Bank Dhofar SAOG (MSM:BKDB)

Bank Dhofar SAOG Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	307.81	289.82	279.89	261.61	221.27	206.72
Interest Paid on Deposits	183.1	171.88	165.72	150.79	98.85	104.3
Net Interest Income	124.71	117.94	114.17	110.82	122.42	102.42
Net Interest Income Growth	7.30%	3.30%	3.02%	-9.47%	19.52%	-4.85%
Gain (Loss) on Sale of Investments	0.41	0.41	0.03	0.04	0.01	2.07
Other Non-Interest Income	61.09	51.44	38.64	33.22	20.72	21.95
Total Non-Interest Income	61.5	51.85	38.67	33.26	20.74	24.02
Non-Interest Income Growth	26.78%	34.07%	16.27%	60.41%	-13.68%	7.47%
Revenues Before Loan Losses	186.22	169.78	152.84	144.08	143.15	126.45
Provision for Loan Losses	38.76	30.2	23.8	31.66	33.27	24.65
Revenue	147.45	139.58	129.04	112.42	109.89	101.8
Revenue Growth	9.19%	8.17%	14.78%	2.31%	7.95%	0.78%
Salaries and Employee Benefits	-	-	-	-	-	44.8
Occupancy Expenses	7.24	6.92	7.03	6.5	7.06	7.09
Selling, General & Administrative	77.83	74.24	71.82	62.14	62.63	20.45
Total Non-Interest Expense	85.07	81.16	78.85	68.65	69.68	72.34
EBT Excluding Unusual Items	62.38	58.42	50.19	43.78	40.2	29.46
Pretax Income	62.38	58.42	50.19	43.78	40.2	29.46
Income Tax Expense	8.5	7.37	6.58	5.02	6.03	4.33
Net Income	53.88	51.05	43.61	38.76	34.17	25.12
Preferred Dividends & Other Adjustments	10.62	10.58	10.63	10.8	9.38	9.38
Net Income to Common	43.26	40.47	32.98	27.96	24.8	15.75
Net Income Growth	22.03%	22.70%	17.96%	12.76%	57.47%	-22.96%
Basic Shares Outstanding	3,040	3,040	3,040	3,040	3,040	3,040
Diluted Shares Outstanding	3,040	3,040	3,040	3,040	3,040	3,040
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.01	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01	0.00
EPS Growth	22.03%	22.57%	21.91%	9.11%	66.47%	-27.13%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.007	0.007	0.007	0.008	0.005	0.002
Dividend Growth	14.50%	14.50%	-13.82%	55.10%	145.00%	-48.72%
Effective Tax Rate	13.62%	12.61%	13.11%	11.46%	15.00%	14.71%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 6, 2026

Data Sources Report a data error