Bank Muscat SAOG (MSM:BKMB)
Oman flag Oman · Delayed Price · Currency is OMR
0.4000
+0.0040 (1.01%)
At close: Nov 4, 2026

Bank Muscat SAOG Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
556.03526.59478.3448.16421.02415.43
Revenue Growth
8.81%10.10%6.73%6.44%1.35%10.63%
Net Income
249.14231.52201.96189.35193.6182.48
Earnings Per Share
0.030.030.030.030.030.02
EPS Growth
11.40%14.64%6.66%-2.20%7.46%15.35%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
139.53132.32121.88104.3392.33103.09
Consumer Banking
253.71238.29227.77220.06200.78201.6
Wholesale Banking
97.0988.690.589.4187.9781.24
International Banking
32.936.6112.058.919.372.49
Islamic Banking
32.8130.7726.125.4529.6526.85
Total
556.03526.59478.3448.16420.1415.26

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,0771,5651,2851,5591,3582,020
Total Debt
859.51809.83627.61614.871,4601,713
Net Cash (Debt)
1,218755.26657.52944.24-101.98306.96
Net Cash Growth
21.02%14.87%-30.36%---57.46%
Net Cash Per Share
0.160.100.090.13-0.010.04

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-958.47-291.59-244.48-119.14281.7535.79
Capital Expenditures
-15.34-15.62-23.47-21.88-9.06-15.16
Free Cash Flow
-973.81-307.22-267.95-141.01272.6920.64
Free Cash Flow Growth
----1221.48%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
44.81%43.97%42.22%42.25%45.98%43.92%
FCF Margin
-175.14%-58.34%-56.02%-31.46%64.77%4.97%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0180.0180.0170.0150.0150.014
Dividend Per Share Growth
9.09%9.09%6.45%3.33%4.90%32.41%
Dividend Yield
4.50%5.41%6.55%5.87%5.46%6.21%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.1210.809.3710.4710.669.48
Forward PE
11.439.828.379.3311.759.18
P/FCF Ratio
----7.5783.84
PS Ratio
5.404.753.964.424.904.16