Lombard Bank Malta p.l.c. (MSE:LOM)

Lombard Bank Malta p.l.c. Statistics

Total Valuation

MSE:LOM has a market cap or net worth of EUR 100.47 million.

Market Cap	100.47M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, November 27, 2025.

Earnings Date	Nov 27, 2025
Ex-Dividend Date	May 23, 2025

Share Statistics

MSE:LOM has 154.57 million shares outstanding. The number of shares has increased by 54.01% in one year.

Current Share Class	154.57M
Shares Outstanding	154.57M
Shares Change (YoY)	+54.01%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	2.15%
Float	55.17M

Valuation Ratios

The trailing PE ratio is 7.66.

PE Ratio	7.66
Forward PE	n/a
PS Ratio	1.33
PB Ratio	0.45
P/TBV Ratio	0.47
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.50%.

Return on Equity (ROE)	6.50%
Return on Assets (ROA)	1.03%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	78,199
Profits Per Employee	13,599
Employee Count	964
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MSE:LOM has paid 6.95 million in taxes.

Income Tax	6.95M
Effective Tax Rate	33.10%

Stock Price Statistics

The stock price has decreased by -22.62% in the last 52 weeks. The beta is 0.34, so MSE:LOM's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	-22.62%
50-Day Moving Average	0.72
200-Day Moving Average	0.80
Relative Strength Index (RSI)	39.58
Average Volume (20 Days)	6,897

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSE:LOM had revenue of EUR 75.38 million and earned 13.11 million in profits. Earnings per share was 0.08.

Revenue	75.38M
Gross Profit	74.11M
Operating Income	19.74M
Pretax Income	20.99M
Net Income	13.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.08

Balance Sheet

Cash & Cash Equivalents	n/a
Total Debt	3.01M
Net Cash	-3.01M
Net Cash Per Share	-0.02
Equity (Book Value)	225.38M
Book Value Per Share	1.40
Working Capital	-991.02M

Cash Flow

In the last 12 months, operating cash flow was -39.95 million and capital expenditures -2.35 million, giving a free cash flow of -42.30 million.

Operating Cash Flow	-39.95M
Capital Expenditures	-2.35M
Free Cash Flow	-42.30M
FCF Per Share	-0.27

Margins

Gross Margin	n/a
Operating Margin	26.18%
Pretax Margin	27.84%
Profit Margin	17.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 5.23%.

Dividend Per Share	0.03
Dividend Yield	5.23%
Dividend Growth (YoY)	108.59%
Years of Dividend Growth	2
Payout Ratio	12.50%
Buyback Yield	-54.01%
Shareholder Yield	-48.78%
Earnings Yield	13.05%
FCF Yield	-42.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 2023. It was a forward split with a ratio of 1.0222222222.

Last Split Date	Jul 18, 2023
Split Type	Forward
Split Ratio	1.0222222222

Scores

Altman Z-Score	n/a
Piotroski F-Score	2