Bank Dhofar SAOG (MSM:BKDB)

Bank Dhofar SAOG Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	289.82	279.89	261.61	221.27	206.72
Interest Paid on Deposits	-	171.88	165.72	150.79	98.85	104.3
Net Interest Income	119.11	117.94	114.17	110.82	122.42	102.42
Net Interest Income Growth	4.71%	3.30%	3.02%	-9.47%	19.52%	-4.85%
Gain (Loss) on Sale of Investments	0.41	0.41	0.03	0.04	0.01	2.07
Other Non-Interest Income	59.89	51.44	38.64	33.22	20.72	21.95
Total Non-Interest Income	60.3	51.85	38.67	33.26	20.74	24.02
Non-Interest Income Growth	32.87%	34.07%	16.27%	60.41%	-13.68%	7.47%
Revenues Before Loan Losses	179.42	169.78	152.84	144.08	143.15	126.45
Provision for Loan Losses	33.51	30.2	23.8	31.66	33.27	24.65
Revenue	145.9	139.58	129.04	112.42	109.89	101.8
Revenue Growth	8.82%	8.17%	14.78%	2.31%	7.95%	0.78%
Salaries and Employee Benefits	-	-	-	-	-	44.8
Occupancy Expenses	6.92	6.92	7.03	6.5	7.06	7.09
Selling, General & Administrative	74.24	74.24	71.82	62.14	62.63	20.45
Total Non-Interest Expense	83.22	81.16	78.85	68.65	69.68	72.34
EBT Excluding Unusual Items	62.68	58.42	50.19	43.78	40.2	29.46
Pretax Income	62.68	58.42	50.19	43.78	40.2	29.46
Income Tax Expense	8.03	7.37	6.58	5.02	6.03	4.33
Net Income	54.65	51.05	43.61	38.76	34.17	25.12
Preferred Dividends & Other Adjustments	10.58	10.58	10.63	10.8	9.38	9.38
Net Income to Common	44.07	40.47	32.98	27.96	24.8	15.75
Net Income Growth	27.45%	22.70%	17.96%	12.76%	57.47%	-22.96%
Basic Shares Outstanding	-	3,040	3,040	3,040	3,040	3,040
Diluted Shares Outstanding	-	3,040	3,040	3,040	3,040	3,040
Shares Change	-	-	-	-	-	-
EPS (Basic)	-	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	-	0.01	0.01	0.01	0.01	0.00
EPS Growth	-	22.57%	21.91%	9.11%	66.47%	-27.13%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	0.007	0.007	0.008	0.005	0.002
Dividend Growth	-	14.50%	-13.82%	55.10%	145.00%	-48.72%
Effective Tax Rate	12.81%	12.61%	13.11%	11.46%	15.00%	14.71%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 26, 2026

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