Bank Muscat SAOG (MSM:BKMB)

Bank Muscat SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,146	1,131	1,515	1,316	1,981	1,591
Investment Securities	1,653	1,740	1,565	1,291	1,213	1,151
Trading Asset Securities	203.06	54.55	43.82	41.58	39.41	56.19
Total Investments	1,856	1,794	1,609	1,333	1,253	1,207
Gross Loans	11,365	10,897	10,442	9,975	9,660	9,379
Allowance for Loan Losses	-640.6	-659.47	-565.33	-557.66	-468.89	-396.08
Net Loans	10,724	10,237	9,877	9,417	9,191	8,983
Property, Plant & Equipment	81.88	62.89	60.02	54.44	58.35	56.64
Other Intangible Assets	-	24.65	17.28	13.87	15.84	14.75
Other Receivables	248.54	440.55	456.08	521.52	451.38	365.95
Restricted Cash	0.5	0.5	0.5	0.5	0.5	0.5
Other Current Assets	113.39	91.2	131.4	108.89	111.43	143.56
Long-Term Deferred Tax Assets	1.44	1.37	1.74	7.27	6.47	7.29
Other Real Estate Owned & Foreclosed	-	0.1	0.1	0.1	0.1	0.1
Other Long-Term Assets	2.28	128.14	4.59	3.53	3.79	84.61
Total Assets	14,174	13,912	13,673	12,776	13,073	12,454
Interest Bearing Deposits	8,043	8,577	8,274	6,907	7,031	6,882
Non-Interest Bearing Deposits	2,526	1,828	1,964	1,791	1,793	2,165
Total Deposits	10,569	10,405	10,238	8,699	8,824	9,047
Short-Term Borrowings	13.8	16.2	28.78	585.25	691.93	32
Current Portion of Long-Term Debt	-	-	-	-	44.61	-
Current Portion of Leases	-	1.93	0.07	1.77	2.72	2.44
Current Income Taxes Payable	58.27	69.16	61.63	55.71	52.93	47.82
Other Current Liabilities	114.91	92.8	132.93	109.15	111.66	143.74
Long-Term Debt	656.46	562.57	540.57	829.99	928.95	845.38
Long-Term Leases	47.87	46.92	45.45	42.7	44.86	45.72
Long-Term Unearned Revenue	15.56	8.87	10.48	-	-	9.58
Pension & Post-Retirement Benefits	7.76	7.45	6.93	6.76	6.83	7.4
Long-Term Deferred Tax Liabilities	7.76	4.96	3.5	0.87	0.87	0.87
Other Long-Term Liabilities	230.28	251.61	249.87	212.87	211.88	228.07
Total Liabilities	11,721	11,467	11,319	10,544	10,922	10,410
Common Stock	750.64	750.64	750.64	750.64	357.45	324.95
Additional Paid-In Capital	156.22	156.22	156.22	156.22	531.54	531.54
Retained Earnings	971.98	981.74	894.2	817.18	1,124	1,043
Comprehensive Income & Other	573.56	556.24	553.8	508.09	137.61	144.12
Shareholders' Equity	2,452	2,445	2,355	2,232	2,151	2,044
Total Liabilities & Equity	14,174	13,912	13,673	12,776	13,073	12,454
Total Debt	718.13	627.61	614.87	1,460	1,713	925.54
Net Cash (Debt)	630.66	557.74	944.24	-101.98	306.96	721.62
Net Cash Growth	14.61%	-40.93%	-	-	-57.46%	22.59%
Net Cash Per Share	0.08	0.07	0.13	-0.01	0.04	0.10
Filing Date Shares Outstanding	7,506	7,506	7,506	7,506	7,507	7,506
Total Common Shares Outstanding	7,506	7,506	7,506	7,506	7,507	7,506
Book Value Per Share	0.26	0.26	0.25	0.23	0.27	0.25
Tangible Book Value	2,452	2,420	2,338	2,218	2,135	2,029
Tangible Book Value Per Share	0.26	0.26	0.24	0.23	0.27	0.25

Updated Mar 11, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.