Bank Muscat SAOG (MSM:BKMB)

Bank Muscat SAOG Balance Sheet

Financials in millions OMR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,273	1,327	1,231	1,515	1,316	1,981
Investment Securities	2,366	1,982	1,640	1,565	1,291	1,213
Trading Asset Securities	292.47	238.08	54.55	43.82	41.58	39.41
Total Investments	2,659	2,220	1,695	1,609	1,333	1,253
Gross Loans	12,460	11,390	10,897	10,442	9,975	9,660
Allowance for Loan Losses	-701.9	-648.08	-659.47	-565.33	-557.66	-468.89
Net Loans	11,758	10,742	10,237	9,877	9,417	9,191
Property, Plant & Equipment	81.22	64.24	62.89	60.02	54.44	58.35
Other Intangible Assets	-	22.34	24.65	17.28	13.87	15.84
Other Receivables	81.84	621	440.55	456.08	521.52	451.38
Restricted Cash	-	0.5	0.5	0.5	0.5	0.5
Other Current Assets	146.74	127.16	91.2	131.4	108.89	111.43
Long-Term Deferred Tax Assets	1.81	1.99	1.37	1.74	7.27	6.47
Other Real Estate Owned & Foreclosed	-	0.1	0.1	0.1	0.1	0.1
Other Long-Term Assets	2.43	2.46	128.14	4.59	3.53	3.79
Total Assets	16,004	15,129	13,912	13,673	12,776	13,073

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	9,927	9,367	8,577	8,274	6,907	7,031
Non-Interest Bearing Deposits	2,018	1,847	1,828	1,964	1,791	1,793
Total Deposits	11,945	11,215	10,405	10,238	8,699	8,824
Short-Term Borrowings	17.87	18.35	16.2	28.78	585.25	691.93
Current Portion of Long-Term Debt	-	192.5	-	-	-	44.61
Current Portion of Leases	-	2.28	1.93	0.07	1.77	2.72
Current Income Taxes Payable	85.88	82.42	69.16	61.63	55.71	52.93
Other Current Liabilities	148.28	128.74	92.8	132.93	109.15	111.66
Long-Term Debt	793.94	548.16	562.57	540.57	829.99	928.95
Long-Term Leases	47.69	48.54	46.92	45.45	42.7	44.86
Long-Term Unearned Revenue	7.67	15.36	8.87	10.48	-	-
Pension & Post-Retirement Benefits	8.71	8.29	7.45	6.93	6.76	6.83
Long-Term Deferred Tax Liabilities	10.34	10.18	4.96	3.5	0.87	0.87
Other Long-Term Liabilities	255.77	267.58	251.61	249.87	212.87	211.88
Total Liabilities	13,321	12,537	11,467	11,319	10,544	10,922

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	750.64	750.64	750.64	750.64	750.64	357.45
Additional Paid-In Capital	156.22	156.22	156.22	156.22	156.22	531.54
Retained Earnings	1,148	1,088	981.74	894.2	817.18	1,124
Comprehensive Income & Other	627.91	596.82	556.24	553.8	508.09	137.61
Shareholders' Equity	2,683	2,592	2,445	2,355	2,232	2,151
Total Liabilities & Equity	16,004	15,129	13,912	13,673	12,776	13,073

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	859.51	809.83	627.61	614.87	1,460	1,713
Net Cash (Debt)	1,218	755.26	657.52	944.24	-101.98	306.96
Net Cash Growth	21.02%	14.87%	-30.36%	-	-	-57.46%
Net Cash Per Share	0.16	0.10	0.09	0.13	-0.01	0.04
Filing Date Shares Outstanding	7,506	7,506	7,506	7,506	7,506	7,507
Total Common Shares Outstanding	7,506	7,506	7,506	7,506	7,506	7,507
Book Value Per Share	0.29	0.28	0.26	0.25	0.23	0.27
Tangible Book Value	2,683	2,570	2,420	2,338	2,218	2,135
Tangible Book Value Per Share	0.29	0.28	0.26	0.24	0.23	0.27

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

Data Sources Report a data error