Bank Muscat SAOG (MSM:BKMB)

Bank Muscat SAOG Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	260.92	255.54	225.58	212.45	200.75	189.63
Depreciation & Amortization	24.99	24.88	21.27	19.95	18.18	17.31
Gain (Loss) on Sale of Assets	0.01	0.01	0.56	0	-	-
Gain (Loss) on Sale of Investments	-20.67	-21.52	0.11	-2.41	-0.91	0.93
Provision for Credit Losses	48.33	47.75	73.48	48.61	70.52	72.41
Change in Other Net Operating Assets	-892.79	-601.79	-550.95	-413.53	15.29	-228.99
Other Operating Activities	-1.02	4.26	-13.53	16.24	-21.15	-15.32
Operating Cash Flow	-580.97	-291.59	-244.48	-119.14	281.75	35.79
Operating Cash Flow Growth	-	-	-	-	687.19%	-
Capital Expenditures	-18.18	-15.62	-23.47	-21.88	-9.06	-15.16
Sale of Property, Plant and Equipment	-	-	-	0	-	0.02
Investment in Securities	-179.81	-454.79	-322.44	19.13	-70.64	-46.49
Income (Loss) Equity Investments	-0.74	-0.72	-1	-0.45	-0.93	-0.17
Other Investing Activities	21.31	21.79	11.94	7.68	5.43	3.67
Investing Cash Flow	-176.67	-448.62	-333.97	4.94	-74.27	-57.95
Long-Term Debt Issued	-	288.75	16.53	-	-	-
Long-Term Debt Repaid	-	-	-45.6	-192.5	-44.61	-
Net Debt Issued (Repaid)	96.25	288.75	-29.07	-192.5	-44.61	-
Common Dividends Paid	-159.13	-147.87	-139.97	-135.7	-114.38	-88.39
Net Increase (Decrease) in Deposit Accounts	588.69	695.77	217.37	886.95	-127.79	316.1
Other Financing Activities	-	-	-	-	-	-13.09
Financing Cash Flow	525.81	836.65	48.32	558.76	-286.78	214.62
Net Cash Flow	-231.83	96.43	-530.12	444.56	-79.3	192.47
Free Cash Flow	-599.15	-307.22	-267.95	-141.01	272.69	20.64
Free Cash Flow Growth	-	-	-	-	1221.48%	-
Free Cash Flow Margin	-111.99%	-58.34%	-56.02%	-31.46%	64.77%	4.97%
Free Cash Flow Per Share	-0.08	-0.04	-0.04	-0.02	0.04	0.00
Cash Income Tax Paid	36.48	35.89	36.55	33.64	32.52	29.7

Source: S&P Global Market Intelligence. Banks template. Financial Sources.