Al Madina Insurance Company SAOG (MSM:AMAT)

MSM:AMAT Ratios and Metrics

Market cap in millions OMR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 7, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	19	14	15	16	17	14
Market Cap Growth	33.75%	-3.57%	-6.67%	-5.26%	21.80%	-1.27%
Enterprise Value	10	6	8	9	8	7
PE Ratio	6.96	8.13	10.28	14.84	17.41	19.09
PS Ratio	0.85	0.72	0.90	0.96	1.02	0.86
PB Ratio	0.89	0.64	0.67	0.72	0.73	0.58
P/FCF Ratio	6.84	5.00	-	55.09	-	8.24
P/OCF Ratio	6.60	4.98	-	47.12	-	8.04
EV/Sales Ratio	0.43	0.33	0.47	0.54	0.52	0.43
EV/EBITDA Ratio	2.81	2.80	4.17	7.38	6.66	5.95
EV/EBIT Ratio	2.86	2.93	4.45	8.23	7.34	6.91
EV/FCF Ratio	3.48	2.29	-	30.84	-	4.14
Quick Ratio	1.17	0.31	0.32	0.27	0.26	0.29
Current Ratio	4.89	0.92	1.00	0.91	0.98	0.97
Asset Turnover	0.21	0.16	0.13	0.14	0.15	0.16
Return on Equity (ROE)	12.30%	7.90%	6.53%	4.75%	4.14%	3.05%
Return on Assets (ROA)	2.01%	1.11%	0.87%	0.55%	0.65%	0.64%
Return on Capital (ROIC)	9.52%	6.28%	4.89%	3.00%	3.11%	2.64%
Earnings Yield	14.36%	12.29%	9.73%	6.74%	5.74%	5.24%
FCF Yield	14.62%	19.99%	-17.51%	1.81%	-13.08%	12.14%
Dividend Yield	6.54%	9.43%	9.88%	9.98%	10.97%	19.79%
Payout Ratio	45.55%	70.29%	85.64%	123.67%	183.28%	146.82%
Total Shareholder Return	6.54%	9.43%	9.88%	9.98%	10.97%	19.79%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.