Flow	-3.06	18.49	2.77	-22.38	-73.69
Long-Term Debt Repaid	-1.21	-0.55	-0.49	-0.48	-0.52
Net Debt Issued (Repaid)	-1.21	-0.55	-0.49	-0.48	-0.52
Issuance of Common Stock	-	-	45.73	-	-
Common Dividends Paid	-3.42	-1.64	-	-0.87	-0.86
Other Financing Activities	-0.52	-0.3	-0.3	-0.43	-0.43
Financing Cash Flow	-5.15	-2.49	44.94	-1.78	-1.81
Net Cash Flow	28.28	17.51	65.89	-60.44	-43.87
Free Cash Flow	34.23	-0.79	15.52	-39.99	24.03
Free Cash Flow Growth	-	-	-	-	334.32%
Free Cash Flow Margin	44.19%	-1.05%	22.45%	-52.71%	37.24%
Free Cash Flow Per Share	0.22	-0.01	0.15	-0.43	0.26
Cash Interest Paid	11.67	9.86	7.76	6.65	5.71
Cash Income Tax Paid	6.05	6.16	3.99	3.18	5.87

Source: S&P Global Market Intelligence. Banks template. Financial Sources.