Lombard Bank Malta p.l.c. (MSE:LOM)
Malta · Delayed Price · Currency is EUR 0.7150
+0.0050 (0.70%)
At close: Jun 17, 2026
Lombard Bank Malta p.l.c. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 37.25 | 35.45 | 31.53 | 26.5 | 23.45 |
Interest Income on Investments | 3.21 | 3.16 | 2.38 | 2.66 | 2.35 |
Total Interest Income | 40.46 | 38.61 | 33.9 | 29.16 | 25.81 |
Interest Paid on Deposits | 13.91 | 10.88 | 7.84 | 6.74 | 6.17 |
Net Interest Income | 26.55 | 27.73 | 26.06 | 22.42 | 19.64 |
Net Interest Income Growth (YoY) | -4.23% | 6.37% | 16.27% | 14.16% | 3.47% |
Income From Trading Activities | 0.61 | 0.63 | 0.38 | 0.79 | 0.62 |
Other Non-Interest Income | 49.33 | 45.94 | 43.95 | 36.42 | 42.81 |
Total Non-Interest Income | 49.95 | 46.57 | 44.33 | 37.21 | 43.43 |
Non-Interest Income Growth (YoY) | 7.25% | 5.05% | 19.13% | -14.32% | 4.99% |
Revenues Before Loan Losses | 76.5 | 74.3 | 70.39 | 59.63 | 63.06 |
Provision for Loan Losses | -0.96 | -0.93 | 1.26 | -16.24 | -1.46 |
| 77.46 | 75.22 | 69.13 | 75.87 | 64.53 | |
Revenue Growth (YoY) | 2.97% | 8.81% | -8.88% | 17.58% | 14.47% |
Salaries and Employee Benefits | 28.3 | 26.53 | 24.38 | 24.01 | 24.36 |
Occupancy Expenses | 3.59 | 3.62 | 3.16 | 2.92 | 2.72 |
Selling, General & Administrative | 2.02 | 2 | 1.79 | 1.71 | 3.02 |
Other Non-Interest Expense | 23.1 | 23.62 | 24.95 | 19.19 | 21.64 |
Total Non-Interest Expense | 53.69 | 55.81 | 54.61 | 48.22 | 52.14 |
EBT Excluding Unusual Items | 23.77 | 19.42 | 14.53 | 27.65 | 12.39 |
Legal Settlements | - | - | - | 0.03 | 0.25 |
Pretax Income | 23.77 | 19.42 | 14.53 | 27.68 | 12.64 |
Income Tax Expense | 7.18 | 7.26 | 4.91 | 10.05 | 4.76 |
Earnings From Continuing Operations | 16.58 | 12.16 | 9.62 | 17.63 | 7.88 |
Minority Interest in Earnings | -1.2 | -0.87 | -0.55 | -0.1 | -0.4 |
Net Income | 15.38 | 11.29 | 9.06 | 17.53 | 7.48 |
Net Income to Common | 15.38 | 11.29 | 9.06 | 17.53 | 7.48 |
Net Income Growth | 36.21% | 24.59% | -48.29% | 134.33% | 12.67% |
Basic Shares Outstanding | 154 | 155 | 100 | 93 | 92 |
Diluted Shares Outstanding | 154 | 155 | 100 | 93 | 92 |
Shares Change (YoY) | -0.19% | 54.01% | 8.22% | 0.63% | 0.00% |
EPS (Basic) | 0.10 | 0.07 | 0.09 | 0.19 | 0.08 |
EPS (Diluted) | 0.10 | 0.07 | 0.09 | 0.19 | 0.08 |
EPS Growth | 36.47% | -19.10% | -52.22% | 132.86% | 12.66% |
Dividend Per Share | 0.034 | 0.034 | 0.016 | - | 0.010 |
Dividend Growth | 0.59% | 108.59% | - | - | -31.47% |
Effective Tax Rate | 30.23% | 37.38% | 33.79% | 36.31% | 37.66% |