MSM:AMAT Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	40.92	39.32	15.62	15.21	14.34
Total Interest & Dividend Income	0.83	0.37	1.43	0.83	1.35
Gain (Loss) on Sale of Investments	-	-0.01	-	-	-
Other Revenue	0.9	0.78	-0.79	0.43	0.57
Total Revenue	42.65	40.46	16.26	16.47	16.26
Revenue Growth (YoY)	5.41%	148.89%	-1.33%	1.29%	2.34%
Policy Benefits	41.94	40.39	8.53	8.65	7.42
Policy Acquisition & Underwriting Costs	3.19	2.91	2.06	1.79	1.91
Selling, General & Administrative	5.46	4.83	4.65	4.68	4.65
Provision for Bad Debts	-	-	0.12	-	0.46
Other Operating Expenses	-12.28	-10.63	-0.82	0.28	0.68
Total Operating Expenses	38.32	37.51	14.54	15.4	15.12
Operating Income	4.33	2.95	1.71	1.07	1.15
Other Non Operating Income (Expenses)	-	-2.15	0	0.24	-0
Pretax Income	4.33	0.8	1.71	1.31	1.15
Income Tax Expense	0.33	0.22	0.28	0.25	0.19
Net Income	4	0.58	1.43	1.06	0.95
Net Income to Common	4	0.58	1.43	1.06	0.95
Net Income Growth	588.58%	-59.37%	34.78%	11.15%	33.51%
Shares Outstanding (Basic)	175	175	175	175	175
Shares Outstanding (Diluted)	175	175	175	175	175
EPS (Basic)	0.02	0.00	0.01	0.01	0.01
EPS (Diluted)	0.02	0.00	0.01	0.01	0.01
EPS Growth	588.71%	-59.38%	34.78%	11.14%	33.53%
Free Cash Flow	6.03	3.3	-2.57	0.29	-2.17
Free Cash Flow Per Share	0.03	0.02	-0.01	0.00	-0.01
Dividend Per Share	0.007	0.007	0.007	0.007	0.007
Dividend Growth	-	-	-	-6.67%	-25.00%
Operating Margin	10.15%	7.30%	10.54%	6.51%	7.06%
Profit Margin	9.38%	1.44%	8.80%	6.44%	5.87%
Free Cash Flow Margin	14.15%	8.16%	-15.83%	1.74%	-13.37%
EBITDA	4.42	3.05	1.83	1.19	1.27
EBITDA Margin	10.37%	7.55%	11.26%	7.25%	7.78%
D&A For EBITDA	0.09	0.1	0.12	0.12	0.12
EBIT	4.33	2.95	1.71	1.07	1.15
EBIT Margin	10.15%	7.30%	10.54%	6.51%	7.06%
Effective Tax Rate	7.52%	27.72%	16.53%	19.18%	16.80%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.